Sentences with phrase «investment than an insurance»

However, this would definitely be more of an investment than an insurance policy, and it sounds like your investments are doing just fine already!

Permanent life insurance is in some ways more like an investment than an insurance policy.

But some life insurance policies act more like investments than insurance.

Not exact matches

More from Investor Toolkit: More investors like passive investments Buy life insurance sooner rather than later

LeapFrog's first fund of $ 135 million made equity investments of between $ 5 million and $ 15 million in eight companies in Africa and Asia offering insurance and other financial products to individuals living on less than $ 10 per day.

Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 8,700 locations, 12,500 ATMs, and the internet (wellsfargo.com) and mobile banking, and has offices in 36 countries to support customers who conduct business in the global economy.

This discussion also does not consider any specific facts or circumstances that may be relevant to holders subject to special rules under the U.S. federal income tax laws, including, without limitation, certain former citizens or long - term residents of the United States, partnerships or other pass - through entities, real estate investment trusts, regulated investment companies, «controlled foreign corporations,» «passive foreign investment companies,» corporations that accumulate earnings to avoid U.S. federal income tax, banks, financial institutions, investment funds, insurance companies, brokers, dealers or traders in securities, commodities or currencies, tax - exempt organizations, tax - qualified retirement plans, persons subject to the alternative minimum tax, persons that own, or have owned, actually or constructively, more than 5 % of our common stock and persons holding our common stock as part of a hedging or conversion transaction or straddle, or a constructive sale, or other risk reduction strategy.

New US tax bill supports captive insurance Investments (from premium) compound tax free (can manage your own assets) «A fund may still become a family office in the end, but they will be a bigger one than they would be without insurance.»

Over the course of his career, Mr. Maddox has helped create and distribute more than a dozen different mutual fund, variable annuity, and hedge fund complexes for banks, insurance companies, and independent investment advisors, and has served as the chief accounting officer, treasurer, vice president, and president of many of these funds.

If activated, the change could push brokers, planners and insurance agents toward selling their clients better investments than they might be recommending now.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

LOS ANGELES (AP)-- A California grandmother who lost her life savings in a real estate investment scam offered by an insurance agent was awarded more than $ 15 million Wednesday in a lawsuit against MetLife and two subsidiaries, attorneys said.

Our company was founded more than 80 years ago by credit union leaders who were looking for an insurance and investment partner they could trust.

Blum has more than 20 years» experience in investments and research, including working with individual clients as a trust portfolio manager and as a bank examiner with the Federal Deposit Insurance Corporation.

A far greater part of the text — thousands of pages in more than 30 chapters — has to do with harmonizing regulations (financial, health and safety standards, etc.), reinforcing intellectual property rights (patents, copyrights), opening up new sectors to privatization and foreign investment (health insurance and education), and putting strict limits on how governments choose to protect the environment or create jobs.

Home buyers in California who make an upfront investment of less than 20 % usually have to pay for private mortgage insurance.

They also won't be on the hook if investment returns are lower than the insurance company expected when the company made the income guarantees.

Founded in 1852 and headquartered in San Francisco, Wells Fargo provides banking, insurance, investments, mortgage, and consumer and commercial finance through more than 8,600 locations, 13,000 ATMs, the internet (wellsfargo.com) and mobile banking, and has offices in 36 countries and territories to support customers who conduct business in the global economy.

Used cars are a great choice for drivers on a budget because they open up more options to you than new cars, they've skipped the big depreciation period so you get more return on your investment, and they have lower associated costs like insurance.

Also, the value setting rules for many investment banking assets and liabilities are far more squishy than for insurance liabilities.

More than anything, though, holding gold as an investment is essentially a form of insurance against a period of hyperinflation or a disastrous event affecting the global financial system.

If you reach a point in your retirement where a guaranteed stream of income is a more important priority than investment flexibility, you can transfer some or all of your RRIF assets to an insurance company to purchase an annuity, while still maintaining the tax sheltered nature of the assets.

Also, taking some money out and learning new and significant skills (medical, technical, business, insurance, even plumbing, electrical, automotive) is probably a better investment than an index fund.

For more than a decade, I worked for several large life insurance companies creating investment products.

For some parents, however, other financial investments may be more prudent than term life insurance for children.

Conversely, the average returns tend to be lower than at risk investments such as stocks or real estate due to limitations set by the insurance company (usually represented by a contract fee or a cap, spread, or participation rate on the index allocation selected).

Even then, don't sign up for an insurance policy until you have crunched the numbers and figured out that its benefits are likely to offer you a better after - tax return on the premiums you pay than you would earn for CD rates or long - term investments.

If you live much longer than expected, the insurance company will continue to pay even though they may have exhausted your investment, as well as the earnings your investment made.

The point being, perhaps qualification of annuity premiums may be even more advantageous (as opposed to non-qualified options) than for other types of unqualified investments such as life insurance or Roth IRAs.

Dear Avik, Ofcourse, having a sufficient life insurance cover is more important than your investment planning.

Invest in safe investments like opening a high - yield account with an online bank where yields are higher than in the local bank and have FDIC insurance.

With the longer liability structures, and a highly competitive environment, the investment policy of most insurance companies is more aggressive than that of most banks.

Other tax - efficient options that you might consider, Dale, include corporate class mutual funds or ETFs that result in less tax than their traditional counterparts, flow - through shares, life insurance products or direct real estate investment.

PPF earns you more than what a Investment + Life term insurance gives.

We fear that some of the reinsurers are taking on what we call «too smart for your own good» risk, and that hedge fund investments will prove to be less diversified than they expected in a crisis, perhaps even a crisis with insurance claim applications, like 9/11.

A large portion of your premiums payments will be invested in the insurance company's investment fund in whatever asset class you prefer (stocks, bonds, mutual funds, money market funds, etc.) Over time, this has the chance to generate a much larger cash value in your insurance account than a traditional whole life policy does.

But if the cash value is invested wisely, and the investments perform well, the cash value may grow faster than any other life insurance product.

In case if your investment objective is returns / long - term wealth accumulation, there are better options than traditional life insurance plans.

It's more expensive than term life insurance and it's not a great investment vehicle.

Investment returns on whole life insurance are typically lower than other types of permanent insurance, because the insurance company invests the cash value in extremely conservative vehicles, such as bond funds.

Universal Life and Variable Life offer greater flexibility and potentially higher rates of return on investment, but are also more risky as investments than Whole Life Insurance.

The cost of default insurance for the S&P / ISDA CDS U.S. High Yield OTR Index still costs more than 4.5 times as much as for the S&P / ISDA CDS U.S. Investment Grade OTR Index, as protection on a loan of USD 1 million would cost USD 32,400 and USD 7,200, respectively.

Your dwelling is probably your biggest investment — why would you spend more time reading reviews for a new photo camera than for your home insurance?»

Since you're able to choose from a variety of investment options, variable life insurance policies have higher upside potential than other cash value policies, such as whole life insurance.

Rather than risk the investment you have made in your home or business, you may want to consider purchasing an earthquake insurance policy for the peace of mind it can afford you.

With whole life insurance, the guaranteed annual rate of return is lower than you might get with alternative investments, but you may want your child to have a death benefit as well.

However, if we are wrong, the ultimate downside for TAF's position in Presidential Life Common is much greater than would be the case for the other insurance investments discussed above, Executive Life, AmBase, and Home Iinsurance investments discussed above, Executive Life, AmBase, and Home InsuranceInsurance.

An Indexed Universal Life (IUL) insurance policy functions similarly to a standard universal life policy, except that it accumulates value through investments in a stock market index rather than the typical low - risk investments that most dividend - paying policies use to grow.

Since 2008, GradGuard's tuition and renters insurance programs have helped more than 600,000 students protect their investment in a higher education.

It is designed for those who want life insurance protection but are also investment - minded and desire the potential for greater cash value accumulation than generally available in a fixed insurance product.