With this second
simplified issue life insurance option, you will have to answer some simple health questions but this helps to keep the premiums a little lower and the rest of the application is simplified.
Simplified issue life insurance is an alternative to the guaranteed
issue life insurance option.
There are many of today's top life insurance companies that offer a guarantee
issue life insurance option, including AIG, New York Life, Gerber Life Insurance Company, State Farm, John Hancock, and Protective Life Insurance Company.
Thyroid cancer survivors who can't qualify for term or whole life insurance can still pursue guaranteed
issue life insurance options.
With this first guaranteed
issue life insurance option, there's no underwriting whatsoever so you don't have to worry about a medical examination or even simple health questions.