Just wanted to share that if you open a Chase Free Checking account (which requires at least one monthly direct deposit or 6 debit card purchases per month to
keep account open without monthly fees), your 3 essential (Chase Freedom) categories gets bumped up to FIVE.
If you know you can
keep the accounts open without adding more debt, do so since 10 % of your FICO credit score is based on the average length of your credit history.
Not exact matches
Try to
open up a few credit cards early in your credit history, and then
keep them for a while
without opening new
accounts after a couple of years.
This card also comes with no annual fee, so you can enjoy all the benefits offered
without having to pay to
keep the
account open.
In order to
keep unwanted new
accounts from being
opened in your name
without your consent, you should consider freezing your credit report.
If the complexity of choosing the right funds to invest in is
keeping you from
opening an
account, there are options that make it easy
without sacrificing performance.
It is easy to
keep the card
open year after year and increase the average history of your
accounts, which improves your credit score,
without paying anything.