This is the only site authorized to
issue free credit reports, so be aware of imitation websites that charge unnecessary fees.
Not exact matches
If any changes are made to your
credit report, you will be
issued another
free copy.
Though it is the responsibility of the
credit reporting agencies to be sure the
reports they
issue are
free from errors, sometimes mistakes still happen.
Banks like Capital One also allow you to monitor your
credit report for
free if you own a
credit card
issued by them.
You can keep track of these
issues by obtaining a
free copy of your
credit report from each
credit bureau every 12 months — the official site to request the
reports is AnnualCreditReport.com.
You are entitled to one
free copy of your
credit report each year to check for errors and other
issues that you want to resolve.
After we go over your
credit report and discuss the best approach to addressing your
issues, you are
free to decline.
Our firm offers
free case reviews at no cost to you to help protect your consumer rights anytime you: • Receive contact from a creditor or debt collector to collect a debt; • Receive unwanted computerized robocalls or texts to your cell phone (even after you've told them to stop); • Notice inaccurate information on your
credit report (even after you disputed with the
credit bureaus); • Obtain a loan, lease, or purchase an item on
credit; • Enter into an autopay arrangement with a creditor (i.e., gym membership, car loan, etc.); • Purchase a lemon vehicle or other consumer product; • Need help settling debts for less than the full balance; or, • Have any other consumer
issue you would like us to look into at no cost to you.
When the fraud alert is filed only one
free copy of
credit report is
issued from each agency.