Though it may sound like a good deal: you're able to avoid the documentation needed to prove your income (supposedly a benefit for those with
irregular income reports), these loans are highly problematic once mismanaged.
RESULTS: The hierarchical regression model for job stress explained 26.8 % of... the variance among those with a low monthly
income (β = − 0.151, p = 0.021), an
irregular diet (β = 0.165, p = 0.014), and high daily work hours (β = 0.380, p = 0.000), showing that these respondents were more likely to
report high job stress levels.