Not exact matches
They are also less likely to have call protection, which means that if a company's financial condition or
credit rating improves, the
issuer can call its outstanding bonds and take advantage of lower funding
rates.
For example, although the current
ratings of a bond might be appropriate, the
credit analyst might have an insight into the prospects of the
issuer that suggests
credit fundamentals are
improving.
If your
credit score
improves and if you've generally paid your bill on time, you can call your
issuer and request a reduction in the
rate.
By showing the card
issuer you can make consistent, on - time payments, your
credit rating will
improve.
While they come with high fees, high interest
rates and low limits, these cards report your repayment history to the major
credit bureaus each month, so as you make on - time payments, your
credit score will
improve — to the extent you won't need the secured card anymore (they aren't the most advantageous out there), or the card
issuer will let you convert to a regular card (usually after 12 to 18 months).