The front, back, head and waist slots are purely cosmetic and most
items cost premium currency.
Not exact matches
Replacement
Cost policies have higher
premiums; however, they can help your business recover from a loss faster, since you can replace all of the lost or damaged property with new
items.
The $ 4 BBQ Bunch expands Wayback Burgers» lineup of delicious menu
items — typically offered a la carte — to appeal to more
cost - conscious guests, providing its
premium products at a value price point.
To overcome the financial barriers we have a range of strategies: we advertise our trips three years in advance along with our suggestions as to the most beneficial (language trips, outdoor education trips and trips linked specifically to their GCSEs) so that parents can prioritise accordingly; we reduce the
costs for pupil
premium students by using the additional money given to us by the government; we are flexible with payment plans; we allow in - school fundraising for certain trips; and we keep supplemental
costs (for example kit and transport) very low by doing our own fundraising for those
items.
And given the widespread consumer perception of sapphire as a very rugged, scratch resistant and a
premium luxury
item together with its rapidly falling production
costs, means that sapphire will find its way into an increasing number of smartphones.
It's important to note here that in addition to the 3 months of homeowners insurance collected for your escrow accounts, a full year of homeowners insurance will also be included in your closing
costs as a prepaid
item, since the first year's policy
premium is due up front.
High - deductible health plans offer lower
premiums than traditional health insurance plans, with the trade - off being much higher deductibles (the amount that the insured person must pay before the insurance company will begin covering part or all of the
cost of the medical treatment or
item) than traditional health insurance plans.
If your insurance doesn't cover those
items, a «
premium» plan could be worth the extra
cost.
List all the bad habits you have that are linked to illness and premature death, and you'll find the
items that insurance companies use to increase the
cost of
premium per thousand dollars of life insurance.
Annual renters insurance
premiums are considerably more affordable than the
cost of replacing individual
items.
Overall, the No Frills produce
cost 40 % less and looked as fresh as the same
items in the
premium stores.
The
premium is included in your mortgage closing
costs as one of the many individual
items listed in a formal loan estimate.
If you know that the
cost of replacing your bike will be more than $ 3,000, consider a separate rider — extra insurance that adds a few bucks to your yearly
premium, but guarantees loss coverage of a particular
item.
Consumers are willing to spend more money on
premium green products, but pet parents will compare pricing between multiple eco-friendly
items that seem to boast similar ingredients, safety and efficacy, ultimately choosing the most
cost - effective option — a trend that Holmes has recognized.
Chef services for breakfast, lunch, dinner and snacks (food
cost included, excludes
premium food
items)
We don't know how much energy it requires, we don't know about recycling issues, we don't know even how much it will
cost, though I am assured it is a «
premium item.»
38 -LSB-...] the practice at issue in paragraph 31, second indent, of Annex I to the Unfair Commercial Practices Directive exploits the psychological effect caused by the announcement of the winning of a prize, in order to induce the consumer to make a choice which is not always rational, such as calling a
premium rate telephone number to ask for information about the nature of the prize, travelling at great expense to collect an
item of low - value crockery or paying the delivery
costs of a book which he already has (sic).
The subsequent
cost of some
items submitted for consideration has been a cause for concern over recent years as this has caused an increase in the
premium costs, contrary to the general duty of all involved to mitigate the
cost of claims.
Items like roadside assistance and rental
cost coverage may just be padding your monthly
premiums.
Co-operating, you will work out what type of Homeowners Insurance you need, what
items will be covered and what will be excluded on your policy, the deductible and
premiums you will pay for the coverage, how much it would
cost to replace your home and belongings, and whether you need some special coverage added to the basic policy.
The expenses include food, child care (which is 0 for our purposes), medical — including insurance
premiums and health care
costs — housing, transportation, taxes, and «other,» composed of «major budget components such as clothing, personal care
items, and housekeeping supplies» based on data from the Bureau of Labor Statistics Consumer Expenditure Survey.
Keep this in mind when considering making an auto purchase:
items that may slightly drive the
cost up on a vehicle will make it safer, and will also save you money on your
premiums, allowing you to at least partially recapture that initial
cost.
Replacement
cost will come with a higher
premium, but it is designed to replace your dwelling and all of the
items inside it at an equal value to what you paid.
The insurance
premium will be higher for replacement
cost coverage, since the payout for the claim is based on the current
cost of a new
item.
For a small additional
premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement
cost of
items that are damaged or stolen without deduction for depreciation.
Looking at some of the average
costs of renters insurance in our four representative states, ValuePenguin thinks the monthly
premium is cheap enough and worth the peace of mind knowing you can at least recover the
cost of any lost or damaged
items.
The second was that her policy, for which she paid a slightly higher
premium, ensured that she received the replacement
cost for all damaged
items instead of the ACV, which would not have come close to covering the
costs of everything she needed to buy to resupply and refurnish her apartment.
Your contents insurance may provide actual - value reimbursement for your
items, or, for a slightly higher
premium, may cover your full replacement
cost.
If, however, you want to get coverage for some higher value
items, such as electronics, then you need to consider that this will
cost your renters insurance
premiums to go up.
In this form of coverage, you'll find that you have a higher
premium month to month, but if your stuff is damaged, you'll receive pay out for the
cost of replacing the damaged
items.
Then, you set up a time to discuss
premium price,
cost value of the policy, and
items to be covered.
Just replacing all of your clothing, dishes, and personal
items could
cost a lot more than you'd pay for a
premium for a year.
We don't often pause to consider how much money we put into our personal
items, but for a monthly
premium that
costs about the same price as two tickets to the movies, you can save yourself thousands of dollars if a fire, water main break, or theft happens and you lose all your personal property in San Mateo, CA.
Your next step is to identify the
items in your home that will give you
cost savings on your
premium.
While the replacement
cost value coverage option may increase your
premium quote, you may want the additional protection if you own many older, big - ticket
items.
If you opt for RCV, your
premiums are higher, but when you experience property damage or loss, the payment for replacement is the actual
cost of the
items without depreciation.
Actual cash value or ACV coverage has a less expensive
premium, but it only reimburses the policy holder for the depreciated value of an
item lost in a claim situation, while full replacement pays out for the present - day
cost of a new replacement
item.
And luckily, replacing the
items that you lost will
cost only a small amount per month in your
premium.
On the other hand, if you buy a replacement
cost value (RCV) policy, you pay more in
premiums each month, but when you experience a loss, the insurer pays out the full price of the
item with no deduction at all for depreciation.
The
premiums are lower in Dallas each month than replacement
cost plans, but the downfall of this type of plan is that the money renters receive for your ruined or stolen
items may not be enough to purchase new ones.
Replacement
cost insurance comes with higher
premiums, but it will repair or replace any damaged
items where actual cash value only pays out depreciated value.
With ACV coverage, you pay a low monthly
premium and get in return a replacement at the
cost for which the
item lost or damaged was originally bought minus depreciation.
If you were to add up the
cost of damage or theft, if it happened to you, you would find that the
cost of either of those
items would far exceed what you would pay into your
premium in the course of a number of years.
Realistically, it
costs a lot less to pay for an affordable
premium each month for a renters policy than it would to replace every
item within your Northeast Bronx rented property.
The reason for the higher
premiums is to take the rising
cost of the
item into consideration.