Sentences with phrase «issues in the housing market»

While it is important to ensure people have access to the housing market, the new provincially backed loan program could exacerbate the current issues in the housing market.

Not exact matches

Indeed, the housing market seems a pressing issue in spite of many economic positives including gross domestic product (GDP) growth.

In addition to mortgage insurance, it also issues mortgage - backed securities and pursues a variety of social policy agendas at the behest of Ottawa, such as disseminating information on regional housing markets, improving access to affordable housing and encouraging energy efficiency in new homeIn addition to mortgage insurance, it also issues mortgage - backed securities and pursues a variety of social policy agendas at the behest of Ottawa, such as disseminating information on regional housing markets, improving access to affordable housing and encouraging energy efficiency in new homein new homes.

At this point, he should assess whether it is better to execute the product in house or issue a license to a manufacturer which can then take the product to market.

It felt free to issue such an advisory, the central bank said, in part because it was less worried about those record levels of consumer debt and the housing market, both of which economists have said appear to be moderating.

TORONTO, August 30, 2016 - Soaring housing prices in Vancouver and Toronto continued to squeeze housing affordability at the national level in the second quarter, even though affordability was close to historical norms in most other Canadian markets, according to the Housing Trends and Affordability Report issued today by RBC Economics Rehousing prices in Vancouver and Toronto continued to squeeze housing affordability at the national level in the second quarter, even though affordability was close to historical norms in most other Canadian markets, according to the Housing Trends and Affordability Report issued today by RBC Economics Rehousing affordability at the national level in the second quarter, even though affordability was close to historical norms in most other Canadian markets, according to the Housing Trends and Affordability Report issued today by RBC Economics ReHousing Trends and Affordability Report issued today by RBC Economics Research.

One of the few strategists who saw the the coming housing implosion and derivative mess far in advance, Ritholtz issued warnings about the market collapse and recession in time for his clients and readers to seek safe harbor.

For example, in December 2017, China Merchants Group, a state - owned firm, said it would work with China Construction Bank to issue asset - backed notes worth Rmb20 billion to be sold in the interbank market, in what would be China's largest rental housing securitization.

2016.12.21 No relief for home owners as Canadian housing affordability continues to slip: RBC Economics Despite cooling home resale activity overall, housing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics Resehousing affordability continues to slip: RBC Economics Despite cooling home resale activity overall, housing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics Resehousing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics ReseHousing Trends and Affordability Report issued today by RBC Economics Research...

Despite cooling home resale activity overall, housing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics Resehousing affordability deteriorated further across all markets in Canada in the third quarter of 2016, according to the Housing Trends and Affordability Report issued today by RBC Economics ReseHousing Trends and Affordability Report issued today by RBC Economics Research...

This is similar to the 2017 housing market forecasts being issued for other California cities, in the sense that is predicts a significant cooldown ahead.

Then, tomorrow and still later in the week, we will get important data points from the housing market, when results on housing starts, building permits, and sales of existing homes are issued.

In July, housing analysts at the real estate information company Zillow issued a forecast for the Los Angeles housing market that extends through the summer of 2018.

So it's no surprise that economists are issuing housing forecasts calling for additional price growth in this market.

Housing affordability has become an issue in the San Francisco real estate market, and that's one reason...

WASHINGTON, DC — The Grocery Manufacturers Association (GMA) issued the following statement today in response to the U.S. House Energy and Commerce Committee hearing on the Intergovernmental Working Group's Proposed Marketing Guidelines:

Not having any pain Poilâne in my house on the day I made this did not prove an issue because what I DID have was a gift from a friend who had come over for dinner the night before — muffins from the Boulevard Raspail market here in Paris.

much like when a country can't divulge highly classified information publicly for obvious economic and military reasons, a professional soccer organization must keep certain things in - house so they don't devalue a player, expose a weakness, provide info that could give an opposing club leverage in future negotiations and / or give them vital intel regarding a future match, but when dishonesty becomes the norm the relationship between cub and fan will surely deteriorate... in our particular case, our club has done an absolutely atrocious job when it comes to cultivating a healthy and honest relationship with the media or their fans, which has contributed greatly to our lack of success in the transfer market... along with poor decisions involving weekly wages, we can't ever seem to get true market value for most of our outgoing players and other teams seem to squeeze every last cent out of us when we are looking to buy; why wouldn't they, when you go to the table with such a openly desperate and dysfunctional team like ours, you have all the leverage; made even worse by the fact that who wouldn't want to see our incredibly arrogant and thrifty manager squirm during the process... the real issue at this club is respect, a word that appears to be entirely lost on those within our hierarchy... this is the starting point from which all great relationships between club and supporters form... this doesn't mean that a team can't make mistakes along the way, that's just human nature, it's about how they chose to deal with these situations that will determine if this relationship flourishes or devolves..

In 2012, David Herrera told DNAinfo that the project had been stopped due to financing issues, and that he'd seek to either develop market - rate housing instead of affordable, or sell the property.

«The issue is can we ensure that growth is maintained in this economy, that we can get the housing market to continue to move forward.»

He has also worked on housing and regeneration issues, analysing the direct and indirect impacts and drivers of city housing markets across the country, and led research evaluating how cities can foster relations between universities and high growth firms, and capitalise on opportunities in the low carbon economy.

City officials said they chose not to issue the bonds because the revenue from the market - rate apartments in the project is expected to finance the affordable housing units.

With its expertise in the affordable housing market and not the health food business, the company decided to issue a Request for Proposals to see if someone from the community could make a suggestion for the space.

Therefore, the marketing of these schools in the private housing industry became a very important component of attracting white upper - middle - class families to the suburbs, exacerbating and continuing the issue of segregation in the public school system.

In October, the economic research team at Zillow issued this 12 - month forecast for the U.S. housing market: «United States home values have gone up 5.1 % over the past year and Zillow predicts they will rise 2.7 % within the next year [through October 2017].»

A spokesman for federal Finance Minister Bill Morneau says Ottawa is concerned about diminishing affordability in the housing market, calling the matter a complex issue with lots to talk about.

The following submission is in response to the Standing Committee on Finance's comprehensive study of issues surrounding the Canadian residential real estate market; the impact of the housing market on the Canadian Financial System and challenges surrounding access to residential home ownership.

The issue faced by the CMHC is that they are the sole regulatory organization in the Canadian mortgage and housing market.

In its ruling, issued Wednesday, the tribunal sided with the Competition Bureau, which had argued that the Toronto Real Estate Board (TREB) was stifling competition in the industry by restricting brokers» access to bulk electronic data about the housing markeIn its ruling, issued Wednesday, the tribunal sided with the Competition Bureau, which had argued that the Toronto Real Estate Board (TREB) was stifling competition in the industry by restricting brokers» access to bulk electronic data about the housing markein the industry by restricting brokers» access to bulk electronic data about the housing market.

In Toronto, the supply issue is really about the composition of the housing market, Kavcic argues.

Unfortunately, during the same time that subprime borrowers became more involved in the American housing market, more variable - rate mortgages were issued by lenders.

Leg one may be over for this credit bear market, but that doesn't mean the credit bear market is over; there are still too many unresolved credit issues in housing, builders and investment banks.

As a result, in today's declining housing market, the 1099 C issue arises most frequently in the context of investment properties.

Mortgage - backed securities and other securities issued by participants in housing and commercial real estate finance, as well as other real estate - related markets have experienced extraordinary weakness and volatility in recent years.

In the housing market, we simultaneously begin to solve the climate change issue.

The best analogy to prefab houses is the Mini Cooper — mass produced but with enough options to let the owners feel they have a custom automobile...» Michael Pyatok, FAIA Pyatok Architects Berkeley, Calif.»... As long as housing is treated as a commodity in a capitalist system, the technological advances that occur more often help the production end rather than the consumer end, and when they help both, it usually means a portion of the labor market somewhere has been hurt...» Mark Simon, FAIA Centerbrook Architects and Planners Essex, Conn. «This is an issue of class and perception.

In addition to proffering legal advice on a disparate range of legal issues such as employment, copyright, property and general commercial law, in - house solicitors also have to deal with anything from compliance, advising Human Resources, contributing to business decisions, liaising with external regulatory and investigatory bodies, and dealing with trading agreements and marketinIn addition to proffering legal advice on a disparate range of legal issues such as employment, copyright, property and general commercial law, in - house solicitors also have to deal with anything from compliance, advising Human Resources, contributing to business decisions, liaising with external regulatory and investigatory bodies, and dealing with trading agreements and marketinin - house solicitors also have to deal with anything from compliance, advising Human Resources, contributing to business decisions, liaising with external regulatory and investigatory bodies, and dealing with trading agreements and marketing.

Recent highlights include advising a national FTSE 250 contractor on delivering mixed - tenure housing for five registered providers, as well as assisting with site acquisitions for associated joint ventures and negotiating conditional sales contracts; advising Cambridge City Council on its options and powers to deliver below - market rented housing and below - market sale homes for residents who don't qualify for social housing; and handling Rykneld Homes» acquisition of a site in North Wingfield for the delivery of affordable housing, which included assisting with title issues, third party agreements and negotiations with the council to provide mutual rights of access and services.

The interviews with in - house counsel and businesspeople that purchase legal services broadly break down into three parts: the operational issues and challenges they face; the nature of their relationships with external counsel, based on 16 performance indicators; and an analysis of the market.

In recent years, a number of law firms have launched consulting offerings to help GCs tackle some of these issues, but RPC has identified what it sees as a «gap in the market» — to provide coaching, mentoring and career support services that in - house lawyers may not otherwise be receiving from their employerIn recent years, a number of law firms have launched consulting offerings to help GCs tackle some of these issues, but RPC has identified what it sees as a «gap in the market» — to provide coaching, mentoring and career support services that in - house lawyers may not otherwise be receiving from their employerin the market» — to provide coaching, mentoring and career support services that in - house lawyers may not otherwise be receiving from their employerin - house lawyers may not otherwise be receiving from their employers.

, what's to stop Apple from redoing it's laptop / desktop market with these in house processors which use little power, but huge efficiency gains if they manage to get the thermal issue within the next two years?

How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: [phone] Cell Phone: [phone] Fax: [phone] E-mail: [email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request

Director of Human Resources / HR Consultant — Professional Duties & Responsibilities Oversee the planning, direction, and management of all HR - related activities including staff recruiting, candidate tracking, personnel screening and testing, and hiring processes in accordance with Affirmative Action and Equal Opportunity Employment regulations Support senior management to develop and maintain personnel policy and ensure compliance with all standards, authoring and implementing new policies and procedures as needed along with creating HR procedure manual Serve as lead analyst for compensation reviews, performance and pay - scale benchmarking, market studies, and salary structure decisions, also creating organizational / staff planning charts for all departments and all positions Create and deliver firm - wide staff new - hire orientation, training and development programs, and performance evaluations utilizing a competency - based appraisal system which leads to focused training and development programs based on common and individual areas of performance deficiency Manage all aspects of workers compensation and unemployment claims on behalf of employer, attending hearings and participating actively in all related meetings Hold responsibility for all benefit negotiations, administration, and plan reviews, promoting compliance with and effective execution of IRS / DOL regulations, ERISA, HIPPA, and all audit - related processes Implement and sustain safety programs while performing regular safety - policy trend analyses to identify critical issues, developing corrective action plans to ensure compliance with applicable safety, health, and environmental regulations including OSHA and other applicable laws Consult with management regarding employee - and labor - related issues to resolve conflicts in a professional manner, conducting grievance hearings and negotiation agreements with worker representatives within the provisions of any applicable contract Provide relevant guidance and administration to the development of human resources site on firm intranet, housing online - employment forms, manager resources, job postings, and HR - related forms and documents Develop valuable staff relationships to improve workplace morale as well as maintain positive business relationships with all related brokers and vendors

IPRO Tech Inc. -LRB-[Insert City, State]-RRB- 2001 — 2002 Product Manager • Managed the re-development of several high - speed scanning software products to generate an improved user experience while minimizing issues and errors • Outlined system requirements and workflow stages while assigning specific functions to programming staff • Led the scheduling of product releases, coordinating effectively with cross-functional groups including programmers, in - house and beta test groups, technical writers and product marketing • Improved and maintained company website as well as collaborated in the development of print advertisements, cd labels and other marketing materials in support of product releases

Forward Motion, Inc. (Goshen, KY) 06/2001 — Date Equine Assisted Psychotherapy / Founder / Director • Founder and director of a nonprofit focused on providing therapy to PTSD (Post Traumatic Stress Disorder) patients • Provide equine psychotherapy sessions to individuals, families, groups, schools, and corporate clients • Administer psychotherapy and support to a large population with child trauma and family attachment issues • Recruit, hire, and manage a staff of occupational therapists, equine specialists, and administrative personnel • Design and implement marketing strategies, community awareness programs, and special events • Responsible for P&L, budgeting, marketing, and developing a referral network • Develop collaborative and referral partnerships with Wounded Warriors, Gilda's Club, House of Ruth, Many Hurst, Boys Haven, Home of the Innocence, and Sun Rise Boys Youth Ranch • Serve as a Practicum Supervisor for University of Louisville graduate program in Equine Assisted Psychotherapy • Special Topics Instructor at University of Louisville Kent School of Social Work (Summer 2011)

«During the settlement process, refugees share the difficulties associated with adjusting to a new and very different culture, the limited access to information, the disruption of their lives and the schooling of their children, the issues of poor health and difficulty in accessing appropriate and affordable housing, the pressure of adjusting to a new environment, the difficulties in entering the employment market and the relative lack of understanding of their communities by Australian service providers.

«As the leading advocate for home ownership and housing issues, NAR believes that a methodical, measured and comprehensive approach for reforming the secondary mortgage market is in the best interest of home buyers and taxpayers,» said NAR President Ron Phipps.

Booming housing markets in Toronto and Vancouver put pressure on the governments to address debt and affordability issues, resulting in a host of government initiatives to slow down those markets.

Find out about the economy in the destination country; are they having any major political issues or other threats to the housing market?

There's no question we're dealing with difficult issues when it comes to the future of the housing market and our nation's economy, but in the process, we must not lose sight of the values that helped make our country strong in the first place.