Sentences with phrase «investor loan books»

APRA introduced its first set of macroprudential reforms late in 2014 when it introduced speed limits on the banks» investor loan books by capping growth at 10 per cent per annum.

Not exact matches

The lawsuit alleges that Barclays «knowingly securitized defaulted, delinquent, and defective» loans «to get them off Barclays» books» and then lied to investors and ratings agencies about the quality of the loans.

And strangely, as complaints raged that the slicing and dicing of loan books were too complex for regulators, investors or even bank chiefs to understand, the authors reveal they were not that complex.

Lending Club investors have booked solid returns of between 4.9 % for the safest loans to 8.3 % for loans in the riskiest categories.

Misrepresenting the quality of a loan book of business is a big no - no when it comes to investor and shareholder relations.

The big guys on Wall Street saw an opportunity and decided to «buy» banks book of loans and then repackaging it into a small black box to resell this product to yield seeking investors.

But overall, considering the improved investor sentiment & likely near - term news / profits from its Iverson Road development, a 1.0 Price / Book ratio now seems appropriate (based on adjusted equity, to reflect the post year - end write - back of non-recourse Dunbar Assets loans):

The loans will be purchased by institutional asset managers instead of individual investors and Upgrade will retain some loans on its own books.

The second one is not bad in concept (remember, no solution is good here; we are talking about less bad among lousy choices), except it leaves the investors as the sole bagholders for lapses that operated all along the securitization chain (it was far more equitable when banks owned the loans they booked, but then again, they could and did make mods without a lot of drama).

The QRM rule provides a set of requirements a loan must meet to be considered safe and eligible to be sold to investors as part of a mortgage - backed security without the lender having to retain 5 percent of the loan amount on its books.

(Under QRM, if the loan meets the standards, it's considered safe, so lenders can sell 100 percent of the loan to investors rather than hold back 5 percent of the loan amount on their books.)

The GSEs are not portfolio investors, in other words they do not hole the whole loan on their book, they securitize it.