Sentences with phrase «just less investments»

Not exact matches

Second, while it makes sense that an environment in which investments, like government debt, are yielding a smaller return might cause people to spend less today in order to make their retirement goals, there just isn't a lot of evidence that this happens in the real world.

Updegrave adds, «As for choosing investments for your portfolio, I recommend you focus mostly, if not exclusively, on broadly diversified low - cost index funds or ETFs, many of which charge just.2 percent of assets or less in annual expenses.

On the other hand, if you'll need the money in just a few years — or if the prospect of losing money makes you too nervous — consider a higher allocation to generally less volatile investments such as bonds and short - term investments.

Unlike funds that are managed, indexed funds are managed passively and because there is no more risk when purchasing them then other funds, they are more likely a better investment, just based on price alone, as you can own more for less money.

I get one for free, though much less involved in my day - to - day investments, from Schwab just by having an account there.

The portfolios of investors just after retaining a financial advisor exhibit relatively high trading activity for restructuring to increase diversification and otherwise lower risk (less home bias and more passive investments).

In 2008, we maintained a very concentrated SmartKnowledgeU Crisis Investment Opportunities portfolio allocated to just a couple of asset classes, and we ended up the year with not a lesser 20 % loss against the 40 % + losses of a diversified US S&P 500, but we ended up with slightly positive yield for the year.

the compounder, because it compounds our money for us) or 10 — 20 Ben Graham net - nets (companies purchased for less then their net current asset values just as Benjamin Graham pioneered it over his long and lucrative investment career).

Although many will suggest that Robson has a personal vendetta of sorts aimed squarely at the Grinch who stole soccer, that doesn't make his words any less truthful... such tactics are nothing new... in the U.S.this business practice has become so common that even the players regularly use the media to manipulate public opinion (LeBron James did likewise to rally public support for himself and away from his teammate, Kyrie Irving, who has asked to be traded)... whether for contract leverage or to rally support for or against certain players, this strategy can be incredibly effective at times, but when it misses the mark it can be dangerously divisive... for a close - to - the - vest team like Arsenal to use such nefarious means to manufacture a wedge between the fans and it's best player (again), is absolutely despicable... for the sanctimonious higher - ups who demand that it's players adhere to a certain protocol regarding information deemed «in house» or else to intentionally spread «fake» news or to provide certain outlets with privileged information for such purposes is pretty low indeed... no moral high ground here, just a big club pretending to be a small club so that they can continue to pull the wool over the eyes of a dedicated, albeit somewhat naive, fan base... so not only does this club no give a shit about it's fans, this clearly shows that clubs primary interests aren't even soccer related... for all intent and purposes Kroenke doesn't care if we're a soccer club or a tampon factory as long as we continue to maximized his investment... stay woke people... great to see more and more people commenting on the state of the franchise... this club needs to be held accountable for it's actions

When we look at contrarian favorites with a closing total of 7.5 or less, the return on investment (ROI) jumps from 1 % to just over 11 %.

Bettors may be interested to know that if you focus on road underdogs with an over / under of 44 or less the return on investment jumps to 19.2 %, however, the number of past matches is more than cut in half resulting in a profit of just 49.16 units.

Since 2005, teams receiving less than 40 % of public bets have gone just 2,472 - 2,563 ATS (49.1 %) with -215.01 units lost and a -4.3 % return on investment (ROI).

which is certainly not a slight on the young french national player; like him or not, Sanchez has provided some real world - class performances for club and country in recent years... if you do this move, you need to really clean house or face some serious consequences for the foreseeable future... half measures are rarely rewarded, that's how we got here... tear down the wall... we need to get rid of Giroud, not because he isn't a talented player, his skill - set simply doesn't make sense if we hope to maximize the offensive potential of a quick passing, one - touch scheme... we need to evolve, like Barcelona, who realized you needed to have clinical finishers or face a mind - numbing future of horizontal passes and largely ineffective crosses... Barca went and got Suarez, even though they had Messi and Neymar on the roster (just imagine the possibilities — another in the litany of Wenger «what ifs»)... we need to be as clinical in the boardroom as on the pitch... accept nothing less or move on... personally I would move on from Welbeck, Giroud and Walcott, even Ox if he isn't all in... I think the most intriguing player might be Perez, which runs counter to the thoughts in my head when he arrived late last summer... we need a deep lying DM with quick feet and long ball potential, midfielders who can counter quickly even when they are spread out and 4 or 5 players who know how to attack the lanes (kind of a cross between Barca, Dortmund and Monaco)... this is seriously an achievable goal, one that logically should have been achieved quite a few years ago... did no one in the Arsenal organization see the financial restructuring of the football universe... think of the players we could have had but we weren't willing to cough up the dough only for those individuals to have their value double or triple within a 12 to 24 month period... even if just from an investment perspective these «no deals» represent a failure of monumental proportions... only if you cared, of course

This is just one of many, many reasons he is totally unfit to manage us and we have to step up on previous efforts to force him out, Huge demos, marches, anti-Wenger and anti-board, anti-Kroenke chants and banners and, better still, boycotting games consistently until Kroenke realises how much less his club investment is worth and sells up, hopefully to Usmanov who, like Abramovic, is a real fan of his club.

But over that period the OBR currently expects average growth of just 1.7 per cent a year — 0.4 per cent a quarter - which means lower living standards, less tax, less investment and many billions less deficit reduction too.

But really better training of science teachers, better pay for teachers, more investment in school infrastructure, building, science equipment — that's a huge challenge for the nation, in which we are clearly losing internationally just by every ranking; we do much less well than we should.

The World Energy Outlook 2016, released last week, is just one among an increasing line of studies showing how nations need to slow and, ultimately, phase out investment in new fossil fuel supply infrastructure — from oil fields and pipelines to coal mines — if they are serious about keeping warming to 2C or less.

Making it halfway through the week (after a vacation, no less) calls for a dose of retail therapy and I've got just the thing.The Shopbop fall sale is going on through Friday and I've got my eye on a slew of investment pieces I've been waiting to pull the trigger on, as well as several everyday basics (jeans, sweaters, etc.) to get me through this next season (and frighteningly enough, the season after that, too).

It» s a good investment cause just like TOyota with Lexus, the ideas and technology get passed down to the lesser models.

(cont'd)- I'm giving away hundreds of listings on the Vault, and as a result of doing so, won't see one thin dime of income on the site until October or later - Given all the time and money I've already sunk into developing the site, I don't even expect to earn back my upfront investment until sometime next year - I'm already personally reaching out to publishers on behalf of authors who are listed in the Vault, on my own time and my own long distance bill, despite the fact that I don't stand to earn so much as a finder's fee if any of those contacts result in an offer - I make my The IndieAuthor Guide available for free on my author site and blog - I built Publetariat, a free resource for self - pubbing authors and small imprints, by myself, and paid for its registration, software and hosting out of my own pocket - I shoulder all the ongoing expense and the lion's share of administration for the Publetariat site, which since its launch on 2/11 of this year, has only earned $ 36 in ad revenue; the site never has, and likely never will, earn its keep in ad revenue, but I keep it going because I know it's a valuable resource for authors and publishers - I've given away far more copies of my novels than I've sold, because I'm a pushover for anyone who emails me to say s / he can't afford to buy them - I paid my own travel expenses to speak at this year's O'Reilly Tools of Change conference, nearly $ 1000, just to be part of the Rise of Ebooks panel and raise awareness about self - published authors who are strategically leveraging ebooks - I judge in self - published book competitions, and I read the * entire * book in every case, despite the fact that the honorarium has never been more than $ 12 per book — a figure that works out to less than $.50 per hour of my time spent reading and commenting In spite of all this, you still come here and elsewhere to insinuate I'm greedy and only out to take advantage of my fellow authors.

If I were willing to give you a ballpark guess in answer to your question of «how many book sales would a $ 10,000 investment in book promotion buy me,» I'd feel disingenuous, and I just can't compromise my integrity to give you less - than - honest response.

Having just entered the workforce less than two years ago I have had very little time to amass any sort of investment portfolio — so the dip is not affecting me in any major way.

But this book trains the telescope on the less explored parts of the investment skies and provides us with the secret to success: run concentrated portfolios with permanent capital to prevent against capital withdrawals just at the depressed times when bold investment action is called for.

Though they are typically considered «safe» investments, bond values can fluctuate just like stocks, though typically with less volatility.

On the other hand, if you were to put that $ 10,000 into safer investments generating an average annual 4 % return, in 40 years, you'd have just $ 48,000 — less than a quarter of what a stock - heavy portfolio would have given you.

Also assuming an annual 6 % investment rate of return, Family B needs to save $ 450 less a month — just $ 129 — to reach the same $ 50,000 savings goal.

On the other hand, if you'll need the money in just a few years — or if the prospect of losing money makes you too nervous — consider a higher allocation to generally less volatile investments, such as bonds and short - term investments.

If you mess around trying to minimize your taxes paid by investing outside RRSPS / TFSAs, your investments won't grow as much and you will also end up with less net income, not a good trade off just for sticking it to the man.

At 70, after 40 years of investing, Larry had invested $ 96,000 — just $ 24,000 less than Ned — but his investment account was worth about $ 565,000 less!

If you pass away and your investment value is less than your original value, the insurance provider will bring your investment back to even, ie, if the $ 150,000 goes to $ 100,000 just when your wife passes away, the insurer will bring the account back to $ 150,000.

If you put less than 20 % down on a residential investment property there is mortgage insurance just like a primary residence, however, the rates for investment properties are typically much higher.

Investment properties that cash flow and cost less than $ 100K really do exist — you just have to know where to look (hint: it's the Midwest and South).

As for choosing investments for your portfolio, I recommend you focus mostly, if not exclusively, on broadly diversified low - cost index funds or ETFs, many of which charge just 0.20 % of assets or less in annual expenses.

I have just moved my investments over to RBC Direct Investing from RBC Bank and after less than 2 weeks I will be transferring my account out!

In other words, if your expenses lower your return by just 1 % annually, you make $ 180,000 less over 30 years on a $ 100,000 investment.

# 5 Less liquidity and less data about your investments There's just less to know about the markets and systems abroad and there may not be enough information available about the companies and investments you're interestedLess liquidity and less data about your investments There's just less to know about the markets and systems abroad and there may not be enough information available about the companies and investments you're interestedless data about your investments There's just less to know about the markets and systems abroad and there may not be enough information available about the companies and investments you're interestedless to know about the markets and systems abroad and there may not be enough information available about the companies and investments you're interested in.

Since it requires less of an upfront investment than an all - cash purchase and doesn't require monthly mortgage payments — just a down payment — it can help preserve your savings for other purchases or investments and improve your monthly cash flow.

Considering the reckless usage of deposits and other public monies to build buildings just to claim that gdp is high (they count the cost of real estate as investment not their final sales as the rest of the world does), all depositors in Chinese banks stand to lose or at least have their funds frozen (since all credit funding the real estate building comes from the banks and taxes & land seizures to a lesser degree).

Shares are still trading at less than 60 % of book value, just the kind of investment I like.

Just keep in mind — the more cash you draw, the less cash you will have in the future and the more likely you will be forced to draw more from your investments.

With my current less than rosy market view this is just the kind of investment I've been looking for.

They will just keep trusting and never really know how very badly they have done compared to a passive investment program that would have required far less time, less risk, lower taxes, and much lower industry fees.

In this case, the investor is paying the advisor to make less money (than just using index funds), and assume more risks, by utilizing inefficient investment management strategies.

The city of Cowansville, Quebec, which just introduced the practice this year, estimates it will use 30 percent less salt, recouping the initial investment of $ 200,000 for new equipment in less than two years.

But if the countries having those discussions aren't really putting the investment, the much less expensive investment, into advancing the technology there's just a real disconnect.

And Jim Larsen @ 521 — to that I would just add, it shouldn't tend to be inhumane to tax regardless of wealth because if CO2 emission were proportional to wealth generation, then the poor will be taxed less; otherwise, the price signal is encouraging wealth generation with less CO2 emission (which shapes investment so that it becomes easier to do so with less).

Estimates show an annual investment of $ 45 billion is needed to meet universal electrification, but the latest data shows that finance commitments for electricity in these 20 «high - impact» countries that represent 80 percent of those without electricity access is less than half that number, averaging just $ 19.4 billion a year.

The change is expected to garner only one - third of the previously funded amount by the government — just 1.5 Euros — and investment dollars are expected to go to less expensive technologies.

All this contributes to a volatile, less sustainable economy, where get - rich - quick is stressed over good long term investment, as Stewart points out — and the get - rich - quick idea is just a fantasy.

Good retirement insurance policy in just very less investment.