Sentences with phrase «issue insurance coverage»

We do not issue insurance coverage or any other financial products.

Not exact matches

Learn how to protect yourself from unexpected issues by having the right type of insurance coverage.

The other issue is that many insurance companies that service small business don't carry all of the types of insurance that you are required by your client to carry or they may not carry the coverage at the levels required by the client.

I think one key issue is to have guaranteed coverage for the 47 million people who have no health insurance.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

But other issues, such as providing tax credits to encourage people to buy insurance (while not outright mandating coverage), have proved controversial to conservative lawmakers who have described the plan as «Obamacare Lite.»

We do not issue mortgages, credit cards, insurance coverage or any other financial products.

Simplified issue life insurance doesn't require a medical exam and accepts a wider range of health problems than fully underwritten coverage.

As with other whole life insurance policies, guaranteed issue policies will build a cash value over time and coverage lasts as long as you continue to pay the premiums.

Her experience includes a wide variety of insurance issues (automobile coverage disputes, commercial general liability, business interruptions, tenant liability, fire, and cannabis - related issues) as well as general commercial litigation issues related to contractual disputes, construction litigation and negligence.

No medical exam life insurance, also called simplified issue, offers you the ability to get coverage without a physical or blood and urine tests.

If you want final expense insurance and are unable to qualify for traditional coverage, simplified issue whole life insurance will be less expensive than a guaranteed acceptance policy.

Guaranteed issue policies are only available for whole life insurance and coverage is typically limited to less than $ 25,000.

Young homeowners that have limited medical issues will get better quotes and greater coverage options with term life insurance.

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

If you're unable to qualify for a fully underwritten or simplified issue life insurance policy but still need coverage, guaranteed acceptance whole life insurance is always an option.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Most states already require this in all insurance coverage, seems the compromise gave the fanatics more religious freedom than the previously had, what's the issue now

There's no free speech issue here — you don't have the unalienable right to deny employees insurance coverage.

As many have already pointed out, no one is asking the church and its businesses to compromise its beliefs by administering, issuing or providing these devices but rather, allowing for coverage in existing employee health insurance plans.

Working with several insurance companies for faculty and student plans, Biola did not look into the details of its coverage until the Obama administration's mandate became an issue for the college, said Biola University President Barry H. Corey.

The result was that when the candidates attacked Mitt Romney's health care law (which, like Obamacare included guaranteed issue, community rating, coverage mandates, subsidies, and a health insurance purchase mandate), Romney could easily dodge the questions.

The fold - out brochure, which landed in Iowa mailboxes last week and was provided to CNN by a Des Moines - area voter, draws a series of contrasts between Obama and Mitt Romney on the issues of abortion, same - sex marriage and insurance coverage for contraception.

He cared enough about the issue to study and construct an in depth argument about the many similarities between Romneycare and Obamacare like guaranteed issue, community rating, government - imposed coverage mandates and of course the insurance purchase mandate.

So there isn't really a religious issue suppling insurance coverage for contraception... other than it is being mandated... and the religious argument is just a way to attack the ACA.

Either they need to fire all employees and dismiss all students who aren't Catholic (so they can say it's a religious issue for all that the insurance would cover) or follow the law (which by the way permits employees too opt out from the controversial parts of the coverage as sort of pointed out in the article).

Alexander Polikoff, attorney for board President Walter Netsch, said that Kelly «s failure to discuss critical issues with new park district leaders before he resigned has handicapped officials in negotiating several pressing matters, including the liability and dramshop insurance coverage for Chicago Bears games at Soldier Field and the awarding of park district concession contracts.

Insurance issues are swampy in this country (well, for American readers) due to the massive variety of coverage levels, copays, etc, etc, etc..

At issue: The Obama administration's a new rule that mandates a full range of contraceptive coverage by health insurance, including birth control, the so - called «morning - after pill» and sterilization services.

Schlossberg's bio on his website says he focuses on commercial and insurance coverage issues.

Governor Andrew M. Cuomo announced on Monday, April 25, 2016, that the Department of Financial Services has issued guidance to inform health insurers of their responsibility to provide health insurance coverage for maternal depression screenings.

The Department of Financial Services has issued guidance to inform health insurers of their responsibility to provide health insurance coverage for maternal depression screenings.

Stymied in his efforts to repeal the Affordable Care Act, Trump is poised to issue an order that could ease some federal rules governing health insurance and make it easier for people to band together and buy coverage on their own, administration officials said.

Since then, Stefanik has delivered a steady stream of funding to local health care centers and has made funding Children's Health Insurance Program, which offers coverage to low - income residents, a leading issue.

The governor's list advances issues that the state has tackled in recent years, including increasing insurance coverage for substance abuse treatment.

On Thursday, the Centers for Medicare & Medicaid Services, which is part of the Department of Health and Human Services, issued new guidelines for states that want some adults to work in exchange for the health insurance coverage.

The governor called the insurance coverage issue «probably the largest single hurdle people are facing» in their attempts to get their homes repaired.

Health insurance coverage is a complex issue that affects workers and their families in profound ways; it became clear that a mediator is needed to assist in a fair discussion of this and other important issues.

Oklahoma City resident Mark Myers said that after the USGS issued their warning, he called his insurance agent to look into coverage.

The Health Reform Monitoring Survey (HRMS)- Texas report is based on the HRMS, a national project that provides timely information on implementation issues under the Affordable Care Act (ACA) and changes in health insurance coverage and related health outcomes.

Writing in the new issue of The Milbank Quarterly, the study's authors note that they can't be certain that all the population - wide differences between Massachusetts and its neighbors came directly from the expansion of insurance coverage.

The HRMS is designed to provide timely information on implementation issues under the ACA and to document changes in health - insurance coverage and related health outcomes.

The HRMS is designed to provide timely information on implementation issues under the ACA and to document changes in health insurance coverage and related health outcomes.

We will also discuss cost, insurance coverage and issues of genetic discrimination.

Lyme Times» special edition issues provide in - depth coverage on a variety of topics, including tick - borne diseases in children and adolescents, integrative medicine, and insurance challenges.

Already decided the issue (which datihg in september aop Goes wrong with leasing a car insurance quote From compensation for car insurance policy set up For the automobile coverage, such an injury.

Buffalo, NY About Blog we hope you will find timely and useful information regarding New York state and federal insurance coverage cases and issues.

Delegates to the National Education Association's annual meeting took up almost every issue under the sun — from health - insurance coverage to «free trade,» from reading instruction to chalk dust — but the one that cast the biggest shadow was the new federal education law, the «No Child Left Behind» Act of 2001.

Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Coverage Issues: Understanding what is, and is not covered under a school district's insurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dinsurance policy, and understanding whether your district will be allowed to choose its attorney or be required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school dInsurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.

The policy issue date is the day when the insurance company completes its underwriting process and approves the policy for coverage.