Sentences with phrase «investment earnings»

Include «take home» wages, tips, bonuses, investment earnings alimony, child support, and benefits from pensions, Social Security, the Veterans Administration, Unemployment Compensation and Public Assistance.

«The Foundation is in a strong fiscal position going into 2018 and 2019, with substantial funds available both from investment earnings and trust fund income.

When the leadership of the Kansas City Regional REALTOR ® Association came together to brainstorm how best to put investment earnings into new programs for members, they considered a wide range of services and products.

In a Ponzi scheme, investors in a company are paid dividends not by investment earnings but by money obtained through new investors.

However, the dividends are not guaranteed — they are only offered when your insurer has favorable mortality rates, huge savings on expenses or excess investment earnings.

If you withdraw funds prior to reaching age 59 1/2 a 10 % early withdrawal penalty tax may apply on any portion withdrawn that is attributed to investment earnings.

As needed, the insurer makes adjustments to the premium, based on mortality, investment earnings and company expenses.

You also have the advantage of possibly lower premiums if your insurer finds that expenses are lower, investment earnings are better or mortality is different than anticipated.

Current mortality and experience and investment earnings can be credited to the insurance policy either through the cash value account and / or the premium or dividend structure (depending on whether it is a stock or mutual company).

The company sets the initial premium based upon its current estimate of future investment earnings and mortality experience and retains the contractual right to reevaluate its original estimates to increase or decrease your premium payments later.

The dividends represent the favorable experience of the company and result from excess investment earnings, favorable mortality and expense savings.

Some of those changes are in investment earnings, persistency, expenses and even mortality experience.

Please note that AXA Strategic Allocation Portfolios entail fees and costs in addition to the fees and costs incurred in the Portfolios» underlying investment earnings.

While insurers guarantee stated benefits on traditional contracts far into the future based on long - term and overall company experience, they allocate investment earnings differently on interest sensitive whole life in order to better reflect current fluctuations in interest rates.

The high premiums and fees outweigh the policy's potential investment earnings (not to mention that the investment earnings are unpredictable).

Capital gains and other investment earnings accrue tax deferred as long as the funds remain invested in the insurance contract.

If the cash value in a contract exceeds the specified percentage of death benefit, the policy no longer qualifies as life insurance at all and all investment earnings become immediately taxable in the year the specified percentage is exceeded.

If this happens, then the policy's cash value and investment earnings inside the policy will be used to support the death benefit.

The investment earnings generally accrue tax - free and, again, the death benefit is free from taxes.

The premium changes depending on mortality, investment earnings and company expenses.

By issuing checkbooks to survivors, insurers get to hold on to the money and reap investment earnings while survivors gradually spend it down.

• Lower premiums are possible — this can happen when your insurer's expenses go down, investment earnings are better or that mortality is different than initially anticipated.

It lets you see quotes for term and whole life, and extrapolates out the investment earnings on the whole life side for 20 to 30 years, and compares that to the «buy term and invest the difference» strategy, which is the Suze Orman life insurance approach.

These contracts might guarantee your principal plus an interest earning (in the case of a fixed annuity) or they may offer you the potential for higher investment earnings through mutual fund investments.

Low interest rates and mortgage defaults hurt both asset valuations and investment earnings.

The calculation process often involves a number of assumptions, particularly in relation to future claims experience, and investment earnings potential.

This means you'll never have to pay income tax on your investment earnings if you are 59 1/2 or older.

However, if you don't use the money for education expenses, the IRS will charge income tax plus a 10 percent penalty on your investment earnings.

Typically, when you invest, you need to pay taxes on your investment earnings right away.

Because the costs are paid in full and upfront, the cash value can grow quickly and your insurance coverage is entirely paid by the account value of the policy which grows if the underlying investment earnings are positive rather than with annual premiums.

The net premium depends on mortality rate, investment earnings and the lapse rate and loading is the company «s operating costs.

The cash value increases because of the regular payment of your premium and also because of interest or investment earnings.

Premiums may rise or fall based on projected changes of investment earnings, mortality experience, persistence, and expenses.

Moreover, the cash value may be affected by your insurance company's financial results or experience, which can be influenced by mortality rates, expenses, and investment earnings.

The insurance company's dividends can come from investment earnings, savings, or favorable rates of mortality.

Investment earnings are used to quickly reflect changes in interest rates.

They're not guaranteed, however, and are only paid out when your insurance company has excess investment earnings, savings on expenses, or favorable mortality statistics.

One of the primary differences between traditional and interest sensitive whole life plans is how investment earnings are allocated.

You can credit the current mortality, experience and investment earnings to the insurance policy.

Additionally, if you invest that money, you'll have to pay taxes on your investment earnings.

Some examples of additional income are interest from savings accounts and investment earnings.

Even in this «lower than historical returns but better than mediocre» return scenario, we get $ 88 of pretax investment earnings per share and closer to around 12 % ROE — again, with 0 income from underwriting.

Although contributions are not deductible on your federal tax return, any investment earnings can grow tax - deferred, and distributions to pay for the beneficiary's college costs come out federally tax - free.

After these funds have been paid out, your benefit is funded from a separate contribution your employer makes to VRS and investment earnings.

Federal (and sometimes state) taxes on the employee contributions and investment earnings are deferred until the participant receives a distribution from the plan (typically at retirement).

Reason No. 2 - one can turn the investment income into salary If a person has only investment income (and no actual employment income) the corporation can use it's investment earnings to pay the person a salary (which offsets the invetsment income, causing no corporate tax) such income is eligiable for working tax credits, and causes contributions to Parental Leave Insurance.

Your investment earnings — the money your money makes — will likely be taxed at the federal, state, and sometimes local levels.

Moreover, the cash value may be affected by your insurance company's financial results or experience, which can be influenced by mortality rates, expenses, and investment earnings.

These work somewhat like nondeductible IRA contributions: they permit tax - deferred buildup of investment earnings, and they create basis in the account so that the portion of your subsequent withdrawals representing these after - tax dollars will not be taxed again.

If we send these blended payments to a traditional IRA, we're still in a situation where investment earnings produced by the after - tax dollars are merely tax - deferred.