Simplified
issue policies require that you answer several health questions, and there's no medical exam.
Simplified
issue policies require only a few medical questions and do not require a medical exam in most cases.
Guaranteed
issue policies require no medical exam or health questions.
Not exact matches
Those federal rules, which double down on restrictions adopted in 2014 and stern warnings to lenders
issued by OSFI earlier this summer,
require banks to qualify borrowers at higher interest rates, impose additional limits on mortgages for buyers with small down payments, and compel financial institutions to share the risk by taking out insurance
policies on low - ratio mortgages.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade
policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade
policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the
required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might
require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be
issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Trump's reckless and uninformed positions on critical
issues — from immigration to our economy to foreign
policy — have made it abundantly clear that he lacks both the
policy depth and sound judgment
required as President.
Sound financial
policy requires that the Government fully fund any budget deficit by
issues of securities to the private sector at market interest rates, and not borrow from the central bank.
Better Public
Policy Through Collaboration Canada 2020 Policy Labs are collaborative sessions deployed on emerging public policy issues that require creative thinking, across and outside of the traditional silos of policy develo
Policy Through Collaboration Canada 2020
Policy Labs are collaborative sessions deployed on emerging public policy issues that require creative thinking, across and outside of the traditional silos of policy develo
Policy Labs are collaborative sessions deployed on emerging public
policy issues that require creative thinking, across and outside of the traditional silos of policy develo
policy issues that
require creative thinking, across and outside of the traditional silos of
policy develo
policy development.
From controlling sanctions to adjusting monetary
policy, these
issues require powerful, decisive leadership at home and abroad.
Through several public
policy initiatives, NACO represents Angel asset class
issues of national significance, assumes a leadership role in areas
requiring national coordination and support, and promotes the Angel asset class to the general public in Canada and abroad.
Section 13 of the Telecom Act
requires provincial consultation prior to the Minister
issuing a
policy direction or an order to «vary or rescind» a CRTC decision «or refer it back to the Commission for reconsideration».
The majority opinion,
issued by Justice Ruth Bader Ginsburg, said that Hastings College of the Law's «all comers»
policy, which
required all groups to open all positions to all students, «is a reasonable, viewpoint - neutral condition on access to the student - organization forum.»
The Commission first
issued warnings the TPP negotiation process in 2010, stating «a more transparent and strategic approach is
required to ensure that there is an appropriate focus on
policies that are most in Australia's interests».
The
policy requires coaches and referees to hold a permit
issued under section 3319.303, or a referee may present evidence of completing a training program in recognizing the symptoms of concussions and head injuries.
«While my
policy as leader is not to sign the many pledges that are presented to me, I want you to know my position on the three
issues that you have raised with the members of the State Legislature: I support the concepts of applying generally accepted accounting principles to our state budget,
requiring disclosure of lawmakers» non-government income and appointing an independent commission to redraw legislative district lines,» Sampson said in a statement released by NY Uprising.
According to Mumuni, the Bank Access to Information Committee (AIC) in its Decision on appeal
issued in Case number AI3982 - A dated 29 April 2016, and sent to SERAP held that although the appeal by the organisation was not filed within 60 days of the Bank's decision as
required by its Access to Information
Policy, SERAP appeal nonetheless «contains a request for additional information, not previously submitted by the requester, and which the Bank has neither considered nor denied.
From database - driven direct - mail targeting to
issue - blog outreach to video - laden Google Ad landing pages, modern online communications is niche - driven — but enacting public
policy requires some kind of broad consensus.
Things like the gig economy, the London housing bubble and the social care crisis are contemporary
issues requiring creative
policy responses.
Policy language included in Gov. Andrew Cuomo's $ 168 billion spending plan would tackle the transparency
issues surrounding digital ads and
requiring new disclosure for what has been the wild west of political spending in recent years.
Councilor Kathleen Joy expects the Syracuse Common Council to file court papers in the next few days asking a judge to settle the
issue of whether lawmakers should be forced to sign that computer use
policy which is
required of and agreed to by all city employees.
It is the governor that should lead by example by
issuing an executive order reversing the 90 day email deletion
policy and instead follow the lead of the federal government, which
requires archiving of emails for seven (7) years.
Not all of the data is publicly available, as
issue - based ads that ask voters to call their senator and encourage them to support or oppose
policy is not considered political spending outside of a 60 - day window before a general election and 30 days before a primary, and is therefore not
required to be reported to the FEC.
Following the
issue of the Race Relations Amendment Act in 2000, universities in the United Kingdom are
required to design
policies for racial equality and monitor their progress.
(The
issue of recertification is frequently raised, though some space
policy experts note recertification is not
required to extend the shuttle's life).
Developing strategies to address these
issues would
require broad shifts in public
policy.
Lane, who served as science adviser to President Bill Clinton and director of the White House Office of Science and Technology
Policy (OSTP) from 1998 to 2001, said the next president will confront
issues requiring scientific and technological advice immediately after the 8 November elections.
In this way, we seek to avoid the two - sided performer - user pitfall that we have observed in earlier and related federal agency endeavors to promote research / knowledge utilization: on the one hand,
requiring or inducing academic grantees to torque or overstate their research findings in order to connect to immediate
policy issues; on the other hand, creating unrealistic or premature expectations on the part of users that early stage fundamental research will be directly relevant to their immediate needs, leading them to be disappointed or disenchanted when well conceived and implemented academic studies fail to produce such information.
But while the White House Office of Science and Technology
Policy is due to issue a report soon on public access at U.S. research agencies, it reportedly will make general recommendations and will not require an NIH - style p
Policy is due to
issue a report soon on public access at U.S. research agencies, it reportedly will make general recommendations and will not
require an NIH - style
policypolicy.
A connection between innovators and policymakers will be more important within the next decade, he said, and it will
require policy frameworks to ensure that potential risks are managed to reap societal benefits, particularly as it concerns the «Internet of Things» technologies and smart cities or even
issues like smartphone encryption.
American Physiological Society
Issues New
Policy Requiring Identification of Sex or Gender in Reporting of Scientific Research
In education the
issue is not simply to change the
policy, but also to change the practice - a tricky translation, particularly when the
policy requires fundamental change in the behavior of both adults and children.
This study makes an analysis of the impact of a civic and intercultural education methodology
requiring students to analyze the situation of the Roma community at local revel and formulate a public
policy proposal related to an
issue affecting members of Roma communities.
While many school districts have
policies requiring visitors to sign in and wear a badge while in a school, some schools are choosing to
issue photo identification badges to all staff as well.
As much as empirical challenges may seem to render this debate theoretical, it is a critical one for
policy: the authority to
issue federal guidance to schools on discipline disparities comes directly from administrative authority to enforce the Civil Rights Act, which
requires either different treatment or disparate intent.
Keates went on to
issue advice for the next government, stating: «An incoming Government must take this
issue seriously and
require schools not only to have a zero - tolerance
policy, but to use all the sanctions available to them to address the abuse of staff.»
Schools Turn to ID's to Enhance Security While many school districts have
policies requiring visitors to sign in and wear a badge while in a school, some schools are choosing to
issue photo identification badges to all staff as well.
Unlike the libertarian form of freedom, opportunity is mostly an empirical
issue, as it
requires not only that families be unfettered by government
policies in selecting schools for their children, but also that they are able to choose from among accessible, high - quality options.
Topics to be discussed include: Court Procedure: An understanding of the civil litigation process in New Jersey as it pertains to negligence claims; Damages: Understanding the standards for, and the differences between Compensatory and Punitive Damages; Facility Maintenance: Identifying potential safety hazards related to facilities and grounds, and taking reasonable steps to address common problems; Indemnification: Identifying when the school district is responsible for the actions of its employees, and when it may disclaim coverage; Insurance Coverage
Issues: Understanding what is, and is not covered under a school district's insurance
policy, and understanding whether your district will be allowed to choose its attorney or be
required to utilize the attorney assigned by the Insurance Company; Negligent Supervision: Examples of school district negligence liability lie within the school, on the athletic field, in the locker room, and on school trips; Sovereign Immunity: Understanding the effect of the New Jersey Torts Claims Act on negligence claims against school districts.
And because civic
issues — such as health care, crime, and foreign
policy — are multidisciplinary in nature, understanding these
issues and developing resolutions to them
require multidisciplinary education.
This Advance CTE brief explores common approaches to offering or
requiring CTE courses and assessments within a statewide set of graduation requirements, offers illustrative examples of state - level
policies and elevates implementation
issues for consideration.
By the close of 2017, the General Assembly's mandate to
require smaller classes in grades K - 3 was the single largest
policy issue affecting North Carolina schools, students and families.
Since taking office, Team Malloy / Wyman have dumped over $ 450 million in scarce taxpayer funds into charter schools in Connecticut, although these schools consistently discriminate against children who
require special services, children who aren't fluent in the English language and children who won't adhere to the charter school's abusive «no - excuses» disciplinary
policies designed to push out children with behavioral
issues.
But there are a number of
policy issues that empirical evidence will not resolve because they
require us to make value judgments.
It
requires paying deliberate attention to
issues of leadership,
policy, accountability, shared beliefs, and collaboration (Boudett & Steele, 2007; Firestone & Gonzalez, 2007).
Will lawmakers address those
issues in the short session, when they have the opportunity to go back to the drawing board and clean up the program so that it
requires private schools that receive taxpayer dollars to adhere to nondiscrimination
policies?
Education Commission of the States» Kindergarten Database provides data from primary sources outlining state
policies on 11 kindergarten
issues commonly addressed by state
policy, including compulsory school age, kindergarten entrance age, minimum hours
required for kindergarten, kindergarten readiness assessments, curriculum, ratios, and more.
Dozens and possibly hundreds of the state's charter schools have adopted
policies that illegally
require parents to volunteer, the nonprofit law firm Public Advocates charged in its report, «Charging For Access,»
issued on Thursday.
Although typically brought up in discussions about unequal opportunities in women's athletics, the law also
requires that schools have a Title IX coordinator to handle complaints and address concerns if related
issues arise, and that they have
policies in place to combat sexual harassment as well as discrimination against pregnant students.
This
requires the right
policies, programming, and resources, but it also means smart, ongoing, internal and external communications about the
issue.
But a prosperity
policy agenda also
requires opposing the monopolistic financial interests who make billions
issuing bonds to finance state and local government deficits.