Sentences with phrase «issuers do»

Simply put, some issuers don't have the ability to retain part of the product that they are essentially making and selling.

But FICO adds a caveat: Some issuers don't report secured credit cards results to the credit bureaus, which defeats the purpose.

We also recognize that issuers do not all have a mandated standard for timeliness of billing consumers, but we believe issuers want to collect the first month's premium payment and have no intention to delay billing on their end.

«Assuming the listing requirements for issuers do not materially change, this could be a significant plus for Canadian companies seeking capital from around the world,» he adds.

«The other big difference is that under securities laws, venture [i.e., smaller] issuers don't have to comply with securities rules for diversity disclosure, but they would have to comply with the CBCA rules,» she says.

The principal problem with this standard is that often issuers themselves do not have great visibility on their security holders, so it is burdensome at best to expect security holders to know when they can rely on the exemption — not to mention that the availability of the exemption could change back and forth, complicating any sales efforts.

No notice required Card issuers don't have to warn you when they plan to cut off your credit, either.

Many issuers don't want you moving money between their own cards.

Card issuers don't just throw balance transfer offers around, willy - nilly.

In contrast with their approvals for corporate cards, credit card issuers do not consider the finances of your business when you apply for a business credit card, which makes them a popular choice for startups.

The fee is charged immediately, but most major card issuers don't require it to be paid upfront or in the first month.

It's no secret to the credit card industry that some consumers «churn» rewards cards, grabbing sign - up bonuses and then ditching the cards, but for now, the issuers don't mind.

Some issuers don't allow any churning.

Thirteen issuers do give new cardholders the entire duration of the promotional rate offers to make eligible balance transfers, but waiting to the last minute to make a transfer negates the benefits of a limited 0 - percent offer time frame.

That's $ 16 billion in rewards that consumers earned but card issuers don't have to pay out.

While most credit card issuers don't advertise maximum credit limits, you can often find information on average limits by researching small business credit card reviews.

Since affluent cardholders do not tend to revolve a credit card balance, issuers do not earn monthly finance charges from them.

The caveat, as always, is that issuers don't just use credit scores as a way to determine — your overall financial well - being is assessed.

Because the card issuers don't want to pay rewards to someone who may be high risk (i.e. someone who may not be able to make their payments).

Credit card issuers don't police your spending to see if the office paper you bought at Staples or Office Depot was for your business or your child's school project or if the dinner you put on the card was with a friend versus a client.

On the other, card issuers don't make any money if consumers don't run up some debt.

«There's a cost related to rewards programs, and when the issuers don't see the payments coming in from the cardholder, they'll stop access to that,» he says.

She chose a bank that reports her credit card activity to the credit bureaus so it would build up her credit history (not all credit card issuers do this or only do so when you do something wrong, like miss payments).

Generally speaking, credit card issuers don't offer these increases in the first six months of opening the account.

Issuers don't usually publish exact income requirements for each credit card, but what you make is certainly a factor in approval.

Unfortunately, issuers don't reveal the exact requirements needed to become eligible.

While issuers don't publish the exact scores required to be approved for specific credit cards, we can use other people's experiences as well as advertising from the issuers to determine the target market.

Many issuers don't even require you to provide proof of independent income.

Many credit card issuers don't like to see a dozen plus inquiries over the past year or two, so by trying to go for certain bureaus, you can minimize the appearance of being a credit savage.

Is it any wonder card issuers don't seem to love us anymore?

The card issuers don't need churners anymore — now that their cards and points / miles have become huge business and mainstream (See: The parent trap above, as I'm sure your parents have emailed you about a CSR, or sent you a link to TPG posts).

Some issuers, such as Capital One, report all your business credit activity, some only report delinquencies and some issuers don't report to personal credit bureaus at all.

Little known credit card hardship programs offer help for problem debt — Card issuers don't publicize them, but most have internal hardship programs for customers who have trouble paying their debts... (See Credit card hardship programs)

You have a table of which CC issuers report to the business owner's personal credit reports, but I don't see a table where you show which issuers DO report to D&B, Experian, and FICO and which DO N'T.

Many issuers don't want you moving money between their own cards.

While most credit card issuers don't advertise maximum credit limits, you can often find information on average limits by researching small business credit card reviews.

Because card issuers don't know yet if you'll pay back the debt.

However, credit issuers do not begin reporting late payments until a borrower has missed two consecutive payments or is 60 days past due.

Again, debt is never priced well, because issuers don't understand orderly and forced liquidation, whereby in «orderly», e.g. say Chapter 11, recoveries may be 80 cents on the dollar, and forced, e.g., Chapter 7, 10 cents on the dollar.

Credit issuers do not always pay attention to fraud alerts, even though the law requires it.

If you have credit cards you don't use, make just 1 small purchase on them to make sure credit issuers don't close them on you.

The credit issuers don't have to give notice to close down unused credit cards.

But like mortgage lenders, card issuers don't just look at your credit score and stamp «approved» or «denied» in red ink on your application.

In contrast with their approvals for corporate cards, credit card issuers do not consider the finances of your business when you apply for a business credit card, which makes them a popular choice for startups.

If you have a rewards credit card, remember that issuers don't give those points out of the goodness of their hearts.

What some card issuers do is to waive the annual fee in the first year.

Although these issuers do not use the same FICO - score categories, the following charts show that all issuers reported continued declines in outstandings held by cardholders with lower FICOs (below 660), while oustandings for cardholders with higher FICOs either had smaller declines or in fact grew over the past year.

Most issuers don't report business credit card to the credit bureaus, and the cards won & # 8217... (Capital One is an -LSB-...]

-LSB-...] out this post from Doctor Of Credit on which card issuers do and don't report business cards on credit -LSB-...]

Card issuers don't combine inquires.