Applicants ages 45 to 85 can qualify for the guaranteed
issue product automatically, but if the insured dies during the first two years, AAA will not pay out the full policy amount, unless the death is accidental.
The long answer is that, it is true that the National Operating Committee on Standards for Athletic Equipment (NOCSAE) initially decided in July 2013 that modification of helmets with third - party after - market add - ons, such as impact sensors installed inside a helmet or to its exterior, would be viewed as voiding the helmet manufacturer's certification, and that the certification could only be regained if the helmet was retested by the manufacturer with the add - on, NOCSAE later
issued a press release clarifying that position: Instead of
automatically voiding the certification, NOCSAE decided it would leave it up to helmet manufacturers to decide whether a particular third - party add - on affixed to the helmet, such as a impact sensor, voided its certification of compliance with NOCSAE's standard, and now allows companies which make add - on
products for football helmets to make their own certification of compliance with the NOCSAE standards on a helmet model, as long as the certification is done according to NOCSAE standards, and as long as the manufacturer assumes responsibility (in other words, potential legal liability) for the helmet / add - on combination.