Sentences with phrase «issued for a year because»

Homeowners policies, of which renters insurance is a subset, are issued for a year because that's what mortgage companies want.

Not exact matches

Because this information is found on proxy statements that companies issue at different times throughout the year, some totals reflect security costs for either 2015 or 2016, depending on when they most recently filed.
But for years, these policies have failed to get anywhere in Congress because of a key problem: issue intensity.
The unspoken housing issue for the next four years is how to deal with Freddie Mac and Fannie Mae, which now have an outsized role in underwriting mortgages because of damage from the housing collapse.
Mining Recruitment: Andrew Pollard The war for talent: The issue you probably aren't talking about It should come as no surprise that as a mining industry executive recruiter I'm looking forward to the next five years, because business will be robust.
This pressed a hot button in Canada because the expected market share gains in Canada of Korea's major auto exporters had been one of the sensitive issues that had blocked the completion of the deal for years.
Of course, delaying isn't always better — or always possible — for everyone, particularly for people with health issues, because it can take years to reach the breakeven point.
The preference for a male may be unspoken or obliquely voiced by search committees, especially in liberal Protestant denominations where «it is totally unacceptable to refuse» pastor candidates because of gender, race or ethnicity and it is «frowned upon» to make age or marital status an issue, said the study, published last year as part of the Pulpit & Pew project at Duke Divinity School.
But it seemed to elude this earnest man that polygamy does not happen to be an issue in his state precisely because the law, for many years, has cast up serious barriers against the practice.
Alpha, Point taken on the donations, fools and their money ya know, however he has done that for years and years... why is it only an issue now... because he said the words.
For me the understanding of grace is not an easy issue because of my many years being taught the moral / legal covenant interpretation of the gospel.
When people are left out, when they're neglected, when they're not supported, and when they're not given the love they need to grow, it becomes an incubator for trafficking, and this refugee crisis, if we want to be serious about ending slavery, we can not ignore them, we can not ignore our support for this issue in that space, because otherwise, we're going to have to deal with it for years to come.
The issue has only become more urgent since then, with groups such as the Southern Baptist Convention's Ethics and Religious Liberty Commission (ERLC) lobbying this year for the First Amendment Defense Act, which «prevents the federal government from punishing an individual or faith - based business because they can not in good conscience accommodate same - sex marriage in certain situations.»
Now, this roommate is a good friend of mine and has been for many years, I find him reasonable on most things and we generally sidestep the religion issues because religion is such a divisive issue, regardless of what faith (or lack thereof) one holds.
However, in a statement issued when proceedings were instituted in June last year, ACCC chairman Rod Sims said: «The ACCC has brought these proceedings because it alleges that Heinz is marketing these products as healthy options for young children when they are not.
I have just figured out that my stomach issues for YEARS are because of a gluten intolerance... I am so happy to see this recipe!
Recognizing this, in October 2011 the U.S. Preventive Services Task Force (USPSTF) issued new guidelines recommending that women be tested for cervical cancer with Pap tests (not HPV tests) every three years rather than annually because more frequent testing leads to overtreatment of low - grade changes that would in all likelihood not turn out to be cancerous.
«I have now been 20 years in a multilateral organisation which tries to develop guidance and codes for good agricultural practice, but the real, true issues are not being addressed by the political process because of the influence of lobbyists, of the true powerful entities,» he told the Compassion in World Farming annual lecture in London this week.
I look at the issues where Hitchcock got fired in St. Louis because Allen couldn't stop a puck for 40 games before going all - Hasek in the second half of the year.
Its well and Ok to think he may not be useful to us today because of fitness issues which is of primary importance for someone who models himself after Gerrard but to call him the weakest piece of our midfield of the last several years, after his immense contribution in the last 6 years right from Conte's first year when he scored some gorgeous goals, is doing great disservice to him.
though I might drop it to a 7 because the O - line issues are (have been for years) one the main things preventing UM from pushing through to another tier
Michael Kidd - Gilchrist is the popular choice here because of his defense, leadership and position (small forward, where the Wizards are weakest), but the Wizards» biggest issue last year, especially after the trade for Nene, was perimeter shooting.
Peterson's cap hit really isn't an issue because I'm sure the Vikings bean counters have already allowed for it and the cap is growing every year.
Is it because someone has more experience than others that he is immune to receive advices.Everybody wish the good for Arsenal and Arsene, Myself I came to know and love Arsenal because of him but those last years his vision has light out, the team has many issues and he will not solve them.
Kos has been cb for many years now and we have still shipped in many many goals and lost many games because of defensive issues, I don't see why him coming back is making a difference?
there is no doubting that Arsene has helped to provide us with some incredible footballing moments in the formative years of his managerial career at Arsenal, but that certainly doesn't and shouldn't mean that he has earned the right to decide when and how he should leave this club... there have been numerous managers at each of the biggest clubs in Europe throughout the last decade who have waged far more successful campaigns than ours yet somehow and someway each were given their walking papers because they failed to meet the standards laid out by the hierarchy of their respective clubs... of course that doesn't mean that clubs should simply follow the lead of others, especially if clubs of note have become too reactionary when it comes to issues of termination, for whatever reasons, but there should be some logical discourse when it comes to the setting of parameters for a changing of the guard... in the case of Arsenal, this sort of discourse was largely stifled when the higher - ups devised their sinister plan on the eve of our move to the Emirates... by giving Wenger a free pass due to supposed financial constraints he, unwittingly or not, set the bar too low... it reminds me of a landlord who says he will only rent to «professional people» to maintain a certain standard then does a complete about face when the market is lean and vacancies are up... for those who rented under the original mandate they of course feel cheated but there is little they can do, except move on, especially if the landlord clearly cares more about profitability than keeping their word... unfortunately for the lifelong fans of a football club it's not so easy to switch allegiances and frankly why should they, in most cases we have been around far longer than them... so how does one deal with such an untenable situation... do you simply shut - up and hope for the best, do you place the best interests of those with only self - serving agendas above the collective and pray that karma eventually catches up with them, do you run away with your tail between your legs and only return when things have ultimately changed, do you keep trying to find silver linings to justify your very existence, do you lower your expectations by convincing yourself it could be worse or do you stand up for what you believe in by holding people accountable for their actions, especially when every fiber of your being tells you that something is rotten in the state of Denmark
Arsenal must sort out the injury issue because it has been dogging the club for years and has definitely derailed our title challenge in the last two seasons.
(1) this squad has way too many moving parts and very few of our players are good enough at their preferred position let alone relying on them in whatever position Wenger and his magic eight ball decide in the tunnel prior to the game... when teams do this it generally signals issues within the club, much like Jose last year and Van Gael before him... no one gets settled, the chemistry is almost non-existent and if provides a built - in excuse when the team comes up short... these issues fall squarely on Wenger, both for his decisions regarding players coming in and for his inability to rid the team of those players who aren't cutting it... in actually fact we have only 6 real starters on this current squad and that's being generous (Sanchez, Ozil, Lacazette, Sead, Kos & Cazorla)... which is discouraging because Cazorla is injured and might never play again, Sanchez is wanting out and the club is lying to us about his injury status, Lacazette receives no service, Ozil is relatively disinterested out there, Kos is getting up there and Sead is just trying to settle in... there isn't a single other player that would start regularly on any of the other top 3 teams, which should be the standard... imagine this team moving forward if Wenger only sells before the window closes
For me I support Wenger because I believe he has vision in football that's why he has been handicapped by the board in terms of spending big, but he never took issue with that.The future of football is in the self sustaining model and many will realise this many years later.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
Because Bennetts issue is just completely outrageous and likely becomes a non-issue once a halfway decent judge looks at it, realizes it took over a year for the cops to indict and deems word of mouth as not good enough.
We didn't force the issue with her, and perhaps letting her take the lead wasn't the best idea (something we'll never know for sure) because it's been nearly a year now, and there have been more accidents than I can count.
I had three children within 3 years, very easy, make one bottle make 3, do everything only once and because children are experiencing same growth stages more or less together, they learn and support each other, even at this young age, you deal with the same issues one time, i think its more difficult to deal with a 5 year old that has different needs and time schedules as well as a baby or toddler, routine for all three mostly the same and you even get to nap in the afternoon, also little chance of hearing» i wasnt allowed to do that» or» they get away with everything».
These, and the other questions that the co-chairs have framed for discussion, are remarkable because they address deeply the core normative issues of the negotiations that have simmered away in recent years but which have been perennially dodged rather than confronted: How should the benefits and burdens of climate action be distributed in a diverse world?
When asked why he is providing leadership on so local an issue, he told The Manhattan Times, «This is personal for me because I've lived in Inwood for the past 22 years
MORE ON THE A.G. SELECTION PROCESS: — A coalition of faith leaders including Timothy Cardinal Dolan, the Rev. Al Sharpton and Rabbi Joseph Potasnik issued a statement saying that Underwood should remain in her post for the remainder of the year because «It is important to maintain the presence and continuity of the crucial work performed by the A.G.'s office.»
Jack Straw, the Justice Secretary, is to admit that over a period of «many years» hundreds of cases never came to court because warrants were not issued for the arrests of defendants when they failed to show up at court.
Ms Thornberry argued the Labour party had changed «for the better» in the past year because of Mr Corbyn's influence on austerity and housing issues.
This is because the church as» a mother» with several years of experience in family and marriage related issues has its laid down processes for preparation for a successful marriage.
The Democratic Party failed to retain the presidency and make electoral gains last year because they didn't give voters «anything to vote for» in November and failed to boost middle class issues, Gov. Andrew Cuomo said at a fundraiser on Monday night.
Lafayette, who served for 32 years in the Assembly before retiring, said he endorsed Dromm after years of working personally with him and also because of Dromm's «commitment and effectiveness on the issues that matter most to me, — better schools, more access to doctors and health care, and improved quality of life».
Speaker Silver once again pushed for raising the state's minimum wage, an issue that the governor has all but declared dead for the year, because of Republican opposition in the Senate.
Lawrence Levy, executive dean at the National Center for Suburban Studies at Hofstra University, called the phrase «brilliant» because it married the issue that typically drives Nassau voters with the one that likely did this year.
«The commercialisation and sexualisation of children is an issue I raised in the children's plan two years ago when I became children's secretary and it's good to have David Cameron's support because this is something which concerns all parents and is not an issue for party politics,» Mr Balls said.
«It's gonna be harder because we already know from our experiences with pre-K space is a real issue and there's some districts where we have more space and some where we have less and that's part of what is gonna be crucial over these next four years to build out the space in time for the full expansion,» de Blasio continued.
It shows that those issues are something people care about and in a year where people are screaming for change, Democrats are the only ones who can give it to them because the Senate Republicans have been champions of the status quo.»
«We see on the issue of taxes he's talking now about raising taxes, but just three years ago he stood in the room full of business people and said he would never raise taxes because it's bad for business.»
Because these payments were not received until after 60 days following the county's fiscal year end, the county could not use those moneys for the budgeted years and had to issue short - term debt.
Women Democrats last year refused to break apart the measures because they were all negotiated together, meaning some of the issues were compromised to gain support for others.
Spano, a Democrat who campaigned for mayoral control last year and even convinced the Senate majority conference to include the change in its state budget proposal, said the issue isn't as urgent for him now because the city recently merged some of its administrative offices with the school board.
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