Sentences with phrase «just as lower interest rates»

And just as lower interest rates can boost earnings and drive the business cycle upward, higher rates can turn the business cycle lower and put the earnings trend in reverse.

In principle, just as lower interest rates are supposed to make private investment more profitable, they should do the same to public investment.

Not exact matches

For one thing, those 10 - year Canada bonds are yielding just 1.14 % and could lose value should interest rates rebound from their recent lows, as many market - watchers expect.

«As long as we're in this very low interest rate environment, I just don't see a major problem,» says GuatierAs long as we're in this very low interest rate environment, I just don't see a major problem,» says Guatieras we're in this very low interest rate environment, I just don't see a major problem,» says Guatieri.

Second, rates aren't just low; we have been enjoying unprecedented clarity from the Bank of Canada, and now from the Federal Reserve as well, that there is only a negligible chance that administered interest rates will rise at least before the year is out, and possibly into 2014.

There are so many reasons why this is wrong (to list just the most obvious, poor countries have much lower debt thresholds than rich countries, Japanese debt can not possibly be dismissed as not being a problem, and because it is almost impossible to find an economist who understands the relationship between nominal interest rates and implicit amortization, Japanese government debt has probably only been manageable to date because GDP growth close to zero has permitted interest rates close to zero) and yet inane comparisons between China's debt burden and Japan's debt burden are made all the time.

As long as he doesn't see any consumer price inflation that you're not going to have in a world where people are still coming out of the rice patties to take a job at $ 0.70 an hour, then he's going to keep the interest rates artificially low, totally medicated and rigged, and that will encourage speculators to just keep going, and going, and going until the next bubblAs long as he doesn't see any consumer price inflation that you're not going to have in a world where people are still coming out of the rice patties to take a job at $ 0.70 an hour, then he's going to keep the interest rates artificially low, totally medicated and rigged, and that will encourage speculators to just keep going, and going, and going until the next bubblas he doesn't see any consumer price inflation that you're not going to have in a world where people are still coming out of the rice patties to take a job at $ 0.70 an hour, then he's going to keep the interest rates artificially low, totally medicated and rigged, and that will encourage speculators to just keep going, and going, and going until the next bubble.

China's yuan is forecast to weaken just 2 percent this year as the central bank lowers its midpoint fixings and the dollar rises in anticipation of higher interest rates in the United States.

Real interest rates are very low, demand has been sluggish, and inflation is low, just as one would expect in the presence of excess saving.

Here's an interesting Bloomberg piece on what bond guru Bill Gross is calling «financial repression», but what you can just call «low interest rates» The big story is that the world is still crawling out of a near - depression, and there is not a central banker in the developed world who would dare dream of pushing interest rates to anything above a number you could count out on the fingers of one hand (and seriously, in most countries you could leave out the thumb and index finger as well).

India just cut its interest rates for the first time in three years, as it used this same monetary policy (lowering interest rates) to counteract slowing economic growth.

This model sets itself apart with long list of standard features, Strong yet economical engines, responsive 6 - speed automatic, just - right size for most families, and comfortable interior Guaranteed financing for everyone, interest rates starting as low as 2.9.

With the lower interest rate your monthly payment decreases and you have to make single monthly payments as now there is just one loan to pay back.

Just compare loan rates from reputable lenders, who will automatically raise or lower their specific rates in order to stay competitive as the financial markets shift through the natural ups and downs of interest rate fluctuations.

I went from a low 600 to a high 700 in just a few months; I bought a brand new Toyota Prius at a 0 % interest rate and since my husband successfully went through the program as well we qualified for a conventional home loan as well.

So if you wish to close a credit card just because it holds a high APR or an annual fee, try to first request a lower interest rate or ask the credit issuer to waive the fees (as mentioned earlier).

As part of the budgetary exercise you should pay off your credit card balance using a just right personal loan at a much lower rate of interest.

Just as with an unsecured loan, you may qualify for a lower overall interest rate than your existing rates.

Everything sounded good my new interest was just going to be a fixed rate of 4.57 % (I had some loans which were 8 % and others as low as 2.65 %) I was told to lock in the 4.57 % I would have to consolidate the lower interest rate loans, and if I excluded them the interest rate would jump to 5.37 %.

And remember, while a low interest rate is great for saving a bundle, the terms of your contract are just as important.

But as markets become more global and interest rates remain low, some rules about saving, spending, investing and retirement may be out of date, may be misunderstood or be just plain wrong.

While the principal borrowed is as high as the four loans mentioned, with just one interest rate to consider, the overall interest is lowered.

The interest rate can be low for savings accounts, but the money made from interest is just a bonus as the main objective is to have a place to stash money to be used relatively soon.

In situations such as these, a personal loan at a lower and set interest rate might just save the borrower a ton in finance fees and interest.

There is a danger in just looking at the last three years, of course, as interest rates have been held low during the period.»

People are always interested in just getting the lowest rates but forget about important points such as flexibility and pre-payment abilities.

• Unlike in the U.S., underwriting standards for qualifying mortgage borrowers in Canada have been maintained at prudent levels resulting in mortgage borrowers here being much more creditworthy; • Canadian mortgage lenders never offered low initial «teaser» rate mortgages that led to most of the difficulties for mortgage borrowers in the U.S.; • Most mortgages in Canada are held by their original lender, not packaged and sold to third parties as is typical in the U.S., and consequently, Canadian mortgage lenders have a vested interest in ensuring that their mortgage borrowers are creditworthy and not likely to default; • Only 0.3 % of Canadian mortgages are in arrears versus 4.5 % in the U.S. and what even before the start of the U.S. housing meltdown two years ago was 2 %; • Canadians tend to pay down their mortgage faster than in the U.S. where mortgage interest is deductible from taxes, which encourages U.S. homeowners to take equity out of their homes to finance other spending, a difference that is reflected in the fact that in Canada mortgage debt accounts for just over 30 % of the value of homes, compared with 55 % in the U.S.

Yes, interest rates play a significant role, but as Porter and Kavcic point out in their report: «record low borrowing costs are the most obvious factor behind lofty home prices, [but] the fact that the surge in prices is so heavily concentrated in just two cities (and their environs) means that there are other important factors at play as well.»

Depending on your credit history you can get an interest rate as low as bank prime plus 0.9 % (for a combined rate of just 3.6 %), although it can go as high as 9.6 %.

In fact, it may be the right time for a refinance as interest rates on a 30 - year fixed - rate mortgage just dropped to a 2017 low.

However, we would caution you that interest rates are currently at all - time lows which imply that the future price of bonds could be just as volatile and fall just as far as stock prices did in 2008 when interest rates return to more normal levels.

Put another way, people taking 15 - year mortgages are taking on additional risk versus those with 30 - year mortgages, for which they are rewarded by a lower interest rate — just as people with ARMs are rewarded with a lower interest rate for taking on the extra risk.

By the time I was graduating, Upstart had emerged as a solution for the disconnect between the thin credit file of young borrowers and the need many of them have for funds to buy their first «adult» vehicle, first home, or to just consolidate the credit card debt they may have accumulated at a lower interest rate.

College Ave positions itself as having flexible repayment terms and helps borrowers obtain a lower monthly student payment (not just a lower interest rate).

okay here's my two cents worth folks im up for renewal and have just nagotiated a rate 5 yr variable1.75 persent or if i want a five yr fixed at 4.49 still quite a gap between fixed and variable here i believe i have a little lee way here apparently i was only interesed in variable and five yr fixed but i made it absulutly apparent to them that when lock in from a variable i get the whosale discounted rate at that time and written into the contract i kinda believe this the way the market is heading as we head out of ressesion and the bank of canada is going to make there move i believe coming up in june and just to make this firm i do not believe the boc will raise rates in fast mode far from it will be slow process i don't care what the ecconmists are thinking we have to remember manufactering sector is reallt taking a hit on the high dollar and don't forget our niegbours to the south how dependent our canada is with them i believe it will be a slow process a lot of people heve put themselves in a debt load over these enormously low interest rates but i may be wrong i think a variable is the way to go if you want to work on that princibal at least should i say the say the short to medium term and betting that the bond markets stay put for the short to medium term - i have given enough interest to the banks maybe i can pay a little less at least fot the short to mediun term here i have not completly decided yet put i think im going variable although i wish my mtge was up a year ago that would have been just great congradulations to all that did.

Just as with taking out your original student loan, interest rates will vary depending on your credit and the length of repayment, with shorter terms typically yielding lower rates.

If it's possible to borrow more cheaply elsewhere to replace existing borrowing, then this can provide a huge boost, as lower interest rates mean more of your cash goes towards repaying the actual debt rather than just servicing the interest.

Average interest rates on personal loans are 14 % — 18 %, yet these rates can vary widely from as low as just over 4 % annually (for people with exceptional credit) and up to 25 % or higher (for people with poor credit).

Once taxes are considered, a municipal bond with a lower interest rate could pay just as much or more interest than a taxable bond because of your marginal tax rate.

Average interest rates on personal loans are 14 % — 18 %, yet these rates can vary widely from as low as just over 4 % annually for people with exceptional credit to 25 % for people with poor credit.

In just a year, NCC has improved my credit from low 500's to high 600's, enabling me to refinance my mortgage at an interest rate 1.5 % lower than what I paid before - as well as knock 5 years off the life of my mortgage!

Whether it is my «mean reverting» tendencies, Professor Shiller's CAPE metric, or artificially low interest rates I just don't see Johnson & Johnson shares as a compelling investment at these levels.

With fixed - rate credit cards becoming more difficult to find, and the average annual percentage rate (APR) for variable - rate credit cards just over 16 % as of this writing, you could save thousands of dollars by refinancing credit card debt with a low - interest personal loan.

i hate to do it but I have a question... just a little info would help tho so... I have a mortgage due this july 2014, I owe ~ $ 383K and expect to sell at ~ $ 525K, Looking to houses that are less than the $ 383K, i understand that porting would still cost me the 5 % down, the rest of my mortgage term is 30 yrs, (Vancouver mortgage), do you think that the porting would transfer the Term of 30 yrs as well as the low interest rate to the... say ~ $ 360K home that i am looking at?

However, just as with a home equity loan, the interest rate for a HELOC is generally much lower, especially when compared to the rates that most people have on their other types of credit debt.

Interest rates on regular federal and private loans may range from the low single digits to astronomically high rates, depending on your credit record, which is usually limited as you are just entering college.

It's true that interest rates are near historical lows: as of early May, 10 - year Government of Canada bonds are yielding just over 1.5 %, and a broad - based bond index fund like the ones I recommend in my model portfolios yield a little less than 2 %.

Just be careful as you're shopping the interest rates — you don't want to consolidate a low - interest loan into one with a higher rate.

When the lower cost per watt and the lower interest rate savings are combined total cost savings can be as much as 20 % just by adopting a more strategic approach to solar financing.

Just as homeowners refinance mortgages at lower interest rates, life insurance policyholders can cancel a policy at any time to replace it with a less expensive equivalent — providing their health remains stable, of course.