Sentences with phrase «issue in lowering your interest rate»

Provided that you have been a good customer with a solid history of on - time payments, the credit card company should find little issue in lowering your interest rate.

Not exact matches

Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders issued by OSFI earlier this summer, require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance policies on low - ratio mortgages.

Fed - Up, a nonprofit group that has agitated for low interest rates and more diversity at the Fed, issued a critical press release on the news, which first appeared in Saturday's Journal.

«The public funds, at least in Pennsylvania, are structured to enable the bank to make a loan that they might not be able to make without the public debt behind them by enhancing the loan - to - value, reducing the risk to [the bank], and then passing on some benefits [to the borrower] in the form of lower interest rates, which help cash - flow issues.»

If current interest rates are lower than they were at issue, the MVA will result in a higher payment.

This could make market liquidity more fragile in the short term, especially in the current low interest rate environment, in which new - issue volume and the participation of interest rate - sensitive investors have increased.

Although I don't pretend to understand all the «ins & outs» of banking, public financing, etc., it seems to me to be self - evident that if Canadian governments at all levels were able to borrow, at low or preferably no interest rates, to finance infrastructure projects and other issues such as health care and education, rather than indebting Canadians in perpetuity in order to pay big interest payments to the greedy Big Banks, it would ultimately be in the best interests of most ordinary Canadians.

These people are going to require advice regarding taxes, portfolio withdrawal strategies, estate and trust issues and social security payouts in addition to investment management in a fairly tricky market environment with extremely low interest rates.

Though it has been making a killing issuing mortgages in North Dakota, profiting off of the Bakken Shale explosion in the region, BNCCorp's interest income has been steadily falling in an environment of low interest rates.

They're taking advantage of low interest rates on euro - denominated issues after the European Central Bank's decision to start buying investment - grade corporate bonds in June — part of its economic stimulus program.

If the bond included a «call provision,» the issuer can redeem it early, too — in order to issue new bonds at a lower interest rate, for example — but usually pays you a little more than the face value to do so.

Pent - up demand following a shutdown for Hurricane Sandy combined with near - record - low interest rates to release a torrent of new corporate bond issues in early November.

And by maintaining a light debt load and locking in low interest rates through long - term bond issues, management has prepared the business for higher interest rates quite well.

Standard & Poor's issued the bond rating as the County prepares to refinance various bonds originally issued in 2004 and 2006 for lower interest rates.

Primarily this would occur when there is a drop in interest rates — issuers often redeem the callable bond and issue another one at the new, lower interest rate.

If the Germans had decided to issue bonds to striking workers instead of money, bond prices would have been driven to ridiculously low levels, driving interest rates to extremely high levels, creating an unwillingness to hold currency (which does not bear interest), resulting in a rapid deterioration in the value of money, and hyperinflation just the same.

In the end, Chase's current promotional offer actually is a not bad deal for them right now with interest rates so low, but they are being greedy and demanding still more, and right now they are the ones who have the most to lose... Let's see how they handle my opt - out letter, I am sticking to my guns with them on this issue but with a backup plan set in place first.In the end, Chase's current promotional offer actually is a not bad deal for them right now with interest rates so low, but they are being greedy and demanding still more, and right now they are the ones who have the most to lose... Let's see how they handle my opt - out letter, I am sticking to my guns with them on this issue but with a backup plan set in place first.in place first...

An Uridashi bond is normally issued in high - yielding currencies such as New Zealand Dollars or Australian Dollars in order to give the investor a higher return than the historically low domestic interest rate in Japan.

In order to avoid any gift tax issues, we found the lowest advertised mortgage interest rate at the time of the loan, and set it up at that rate.

There are several structural issues that will keep yield - producing companies in the spotlight, including prolonged low interest rates.

In October 2014, we came to the end of the Fed's Quantitative Easing program, a process intended to keep long term interest rates low though the purchase of Treasury Bonds and to keep mortgage credit flowing at low rates though the purchase of agency - issued Mortgage - Backed Securities (MBS).

It's best to resolve any credit or debt issues before borrowing in order to increase your chances of approval and lower your interest rate for the loan.

Just to throw another log on the interest rates will stay lower longer than most expect fire, Niels Jensen over at Absolute Return Partners has another set of issues that will hold rates down in his latest piece called The Burden of Low Interest Rates: The certeris paribus enigma (Registration may be reinterest rates will stay lower longer than most expect fire, Niels Jensen over at Absolute Return Partners has another set of issues that will hold rates down in his latest piece called The Burden of Low Interest Rates: The certeris paribus enigma (Registration may be requirates will stay lower longer than most expect fire, Niels Jensen over at Absolute Return Partners has another set of issues that will hold rates down in his latest piece called The Burden of Low Interest Rates: The certeris paribus enigma (Registration may be requirates down in his latest piece called The Burden of Low Interest Rates: The certeris paribus enigma (Registration may be reInterest Rates: The certeris paribus enigma (Registration may be requiRates: The certeris paribus enigma (Registration may be required):

Government bonds are a traditional way of investing in fixed income, however, with interest rates likely to rise in Canada in the not too distant future and to continue rising in the U.S., forcing down the market value of old bonds with low interest, they could buy investment grade corporate issues with maturities of five to ten years.

If the Germans had decided to issue bonds to striking workers instead of money, bond prices would have been driven to ridiculously low levels, driving interest rates to extremely high levels, creating an unwillingness to hold non-interest bearing money, resulting in a rapid deterioration in the value of money, and hyperinflation just the same.

If interest rates in the marketplace rise, the bond you own will be paying a lower yield relative to the yield offered by newly issued bonds.

Companies and governments with lower bond ratings must pay higher interest rates on the debt they issue, in order to get people to buy their bonds.

A loan is issued with a LIBOR Floor to ensure the base rate does not fall below a set rate in a low or falling interest rate environment.

This could be an issue for some borrowers looking to lock in low interest rates today.

The increase in Treasury yields mirrored the returns of investment grade and BBB crossover issues, which are sensitive to movement in interest rates, while lower rated CCC - rated bonds had slightly positive returns (primarily due to 800 bps of Treasury spread insulating their sensitivity to interest rate movements).

Since the EU referendum in June 2016, the country has witnessed a series of defining political and financial shifts: David Cameron's resignation as Prime Minister and Theresa May's appointment as his successor; interest rates being cut to a record - low 0.25 % before then being raised back to 0.5 %; Article 50 being issued and Brexit negotiations officially commencing; a snap General Election in which the Conservative Party lost its majority, leading to the Tories entering into a confidence and supply agreement with Northern Ireland's Democratic Unionist Party; and not one but two Budget announcements delivered by the Chancellor Philip Hammond in 2017.

A recent Supreme Court of Canada decision, Krayzel Corp. v. Equitable Trust Co. tackled an interesting related issue: Does this prohibition also cover those scenarios where the borrower gets a lower - interest rate «discount» while he or she is not in default, as compared to the higher rate payable if the loan goes into default?

In principle, given the current climate of historically low interest rates, I don't have an issue with the implementation of stress testing our mortgage industry.

Compared with a year ago, the median price of a home sold in the Chicago area in April again posted a double - digit percentage gain, as it did in March, potentially creating affordability issues for buyers despite continued low mortgage interest rates.

The guidelines — or «stress test» — issued by the Office of the Superintendent of Financial Institutions (OSFI) on October 17, 2017, will mean that lower - risk home buyers (those with more than 20 per cent down on their new home) will join higher - risk borrowers in having to qualify for a mortgage at a higher interest rate than the one at which they will actually borrow.

The United States Department of Agriculture (USDA) issues loans with low interest rates and zero down payments to thousands of low - income Americans, so they can finance homes in rural and suburban areas.