Sentences with phrase «joint life pension»

Not exact matches

Pension sharing results in CPP pension earned while living together during your joint contributory period being split equally betwePension sharing results in CPP pension earned while living together during your joint contributory period being split equally betwepension earned while living together during your joint contributory period being split equally between you.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the Company; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; disruptions in information technology networks and systems; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's dividend payments on its Series A Preferred Stock; tax law changes or interpretations; pricing actions; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, operating in a highly competitive industry; changes in the retail landscape or the loss of key retail customers; the Company's ability to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability to leverage its brand value; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's ability to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability to continue to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.

Important factors that may affect the Company's business and operations and that may cause actual results to differ materially from those in the forward - looking statements include, but are not limited to, increased competition; the Company's ability to maintain, extend and expand its reputation and brand image; the Company's ability to differentiate its products from other brands; the consolidation of retail customers; the Company's ability to predict, identify and interpret changes in consumer preferences and demand; the Company's ability to drive revenue growth in its key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other key personnel; the Company's inability to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated business disruptions; failure to successfully integrate the business and operations of the Company in the expected time frame; the Company's ability to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations; risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability to pay such indebtedness; tax law changes or interpretations; and other factors.

Decisions regarding pension payouts may be mind - numbing --(a) single life, (b) joint life -100 % benefit, (c) joint life — 50 % benefit, (d) lump sum etc., etc..

The pension entitlement for you and your husband will be adjusted so that you are splitting your pensions earned during your joint contributory period for the time period that you have lived together.

The 100,000 sq ft office building was developed by the Standard Life Pooled Property Pension Fund and joint venture partner Peveril Securities, along with 65,000 sq ft of shops, restaurants and apartments on the lower - ground, ground and first floors.

Avoid probate fees by naming beneficiaries to life insurance policies and pension plans, joint ownership and by multiple wills.

If you save enough, you could also make that a joint annuity, which protects your spouse or partner in the event of your death — then your pension will be then paid to her or him for life.

While the joint venture offers Allianz the opportunity to partner with a trusted brand offering excellent customer service, it provides LV =, the UK's most trusted and most recommended insurer, the financial strength and expertise to further grow in general insurance and develop in its core Life & Pensions market.

At first instance, the wife was awarded most of the equity in the marital home, a share of the husband's pension, joint lives periodical payments of # 3,750 per year and 25 % of the husband's net annual bonuses on a joint lives basis, albeit the quantum of any future bonuses was unknown.

Joint Life, Last Survivor with Return of Purchase Price - Retirement pension can be received by the insured till he / she dies and after that till the demise of the insured or the last survivor.

Pension plans also have the feature of a joint life annuity especially in case of immediate annuity plans.

This joint mission has excelled in presenting insurance and investment solutions all across the country and offers more than one product in the classes inclusive of life insurance, pension, child plans, investments and financial savings.

With a pension, you can opt to take a single life benefit (which is a higher monthly payment, but payments cease after death), or a joint survivor benefit (which is a lower monthly payment split between both spouses and continues after a spouse passes).

Under this HDFC pension plan, on vesting, the policyholder can purchase a joint life annuity from the company guaranteeing regular income till the policyholder or his spouse is alive.

In some cases, the company might also return the single premium which was paid to secure the pension after the death of the annuitant and in case of a joint life annuity, on death of the spouse.

On the other hand, a joint - life payout allows both the owner of the pension plan and their spouse receive a monthly payment until they both pass away.

Depending on their health, a pension earner is often able to buy a life insurance policy for less than the monthly deduction they would face by selecting the joint - life pension payout option.

Aegon Religare Life Insurance is a joint venture between an international life insurer, pensions and asset management firm AEGON and different financial services group ReligLife Insurance is a joint venture between an international life insurer, pensions and asset management firm AEGON and different financial services group Religlife insurer, pensions and asset management firm AEGON and different financial services group Religare.

The catch is that the monthly payout from a joint - life pension plan is much lower than the payout for a single - life pension plan.

This joint venture has excelled in providing insurance and investment solutions all across the country and presents multiple products in categories such as life insurance, pension, child plans, investments and savings.

For example, if your single - life pension payout at age 65 is $ 5,000 per month, and your joint life option is $ 4,000 per month, choose the higher single - life option.

The pension maximization strategy is somewhat complex in determining whether you would be better off with the single - life or joint - life option.

A joint - life payout provides a reduced payment to the pension earner and their spouse.

Most pension plans offer a single - life annuity (single - pay) option and a joint - life annuity (survivor benefit) option.

Most joint - life annuity pension plans offer a much smaller monthly payment than a single - life annuity pension.

Pension maximization involves determining whether or not a life insurance policy can provide a comparable replacement income for your surviving spouse for less than the monthly reduction of selecting a joint - life annuity plan.

If the monthly cost of a life insurance policy is less than the amount you'd sacrifice each month by selecting the joint - life or survivor - life option to protect your spouse, we recommend maximizing your pension with a life insurance policy.

If Todd selects the single - life pension option and passes away, Helen would lose out on $ 1,609 a month, or $ 19,308 per year (before taxes)-- money that she would have collected from the joint - life pension plan.

By electing a single - life pension and purchasing a life insurance policy to protect your spouse instead of choosing the joint - pension plan, you may be able to save over $ 1,000 each month.

In this situation, purchasing life insurance may be more expensive than selecting a joint - payment pension plan to protect your spouse.

Next, multiply this number by the annual income your spouse would receive from the joint - life pension plan.

To calculate this number, subtract your pension's monthly joint - life payment from the single - life payment.

Right Pension Option: Choose the apt pension plan with suitable pension options like Annuity payable for Life, Life Annuity with Guaranteed Period, Increasing Annuity or Joint life annuity, etc. meeting your requiPension Option: Choose the apt pension plan with suitable pension options like Annuity payable for Life, Life Annuity with Guaranteed Period, Increasing Annuity or Joint life annuity, etc. meeting your requipension plan with suitable pension options like Annuity payable for Life, Life Annuity with Guaranteed Period, Increasing Annuity or Joint life annuity, etc. meeting your requipension options like Annuity payable for Life, Life Annuity with Guaranteed Period, Increasing Annuity or Joint life annuity, etc. meeting your requiremLife, Life Annuity with Guaranteed Period, Increasing Annuity or Joint life annuity, etc. meeting your requiremLife Annuity with Guaranteed Period, Increasing Annuity or Joint life annuity, etc. meeting your requiremlife annuity, etc. meeting your requirement.

Mr. Raheja aged at 50 years, buys Aegon Life Insta Pension Plan with Joint Life Annuity Option.

Scenario 1: Maturity Benefit - Individual chooses to invest in Max Life Forever Young Pension Plan and after 20 years chooses to invest entire corpus in Max Life Guaranteed Lifetime Income Plan with Joint Life with Return of Purchase Price option.

The issues that are typically addressed in mediation are issues related to children: legal custody and residential custody, visitation, child support, allocation of college expenses for the children, health insurance, life insurance; alimony and spousal support; division of real property, including the family home; division of tangible personal property including motor vehicles, boats, furniture, furnishings, art work, etc.; disposition of other property accumulated during the marriage, including bank accounts, investment accounts, pension / profit - sharing / retirement accounts, etc.; payment of credit cards and other debts, and tax matters including decisions relative to filing joint or separate tax returns and claiming the children as dependency deductions.

The monthly payout is higher with a single - life pension versus joint ones.