If you invest in a fund solely based on its record, you may be
jumping in at the
height of a cycle or fad that it happened to
benefit from, which is the precisely the wrong time to invest.
Benefits will be paid up to the Maximum
Benefit Amount shown in the Schedule of
Benefits under the Accident Medical Expense coverage, if You become injured while participating in any of the following sports: mountaineering where ropes or guides are normally used (not to exceed a
height of 15,000 feet), skydiving or parachuting, hang gliding, bungee
jumping, scuba diving, if PADI or NAUI certified, to depths below 130 feet, and spelunking.