Not exact matches
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents
involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our
creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance
on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes
involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report
on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
It was originally a term of Roman and Civil law to express the character of a contract which in a single matter
involved several obligations
on the part of the debtors, with corresponding rights to the
creditors....
Most of the reasons
involve the trustee's selling your stuff because he can make money by selling them, paying off the liens
on them, paying you your share of the money (your exemption) and, if he still can make more money after all of that, it is his to use pay to your
creditors.
You and the
creditor have to agree
on the final terms that include monthly payment, fees
involved and how long the payment schedule will run before the debt is eliminated.
Generally, when you set up a DMP, the
creditors involved will require that it is record
on your credit file, though this is not always the case.
Debt consolidation
involves working with all of your current
creditors to expedite the repayment process and save
on interest charges.
This often
involves the
creditor agreeing to forgive some or all of the interest charges and penalties that have accumulated
on a past - due debt.
Zombie debt
involves collection agencies purchasing debts for pennies
on the dollar that original
creditors have long since written off as bad debt.
Sometimes just having a law firm
involved in the negotiations
on your behalf will make an uncooperative
creditor come to the negotiating table.
It is advised that part of your negotiation process
involves an agreement by the
creditor to stop reporting information to the credit bureau or request that the account be listed as «paid as agreed» instead of being listed as «settled»
on the credit report.
This
involves asking a
creditor or a debt collection agency that a payment
on the outstanding balance (it may be a full payment or an agreement
on instalments) is accepted to delete previous information
on the credit report about non-payment or late payment.
It
involves the consumer making a request to the
creditor asking for proof that the facts
on the credit report are correct.
A soft inquiry
involves a
creditor checking your credit report for pre-approval, background information, and so
on.
Creditors are keenly aware of the rules and regulations
involved with bankruptcy so that is why there should be zero tolerance for any attempts to collect
on your debts even after the filing process is complete and you receive your discharge.
Masoud represents financial sponsors and
creditors and debt and equity investors
on a range of disputes and restructurings
involving significant corporate and property acquisition finance.
Represented the Committee of Unsecured
Creditors in the New Florida Properties Chapter 11 case
involving a significant real estate development
on Miami Beach.
Perkins Coie's Financial Transactions & Restructuring group represents and advises secured and unsecured
creditors, committees, lenders, trustees, borrowers, acquirors, indenture trustees and debtors
on matters
involving commercial finance transactions, public debt offerings, project finance, loan documentation, restructurings, workouts, bankruptcy and the enforcement of
creditors» rights and remedies.
This work regularly
involves preparing statements of debt, advising
on the enforcement of security, managing claims processes and coordinating with
creditors» committees.
She also has experience conducting independent investigations
on behalf of corporate clients, advising
creditors on matters
involving the Personal Property Security Act, and representing manufacturers in product liability disputes.
He has experience in advising insolvency practitioners, stakeholders,
creditors, companies and directors
on contentious insolvency including shareholder disputes, and aspects
involving distressed corporates and / or individuals.
The program provides mediation services to Pennsylvania agricultural producers,
creditors of producers, and / or persons
involved in agricultural loans based
on USDA rulings.