Sentences with phrase «investors nearing retirement»

The practical implications of this risk / growth trade - off, particularly for investors nearing retirement target dates or in the years just after the retirement target date, become real with a sudden and significant drop in worldwide stock prices.

For investors nearing retirement, preferred stock can be a very good income stream.

Some providers even offer income - planning services, which are especially important for investors nearing retirement.

Many investors nearing retirement (or already there) are turning to alternative investments in order to squeeze more yield out of their fixed income.

T. Rowe Price has launched the Retirement Income 2020 Fund, designed for investors nearing retirement and focused on generating income from their accumulated retirement savings through a managed - payout structure paying out monthly dividends based on an annual distribution rate.

Most investors nearing retirement will seek to balance their portfolio by investing a portion of assets in funds suitable for a short time frame, such as money market and short - term bond funds, while keeping some assets committed to long - term investments, such as stock funds.

This measure is extremely important for investors nearing retirement — those who have less time to recover from any declines in the market.

Due to the taxation rules, this type of account is best for investors nearing retirement in the next decade or so.

Investors nearing retirement often look for a strategy that will produce income; bond ETFs can serve this purpose well.

For investors nearing retirement, preferred stock can be a very good income stream.

Investors nearing retirement fear their nest eggs will evaporate.

«While real estate is a great asset to invest in, I warn investors nearing retirement of the risks that leveraging yourself could bring if things don't go right,» said Reiner.

This means that the TDF, generally, becomes more conservative as the investor nears retirement.

As some investors near retirement, their advisors recommend switching to bonds and other fixed - income investments for their retirement investments instead of holding stocks... Read More

As an investor nears retirement, volatility becomes a bigger issue.

Obviously, a younger investor should have a more risky allocation while an investor nearing retirement should have a more conservative allocation.

Not exact matches

Investors should look for companies where: • management is not near retirement age; • management has gained experience at other companies in the same or similar industries; • the company founder is still on hand; • management owns stock in the company.

The following may be true of a potential takeover: • the company has fewer than 50 million shares outstanding; • management is dominated by persons near retirement age; • management's record on innovations and improving returns has been poor; • the company owns assets whose market values are potentially higher than those shown on the balance sheet; • outside investors have been steadily buying the stock.

Even if you're near retirement or are recently retired, financial advisors say most investors in their 50s and 60s will need to have a significant portion of their retirement portfolio in stocks for long - term growth.

As I use the Sleepy Portfolio to benchmark the returns of my personal portfolio, its asset allocation makes sense for my personal situation (young, aggressive, growth - oriented investor) and will not be suitable for someone nearing retirement.

And to the extent you do hear about them, they're usually associated with older investors looking to preserve capital in or near retirement.

For investors who are near or in retirement, the Vanguard Wellesley Income Fund (VWINX) is a good option.

The Income generation alternative is for the investors who are nearing their retirement and can not afford the risk factor in investments.

For the «old» investor who is near or in retirement, the mindful bucket plan, as defined in Article 8.4, is a feasible and prudent approach to minimize «sequence of return risk» and protect your nest egg.

Moreover, many investors attempt the RRSP meltdown when they're at or near retirement.

The next article (Article 8.2) on the «old» investor covers how to invest over time when the investor is near or within the spending phase or retirement.

The NY Times recently ran a fascinating article with near - proof that index funds are the best retirement option for most investors.

Mike Tingle chats with Gary Stone on how «Everyone is an Investor» not just those nearing or in retirement.

TORONTO — Four in ten (43 per cent) of the affluent millennials surveyed believe they will have more than enough income when they retire, despite putting saving for retirement near the bottom of their priorities, according to the most recent Manulife Investor Sentiment Index.

But with retirement nearer, investors must balance that need for growth against the need to protect what they have saved.

This Vanguard paper on retiree spending from a potfolio (total return approach vs. total income approach — A really good read for investors nearing or in retirement!)

Generally speaking, dividend - seeking investors are those near or in retirement who want monthly income from their investments to supplement Social Security and pension income.

In fact, our survey found that, compared to those nearing retirement, younger investors are more comfortable with aggressive growth strategies, even if that means they could lose money when the market declines.

When you're nearing or in retirement and less tolerant of volatility, your investor profile becomes more conservative and will guide you to greater allocation to bond funds.

Target - date funds for investors in or near retirement are more exposed to bonds than they have been in years.

On the other side of annuities, there is something called income annuities, this type of annuity may be smart for investors in or near retirement because they offer income for a set amount of time.

I think the main point is that Canadian investors should ratchet down their USD exposure as they near retirement.

Income annuities may be appropriate for investors in or near retirement because they offer guaranteed3 income for life or a set period of time.

Investors who are at or near retirement should be thinking more in terms of having 40 percent in bonds.

«Following two devastating bear markets in the last 17 years, investors, especially those nearing or in retirement, recognize the vulnerability of equity markets and are seeking risk management solutions.

Capital Preservation — This sort of strategy aligns with more conservative investors and perhaps those nearing retirement whose top priority is to safeguard their assets and ensure stability in the portfolio.

Holding assets for decades can be ideal for financial goals like preparing for retirement, while investors looking to build wealth for nearer - term goals, like purchasing a home, may have a horizon closer to 3 - 5 years.

For investors in or near retirement, one of the most important questions is deciding whether to own bond funds or individual bonds.

(MCT)-- A basic tenet of retirement planning instructs investors to tilt their sails to more conservative shores as their retirement beachhead nears.