Sentences with phrase «issue coverage policies»
Guaranteed issue coverage policies generally have a lower face value, but they provide coverage to all applicants without requiring a medical exam or medical history.
https://www.chooseterm.com/ Not exact matches
Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.
As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.
If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.
Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.
If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.
Earlier this week former prime minister Gordon Brown alleged that the Tories had done a «deal» with the Murdochs, in which favourable newspaper coverage was exchanged for sympathetic policy decisions on media issues like Ofcom and the BBC licence fee.
Could a more independent agenda be pursued, with coverage less tied to the party's campaigning and more focussed on policy issues?
And yet, the overwhelming focus of election coverage in UK newspapers has not been about European issues and policy debates, but on Nigel Farage's...
ASD coverage by private insurers is still an ongoing policy issue in many states, even those that mandate coverage.
By offering this Prize, Foresight hopes to encourage continued responsible coverage of nanotechnology as a means for engaging the public in dialogue leading to improved public policy on these important issues.
Already decided the issue (which datihg in september aop Goes wrong with leasing a car insurance quote From compensation for car insurance policy set up For the automobile coverage, such an injury.
The launch of edweek.org in 1996 ushered EPE into the Digital Age and created a platform for the evolution of its Education Week flagship publication into an integrated print - digital news organization that provides distinctive staff - written original reporting, a forum for a lively but civil exchange of opinion on education issues, an unequaled online archive of 30 - plus years of education coverage, high - quality content from news and information partners, interactive databases, and a host of video, multimedia, and other features that clarify complex points of policy and bring the stories of American schools, educators, students, and parents to life.
Debra Viadero is an assistant managing editor at Education Week, where she oversees coverage of education research, curriculum, assessment, and college - and career - ready standards, as well as teaching and teacher policy issues.
With group access to edweek.org, your organization will: Build Expertise through our news coverage and analysis on top policy and curriculum topics Research Deeply with over 30 years of fully searchable archives plus content added daily Develop Professionally with subject - specific articles, videos, webinars and multimedia galleries Understand the Issues with our annual reports and special reporting series Formulate Strategies through our reports on K - 12 market trends, shifts & buying behaviors
The kindness and humanity that Greg showed his colleagues in the workplace have deeply informed Education Week's journalism, which combines independent, incisive coverage with a belief in the critical importance of a civil discourse around highly contested issues of pre-K-12 policy and practice.
The 2016 WPS also featured more than 50 speakers, including several EPFP alumni, sharing their expertise on a diverse range of issues and topics, from the history of federal education policy and the reauthorization of the Higher Education Act to media coverage of education and philanthropic influence in education policy.
Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.
- Alexander Russo is a Chicago - based education writer whose web site, This Week In Education (www.thisweekineducation.com), covers school reform policy and media coverage of education issues.
Converge's editorial coverage keeps education leaders up to speed on the latest trends, policies and issues.
More coverage is spent on school budgets, crime and flu outbreaks, the report notes, than education policy issues.
AEI's Rick Hess and Brendan Bell recently slammed mainstream media outlets for biased coverage of the Higher Education Act provisions in the recent tax bill: «If professional journalists can't manage to [cover serious policy debates] when it comes to education, it's hard to imagine how they can do it on the most important and polarizing issues of the day.»
The policy issue date is the day when the insurance company completes its underwriting process and approves the policy for coverage.
The two most important start dates to define are: policy issue date and coverage effective date
Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.
If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.
If you do not qualify for a fully underwritten life insurance policy, a guaranteed issue policy may help you get the coverage you need.
One option for those looking for instant life insurance coverage is to purchase a guaranteed issue policy.
The complaint alleges, among other things, that the insurers, which also issued separate policies to Lazare Kaplan under English law, created a virtual coverage «whipsaw» by denying coverage under the English policies on the ground that Lazare Kaplan does not have an insurable interest in the largest portion of the property at issue while at the very same time asserting under the New York policies that there is no coverage because Lazare Kaplan insured the same property under the English policies.
All of their policies are either simplified issue or guaranteed acceptance, meaning there are no medical exams and coverage is issued very quickly.
A qualified financial professional can help you sort through these issues and help you find the policy that is most appropriate for your situation and can provide costs and complete details of coverage.
Since the Kilauea volcano has caused an evacuation order to be issued, it's likely you would have coverage on your policy for your additional living expenses.
30 - Day Money - Back Guarantee If you are not completely satisfied with your CoverMe Term Life insurance policy, you may return your policy to Manulife within 30 days of the issue date to have your coverage cancelled and your entire premium will be promptly refunded.
As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.
But water damage caused by a leak in the roof, or which occurred due to an issue in your neighbor's unit, could fall under either the master policy, your neighbor's policy, or a combination of your own coverage and another policy.
Plus, it's probably a guaranteed issue policy, meaning you won't have to undergo a medical exam to get the coverage.
No simplified issue policies for those with severe pre-existing conditions or that want coverage quickly
If your parents are over the age 75, a permanent life insurance policy or guaranteed issue policy may be your best option if you're looking for lifelong coverage.
Guaranteed issue life insurance dispenses with health questions altogether and ensures that you will get coverage as long as you meet the age requirements and live in a state where the guaranteed issue policy is sold.
For a healthy person, we don't recommend simplified issue policies since you'll pay more for the same coverage, since the insurer is taking on greater risk.
While simplified issue policies have lower maximum death benefits as compared to fully underwritten policies, you can find coverage up to $ 250,000 with some insurers.
If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.
While guaranteed issue life insurance is ideal for people whose health disqualifies them from coverage under a more traditional policy, don't assume this is the case in your situation.
It's important to look at how water issues can impact a policy, as well as providing Santa Monica insurance additions for any home amenities, or getting the proper dog bite coverage when a canine pet is part of the household.
This ensures that you have the correct policy form, the correct state - specific endorsement, the correct coverage, and that the policy is issued by the correct writing company.
In an article in USA Today, Charisse Jones most succinctly breaks down the issue: «A basic package generally covers the non-refundable costs of a trip up to the particular policy's limits, has medical coverage and offers assistance for various emergencies.»
Yet, even with the variety of different questions to answer, a no medical exam policy can provide those with various health issues to obtain the life insurance coverage that they need, and the peace of mind that their loved ones deserve.
When an insurance company issues the SR22 auto insurance policy, it provides a certificate which guarantees the state's Department of Motor Vehicles that the insured has met the state's required minimums of liability coverage and that the DMV will be notified if there is any lapse in coverage.
In addition to allowing individuals that may have adverse health issues to obtain life insurance coverage, there are other advantages to applying for a no medical exam policy, too.
Even if you have any complicated health issues, several options are open to you e.g. you can get a life insurance policy without medical exam (low coverage and higher costs) or decide to go with rated standard term life insurance which comes with a bit higher price tag.