New Jersey offers a unique way to purchase car insurance - East Brunswick drivers can choose to either work under a tort system (the driver who
is at fault for the accident pays the damage) or a no fault system (every driver is responsible for his / her own damages, regardless of who is at fault).
While most states offer their drivers either a tort system (the driver who
is at fault for the accident pays the damage to both himself and the other driver) or a no fault system (every driver is responsible for his / her own damages, regardless of who is at fault), New Jersey residents can choose which one they prefer.
A tort system means that the driver who
is at fault for the accident pays the damage while a no fault system means that every driver is responsible for his / her own damages, regardless of who is at fault.
Not exact matches
Usually, customers who file a collision claim only have to
pay the deductible if they
're found partially or fully
at fault for the
accident.
Also, your state will require a minimum liability amount to
pay for any damages you cause if you
're at fault in an
accident.
If you
're at fault for an
accident, in which you total another driver
's car that
's worth $ 20,000, you'd have to
pay the $ 15,000 difference out of pocket.
Another key change
is that if you
're at fault for an
accident, and
pay for damages under $ 2,000 out of pocket as the
at -
fault driver, then the insurer can no longer use that
accident to increase your premiums.
Personal injury protection: also required in some states;
pays for any medical care you or your passengers require, regardless of who
is at fault for the
accident.
When you file a claim, your auto insurer will
pay for the repairs to your vehicle and, if you
are at fault in the
accident, whatever repairs
are needed
for other vehicles involved in the collision.
If the truck driver
is at fault their insurance company will
pay for the damages and cover medical bills as a result of injuries sustained from the truck
accident.
When one driver fails to yield to the right of way, their responsibility
for causing the
accident is increased so that they may
be deemed more
at fault than the other individual and must
pay for their resulting damages.
Your insurance company
is obliged to
pay car
accident benefits to you, even if you
were at full or partial
fault for the car
accident.
For instance, within the context of a motor vehicle collision, any such contractual term establishing a subrogation claim would be contradicted and overruled by the specific provisions set out in the Statutory Accident Benefit Schedule and the Insurance Act, which purport that the accident benefits provider and at - fault driver receive a deduction for LTD benefits paid, not the other way arou
For instance, within the context of a motor vehicle collision, any such contractual term establishing a subrogation claim would
be contradicted and overruled by the specific provisions set out in the Statutory
Accident Benefit Schedule and the Insurance Act, which purport that the
accident benefits provider and
at -
fault driver receive a deduction
for LTD benefits paid, not the other way arou
for LTD benefits
paid, not the other way around.
If you
are involved in an
accident caused by another driver and the
at fault driver does not have insurance or the
at fault driver's insurance
is insufficient to
pay for the damages and injuries that you may have suffered from the
accident, then your insurance policy may
pay for the damages and injuries if your insurance policy has an uninsured motorist coverage.
If you
are not
at fault in a car
accident case, you should not have to
pay for your injuries.
The sad truth
is that while the other driver's insurance company
is legally required to
pay your
accident - related medical bills (if the other driver
is at fault for the
accident), it
is NOT required to
pay for those bills when you receive them.
Our Atlanta car
accident attorney can help you with the «Personal Injury» lawsuit that might arise if you
are at fault for the
accident and medical bills need to
be paid.
If you do not seek compensation from the
at -
fault party, you may
be forced to
pay for the damages from your
accident out of your own pocket.
While it
is law in Massachusetts to have car insurance coverage that will cover both yourself and anybody else who
is injured in an
accident — regardless of who
is at fault — this does not mean that someone who hits you while
being distracted behind the wheel will actually have insurance, or that the insurance payment will
be enough to actually
pay for your medical expenses.
There
is a death benefit that will
be paid to dependants, regardless of who
was at fault for the
accident.
If you do not have health insurance
at all, medpay can
pay whatever medical bills you incur, up to your policy limits — regardless who
was at fault for the
accident.
In most cases, when someone
is in a car
accident and the other driver
is at fault, the other driver's insurance company
is responsible
for paying for everything.
Typically, your employer's workers» compensation insurance
is primarily responsible
for paying for your injuries and lost wages, regardless of who
was at -
fault for the
accident.
If you've
been in a Jersey City car
accident and someone else
is at fault, you reasonably expect that the person has insurance coverage that will
pay for your losses.
In this case, you may still need an attorney to help you prove that you
were not
at fault for the
accident and to ensure that you receive as much money as possible to
pay for your expenses and financial losses.
Even though your medical bills may have
been paid by other insurance or another source, the auto insurer
for the
at fault driver
is still responsible
for paying your medical bills if they
were cause by the
accident.
In Wisconsin, the insurance company
for the driver determined to
be at fault for the
accident must
pay compensation
for your injuries.
Florida
is considered a no -
fault state, which means each person's own car insurance will
pay for injuries and damages resulting from an
accident, no matter who
was at fault.
If you choose no -
fault coverage, then your insurance company may
be responsible
for paying your
accident damages regardless of who
was at fault for the
accident.
For example, when a driver
is at fault in a vehicle
accident and
is sued and loses, their insurance company
is required to
pay the amount of the judgment against them.
In most cases, the insurance company of the
at -
fault party in your
accident will
be responsible
for paying for your whiplash treatments.
But if you
were not
at fault in your
accident, you shouldn't
be stuck
paying for someone else's poor judgment.
For example, the person at fault for a motor vehicle accident could be required to pay for the victim's medical bills, rehabilitation costs, loss of present and future wages, pain and suffering, permanent impairment and other damag
For example, the person
at fault for a motor vehicle accident could be required to pay for the victim's medical bills, rehabilitation costs, loss of present and future wages, pain and suffering, permanent impairment and other damag
for a motor vehicle
accident could
be required to
pay for the victim's medical bills, rehabilitation costs, loss of present and future wages, pain and suffering, permanent impairment and other damag
for the victim's medical bills, rehabilitation costs, loss of present and future wages, pain and suffering, permanent impairment and other damages.
If the insurance company decides that the other driver involved in your
accident was at -
fault, but their insurance isn't enough to
pay for your lost wages, then you may
be able to collect money from your underinsured motorist coverage (UIM).
For example, if an injured person has $ 5,000 in income loss but ICBC has already paid $ 1,200 in TTDs, the injured person is only entitled to recover $ 3,800 in a claim against the driver at fault for the accide
For example, if an injured person has $ 5,000 in income loss but ICBC has already
paid $ 1,200 in TTDs, the injured person
is only entitled to recover $ 3,800 in a claim against the driver
at fault for the accide
for the
accident.
The insurance company
pays for the the
at fault driver's lawyer if they
are sued after a car
accident and the insurance company will
pay any verdict up to the policy limits.
In Virginia, a driver who
is at fault in an
accident is legally required to
pay for the injuries and property damage that result.
Even though the driver who hit you
is legally responsible
for these expenses if they
were at fault in the
accident, you may need to
pay for your own medical costs until your insurance claim or personal injury lawsuit
is resolved.
When a New Orleans personal injury auto
accident occurs, the driver who
is at fault is responsible
for paying any damages arising from the collision.
In New Mexico, a driver who
is at fault for a highway
accident usually must
pay for any harm to people or property that arises from it.
Next, if you
were at fault for a serious auto
accident, you will probably end up going to court to
pay for damages caused by the injured motorists injuries.
MedPay — short
for medical payments coverage —
pays medical bills
for you and your passengers if you
're injured in an
accident, regardless of who
is at fault.
If this first party benefits coverage
is optional in your state, and you choose to go without, then to have your medical expenses
paid for you when you
are at -
fault in an
accident, or the
at -
fault party can not cover your injuries, you will need to have coverage such as medical payments or personal injury protection on your policy, or you may end up
paying out - of - pocket
for your medical bills.
You can also choose to include collision and comprehensive coverage to help
pay for additional costs to your car if you
are found
at fault or if the
accident is caused by a third party (such as a theft, hit or run or storm damage).
This means that every driver involved in the
accident asks their insurance company to
pay for the damages incurred, and no one
is at fault.
The no -
fault system
is when car insurance companies must
pay the expenses of insured drivers regardless of who
was at fault for the
accident.
Collision coverage will
pay for the damage to your own car if you
are found
at fault for the
accident.
Liability coverage
is legally required in Florida and
pays for damage to the other driver's vehicle in the event that you
are considered «
at fault» in an
accident under the property damage portion of your policy.
Underinsured motorist coverage will come into effect if the other driver
is found
at fault for the car
accident but does not have adequate coverage to
pay for the costs to your car.
Personal injury protection will
pay for any medical related costs regardless of who
is found
at fault for the
accident.