Psychiatric disorders are in fact brain disorders that
involve abnormal activity in brain circuits, so having researchers who understand the brain in a deep and integrated way is going to be critical for the future, says Thomas Insel, director of the US National Institute of Mental Health (NIMH).
Injury sustained while taking part in Mountaineering, hang gliding, parachuting, bungee jumping, racing by any animal or motor vehicle or motorcycle, snowmobiling, motorcycle / motor scooter riding (whether as a passenger or driver), scuba diving
involving underwater breathing apparatus (unless PADI or NAUI certified), water skiing, wakeboard riding, jet skiing, windsurfing, snow skiing and snow boarding, and any sport, recreational, athletic, or adventure
activity which is undertaken for thrill seeking and exposes the insured to
abnormal or extreme risk of injury and / or is in violation of applicable laws, rules, or regulations.