(d) The provisions of subsection (c) shall not apply to any employer, employment agency, labor organization, or
joint labor - management committee with respect to matters occurring in any State or political subdivisionthereof which has a fair employment practice law during any period in which such employer, employment agency, labor organization, or jointlabor - management committee is subject to such law, except that the Commissionmay require such notations on records which such employer, employment agency, labor organization, or
joint labor - management committee keeps or is requiredto keep as are necessary
because of differences in
coverage or methods of enforcement between the State or local law and the provisions of this title.
For example, someone with a bank account in their name and a
joint bank account would have $ 100,000
coverage for each account
because the names on the accounts are different.
Sunshine State drivers who've been denied car insurance
because of a spotty driving history or other factors can apply for
coverage through the Florida Automobile
Joint Underwriting Association.