Sentences with phrase «issue type policies»

Graded benefit is a term used largely in final expense and guaranteed issue type policies where the death benefit of the policy is suspended for the first two to three years, unless the death is accidental.

Not exact matches

The Working Families Party has had a tough time getting many of their key issues, such as paid family and medical leave, across the finish line in the General Assembly but most of the Democrats running for governor this year have come out strongly in favor of those types of progressive policies.

Senate Democratic Leader Andrea Stewart - Cousins took issue with the change, saying that the policy's emphasis on punishment for false accusations «is exactly the type of intimidation that has silenced so many through the years,» Gotham Gazette reported.

These types of specific policy issues are why individuals are registered as Conservatives and not as Republicans.

Science & Society type articles aim to discuss important issues at the interface of academic research and society, such as those relating to policy, environment or health.

In presentations here to a committee of the National Assessment Governing Board, which sets policy for NAEP, the groups outlined in competing issues papers the types of changes they believe are necessary to bring the test into better alignment with the latest research in the field, as...

Training enables learners to understand the key issues regarding infection control principles, including knowledge of the types of micro-organism that cause infection, methods of transmission and transmission routes, knowledge of how to maintain a clean environment, infection control national policies and obligations, decontamination methods and waste handling practices.

Instead, I think they just had the type of magical thinking too common among smart DC policy analysts that if only they had good enough intentions and «messaged» the issue just right, all problems would be overcome.

With regard to other forms of abuse, such as verbal confrontations on the school premises, it is also important for schools to have policies and mechanisms in place when it comes to dealing with this type of issue, so that teachers can be assured that any concerns that they raise about these issues are dealt with fairly and robustly.

Training enables learners to understand the key issues regarding infection control principles, including knowledge of the types of micro-organism that case infection, methods of transmission and transmission routes, knowledge of how to maintain a clean environment, infection control national policies and obligations, decontamination methods and waste handling practices.

But these are the types of issues that education administrators address, whereas broad questions of education policy seldom are within their bailiwick.

Research on employment - related BTB (and similar) policies suggests that some employers may react by statistically discriminating against groups with high rates of criminal involvement; however, this type of discrimination is less likely to be an issue in the context of college BTB.

CEPA researchers examines a wide range of issues, including how to best measure student success, what factors predict and promote student success, and how different types of teacher instruction, school programs, and education policies can improve student achievement.

Description of the various types of documents that the Department of Transportation (DOT) issues that could provide information on our interpretation of, or policy concerning, our rules, statutes, or technical issues.

To enable the public to better understand the various types of documents that the Department of Transportation (DOT) issues that could provide information on our interpretation of, or policy concerning, our rules, statutes, or technical issues and the extent to which the public may rely on them, we have prepared the following descriptions.

While the involved parties interviewed in Kaufman's piece had to speak on condition of anonymity due to the ongoing negotiations, executives from both Barnes and Noble and Simon & Schuster were quoted about their standard policies for this type of contract issue.

401 (k) loans or life insurance policy loans: Using these types of loans may help you pay off your debt, but they may create other financial issues.

Yes, many types of businesses — including auto and homeowners insurance companies and phone companies — are using credit scores to decide whether to issue you a policy or provide you with a service, and on what terms.

The structure of these types of agreements and their guidelines vary based on the policies of the issuing bank.

But within that framework are different types of life insurance policies, ranging from fully underwritten, to automated accelerated underwriting, no exam, simplified issue, on down the line to guaranteed issue.

To get around this type of issue, one solution would be to make the husband both the owner of the policy and the person insured by the policy.

Certain types of professional liability policies are issued to cover claims made during the policy period rather than things that occurred during the policy period, but that doesn't mean you can backdate renters insurance.

These days, other types of businesses — including auto and homeowners insurance companies and phone companies — are using credit scores to decide whether to issue you a policy or provide you with a service and on what terms.

Guaranteed Issue policies of this type typically have what's referred to as a two - year «graded» benefit.

Forester's does not issue big face amounts on these type of policies.

Traditional life insurance policies and many Simplified Issue polices have this type of benefit.

Several types of riders are available for simplified issue Whole Life Policies, including Accidental Death, Waiver of Premium, and Child Term Riders.

The dry version: Renters insurance is a policy with multiple types of coverage which is a subset of the homeowners policy form, issued to those who do not own their dwelling, and which does not offer coverage for the dwelling unit, usually on a broad form and named perils basis.

If you've tried to buy other types of life insurance but have been unsuccessful, a guaranteed - issue policy may be an alternative to consider.

If you can't get approved for other types of life insurance (like a term policy), a guaranteed - issue policy may be an option.

And it can just be set up as a type of insurance policy, that if you run out of money in retirement, or if your home declines in value or you need in - home care as part of the beginning stages of a long - term care issue.

This article gives quick facts about guaranteed issue life insurance, a policy you are guaranteed to be approved for, and discusses the advantages and disadvantages to this type of policy.

Policy owner must be 18 - 21 years old depending on the state of issue, policy type, and insurance coPolicy owner must be 18 - 21 years old depending on the state of issue, policy type, and insurance copolicy type, and insurance company.

That's the «simplified» part of this policy type: known as a «no exam policy», a simplified issue policy gets you life insurance without the health exam.

Guaranteed issue life insurance is sometimes referred to as a «last resort»; because the insurer really has no idea about what they're insuring, guaranteed policies are very expensive and the death benefits are usually less than what you'll get with other insurance types.

Title companies typically issue two types of title policies:

The organization must complete a separate application advising how it will operate and hold animals and handle animals with behavior issues and medical or health issues, its adoption or placement programs, training for staff or volunteers, veterinary care, types of animals and number it will hold at one time, return policy, and what work the organization will do to help abandoned, lost or recovered animals in the county.

Perhaps they sound more intelligent on those type of policy issues because the topic has more immediacy for voters and therefore they follow better what is being «debated».

I call it the «T3» tax, and I think the proposal should make everyone happy, except the most extreme alarmists and the Trojan horse - types who see the global warming issue as a vehicle for imposing a set of anti-growth policies that they would want even if global warming fizzles as a pretext.

Quantitative estimates of costs and benefits associated with particular policy options can inform responses, but such valuations face a myriad of issues, including the choice of which impacts to «internalize» within the economic valuation, the value of future versus present risk, and how to compare different types of impacts on a common scale (e.g. (Arrow et al. 2013; European Commission 1995; Johnson and Hope 2012; Muller et al. 2011; National Research Council 2010, hereafter NRC2010; Nordhaus and Boyer 2000)-RRB-.

Our attorneys have a thorough understanding of the terms and conditions underlying all types of insurance contracts and are skilled in interpreting policies and analyzing complex coverage issues.

Role of Firm Governance in Strategic Planning The type and structure of a firm's governance, i.e., the process for determining and implementing firm policy, is a critical issue when preparing a strategic plan, attempting to gain partner buy - in to the plan and insuring its successful implementation.

We advise clients on complex policy application and interpretation issues and represent insurance companies in all types of insurance coverage disputes.

Ms. Knepper also has extensive experience reviewing and creating employee handbooks and policies of all types; drafting and negotiating employment agreements (including independent contractor, non-competition, non-disclosure, and non-solicitation agreements) and severance agreements; and providing training for employers on employment - related issues.

Having a policy in place provides evidence that you have considered the various issues and have come to a reasonable decision concerning how you deal with various types of data.

On a recent episode of the Law Show, John Cameron and I discussed various forms of insurance and some of the issues that arise in relation to different types of policies.

In the operational arena, we handle labor and employment issues, establish and institute internet privacy and document retention policies, negotiate the leasing of real property, and structure and negotiate school management agreements, curriculum licenses, joint venture agreements, e-commerce contracts, and various types of financing.

Liability, risk management and insurance issues, including claims management relating to all risk types including property, cargo, personal injury and excess and umbrella policies

I think hospitals could expect that if their policies are the same as the Sault Area hospital, they will face a similar type of issue and resistance.»

There are other types of whole life, final expense, burial and funeral policies available that are NOT issued on a guaranteed basis.