Not exact matches
That
means those routes weren't going to be as open as usual, and on a day when Brady uncharacteristically struggled with accuracy
issues, tighter
coverage certainly didn't help.
And also there's a lot more room for low - budget
coverage of science now, and low budget
means a lot of,
means commentary and debate and personalities, where you're not really talking about the science and the
issues at hand.
By offering this Prize, Foresight hopes to encourage continued responsible
coverage of nanotechnology as a
means for engaging the public in dialogue leading to improved public policy on these important
issues.
Seeing technology as a tool to deliver a specific learning outcome or benefit, or to solve a particular
issue — rather than as
means to achieve a «tick - box» exercise of curriculum
coverage.
All of their policies are either simplified
issue or guaranteed acceptance,
meaning there are no medical exams and
coverage is
issued very quickly.
Plus, it's probably a guaranteed
issue policy,
meaning you won't have to undergo a medical exam to get the
coverage.
This
means that, even if the insured has contracted certain health - related
issues, he or she could still qualify to convert their term life
coverage to a permanent plan.
Just because you've had a claim, or some credit
issues, doesn't
mean you shouldn't get the
coverage you need.
Both the term and whole life plan are simplified
issue, which
means that you'll only have to answer a few health insurance questions and you can be approved for
coverage in a matter of days.
Guaranteed
issue,
meaning you can get a certain amount of
coverage without answering health questions or taking a medical exam
There is a gaping gap, in my view, between several things, perhaps best stated this way: If the large majority of scientists are correct on global warming, and if the Times genuinely
means what it says in its occasional editorials on the subject, then the
coverage of the
issue in the news pages is clearly way below the task, and way off - mark.
So far, the data suggest it is a more responsive measure, but of course OHC alone is inadequate — not least because of
coverage issues that are even worse than the GMT [global
mean temperature] data sets.
If the large majority of scientists are correct on global warming, and if the Times genuinely
means what it says in its occasional editorials on the subject, then the
coverage of the
issue in the news pages is clearly way below the task, and way off - mark.
To this day, despite the «flood the zone»
coverage of this
issue on climate blogs, we have not heard Mann or Gavin or any co-authors provide any justification for a different physical
meaning.
This doesn't
mean they are right, but I have seen enough to be sure that they are every bit as exasperated by press
coverage of the
issue as climate people are of the
coverage of the climate
issue.
When policies are
issued to law firms on behalf of clients, it
means clients are unable to make claims on policies themselves, and they could be denied
coverage altogether if they decide to switch lawyers during the litigation process, he adds.
«The keys to successfully litigating these
issues for policyholder counsel are: (i) focus on the policy language; (ii) think about what happens if the policyholder wins the liability case; (iii) considering the overwhelmingly common practice of carriers» funding the defense, argue that the burden of dispelling the expectation of
coverage is on the carrier to negate defense
coverage; and (iv) recognize that while the incurrence of defense costs can be a catastrophic exposure to the policyholder it can also be so for the carrier,
meaning that the policyholder must sensitively respond to the equitable force of the insurer's arguments and not simply rely on «punish the drafter» arguments or what the Nabisco court characterized as» «mom and pop» grocery store argument [s]» (unless one has to).
All ABE - sponsored plans are group insurance plans,
meaning coverage is
issued to an ABA member under a Certificate of Insurance.
The Silver Guard l plan offers a guaranteed level amount of death benefit, which
means that from the date of policy
issue, the amount of the life insurance
coverage will never decrease.
It
means you are eligible for their lowest rate and full first day
coverage that has no waiting period (unless you have some other health
issues that get complicate things).
Policies normally are
issued with replacement cost
coverage,
meaning you get the money you need to go purchase new property and be made whole after a loss happens.
This
means that
coverage can be
issued much more quickly — often within days as versus weeks, or longer, with traditional life insurance policies.
Guaranteed
issue policies also have an initial waiting period, but are «guaranteed
issue» —
meaning anyone can qualify for
coverage.
This
means that there is no blood and urine testing to worry about — and because of the no medical exam process, oftentimes, an applicant who has certain health
issues will still be able to qualify for
coverage, such as with a guaranteed
issue life insurance policy.
And I
mean we've insured them with traditional
coverage, not that overpriced guaranteed
issue life insurance!
The application process for FollowMe Life, CoverMe Guaranteed
Issue Life insurance, and CoverMe Easy
Issue Life insurance is quick and easy which
means accessible
coverage for you, and protection for your loved ones.
Just like with simplified
issue life insurance, the lack of insight into your health conditions that a medical exam and interview would provide
means that you're going to be paying more for
coverage.
Guaranteed
issue means that you can not be declined for
coverage if the answers to the health questions are within the company's guidelines.
Just because you have a health
issue, doesn't necessarily
mean you can't get insurance
coverage.
Employer - offered life insurance is typically guaranteed
issue, which
means you can't be denied
coverage due to medical
issues (except in very special circumstances).
Also, any pre-existing health condition (
meaning, any health
issue that was present at the time of application) will usually be excluded from
coverage.
Plus, it's probably a guaranteed
issue policy,
meaning you won't have to undergo a medical exam to get the
coverage.
This
means that, even if the insured has contracted certain health - related
issues, he or she could still qualify to convert their term life
coverage to a permanent plan.
Guaranteed
issue,
meaning you can get a certain amount of
coverage without answering health questions or taking a medical exam
However, basic group life insurance is typically guaranteed
issue,
meaning you can't be denied
coverage if you're unhealthy or a smoker.
Term Life Express (TLE) products are
issued on a simplified underwriting basis, which
means you get a decision and
coverage (if approved) faster.
Which
means that if $ 25,000 dollars in
coverage isn't going to be enough for you, you're probably not going to be all that interested in purchasing a guaranteed
issue life insurance policy.
Individual health benefits plans are both guaranteed
issue and guaranteed renewable (
meaning, no one is turned down for
coverage nor is anyone's
coverage cancelled because of any health or claims
issues).
They aim to aid consumers in products such as simplified
issue, graded, and guaranteed
issue underwriting styles,
meaning there are no exams required for
coverage.
These
coverages are guaranteed
issue, which
means your acceptance is guaranteed, regardless of your health.
Health insurance sold on the health insurance exchanges created by the Affordable Care Act is guaranteed
issue,
meaning a health insurance company can't refuse to sell you health insurance
coverage as long as you're applying for that
coverage during the annual open enrollment period.
And although HIPAA protections did not extend to private individual market
coverage, some states had adopted regulations that allowed HIPAA - eligible individuals to purchase guaranteed
issue coverage in the individual market (HIPAA - eligible
means that the person had at least 18 months of creditable
coverage without a gap of more than 63 days, and the most recent creditable
coverage was under an employer - sponsored plan, a government plan, or a church plan; also, the individual must have exhausted COBRA if it was available, and can't be eligible for Medicare or Medicaid).
This
means it is the perfect policy option for those who have been denied
coverage for other types of insurance such as term life, or simplified
issue whole life.
This is not only convenient but also extra valuable for a policyholder, whose health has declined since the policy was originally
issued and who can't increase insurance
coverage through other
means.
In addition, joint life insurance
coverage can also often have more lenient underwriting —
meaning that if one of the applicants has certain health
issues, he or she could still be able to obtain
coverage if the other is relatively healthy.
The rates of most term policies are level,
meaning that they are not allowed to rise after the policy is
issued during the
coverage period (prices may rise if you choose to extend, or renew the policy).
Certificate of Insurance
means the certificate We
issue to an Insured Person to confirm his
coverage under the Policy.
If after speaking with your independent agent, you both agree that a declination is probable, then, by all
means, consider buying a guaranteed
issue policy to make certain you have some
coverage in place when the worst happens.
Now this does not
mean that guaranteed
issue life insurance policies are going to be «super» expensive, it just
means that if you were able to «medically» qualify for a traditional life insurance policy, chances are you would receive more
coverage for the same amount of money.
Just because you have some
issues doesn't
mean you should give up on your dream of getting life insurance
coverage.