It's not
just high risk drivers that may need non standard auto insurance.
Not exact matches
The
risk of developing coronary artery disease and heart attacks, angina or stroke was much
higher among
drivers who
just sat at their jobs, than among conductors who climbed up and down the steps each day.
Unlike standard auto insurance, non-standard insurance expands its coverage to include customers with
higher risk, such as
drivers with recent or multiple accidents, risky vehicles, poor driving records, or who
just represent a
higher risk than standard insurance customers.
Young people obtaining their policies for the first time are considered a
high risk just because they aren't experienced
drivers that that makes them more likely to be involved in an accident.
Even though it may seem like it's not fair to consider yourself a
high -
risk driver just because you didn't pay fines, insurance companies sometimes will take it as an indicator that you're
just not a responsible person.
A deductible shifts more of the accident cost onto the policy holder, but it's something worth looking into if a
high risk driver is
just a little bit more of a
risk, pushing insurance costs
just above what he or she can afford.
If you
just started driving or you're under 21, then that may very well be the reason why you're considered a
high risk driver.
Just like senior citizens are charged a
higher premium rate, teenage
drivers are charged a
higher premium rate too, since they are considered
higher risk by the insurance companies.
Drivers who are uninsured, and drivers whose carriers don't accept SR - 22 clients just have to shop around for a relatively cheap high risk auto insurance pr
Drivers who are uninsured, and
drivers whose carriers don't accept SR - 22 clients just have to shop around for a relatively cheap high risk auto insurance pr
drivers whose carriers don't accept SR - 22 clients
just have to shop around for a relatively cheap
high risk auto insurance provider.
They'll
just raise your rates and consider you to be a
high -
risk driver.
Just because you have been tagged as a
high risk driver, does not mean that you can not do anything to improve your situation.
But generally, whether or not a
driver has a
high risk designation, locals can save 10 % or even 15 % by
just looking at which auto insurance companies are best poised to offer them cheaper rates.
Keep in mind, however, that
just because one car insurance provider may categorize you as a
high -
risk driver, it does not mean all car insurance companies will.
However, since teenage
drivers belong to a
high risk group, most Concord insurance companies will advise you to get
higher coverage for your kid, especially if he
just learned how to drive.
Different states have different policies on auto insurance law and on rules for dealing with uninsured
drivers, but the bottom line is that in the long term it is better to
just bite the bullet and get the
high risk best car insurance policy to get insured and legally on the road.