Sentences with phrase «keep assets such»

In some cases, you may be able to keep assets such as a car or jewelry because they aren't worth enough for creditors to try to collect them.

The debtor also has the option to keep assets such as a house or a car.

Not exact matches

Porter tells potential clients that he focuses on not guessing the market by buying index funds that buy broad swaths of the market; keeping costs as low as possible, such as fewer transaction costs and not paying analyst fees; and focusing on tax efficiency, by relocating assets from tax - inefficient types of investments to tax - advantaged accounts.

These include difficulties in complying with KYC and AML rules when dealing with digital assets; losing business to less risk - averse companies that are willing to «engage in business or offer products in areas we deem speculative or risky, such as cryptocurrencies;» and (like J.P. Morgan) the potential need to spend large sums while attempting to keep up with shifting technological norms.

We see muted returns across asset classes in the coming five years, as structural dynamics such as aging populations help keep us in a low - return world, and we believe investors need to go beyond broad equity and bond exposures to diversify portfolios in today's market environment.

Yet, such a cryptoledger could also be used to exchange and keep track of other digital assets, from a wide range of financial instruments to public records to smart contracts.

Such buying should push up asset prices, keeping the amount of money in the financial system the same (being simply transferred from buyers to sellers).

And we keep wondering if the systemic shortage of investable assets will cause another bond rally such as followed the 2016 election.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Though such a bid would be hard for Chelsea to ignore there is no doubting that Mourinho and Abramovich would fight to keep hold of arguably their two most bankable assets next summer.

It was mentally insane to keep her as leader that after she lost 63 seats and even more so now as she not only had minimal gains this time but she's probably going to lose seats again next time because you won't have African American and Latino voters coming out to vote in such large numbers which was Obama true assets, racial identity politics (not criticizing it, just saying he did it well).

Even with such a low % of the population affected, taxes like this are hard to enforce and not so hard to legally avoid or reduce - for example, wealthy French people keeping wealth in neighbouring Belgium is common, as well as buying exempted assets, giving «temporary gifts» and other such techniques.

But the spacecraft's resounding triumphs in that time and the indisputable logic of keeping such a productive asset at work helped us press the case for continuing Cassini's mission.

However, as chipmakers such as Intel continually shrink the size of their chips so they can act as the brains of increasingly smaller devices, they need new approaches to memory that combine the best assets of solid - state and hard - disk memory and keeps costs comparable, if not lower.

This depends on the jurisdiction, but such companies are typically subject to regulations (and audits) that require them to keep the customers» accumulated premiums very strictly separated from the company's own assets, liabilities and expenses.

Locked - in accounts such as LIRAs will never see new contributions, so if they're small, just keep one asset class there so you'll rarely need to make a trades.

But just keep in mind that the stock market has a lot of ups and downs, and the risk of loss is much higher with stocks than with other asset classes such as bonds or cash.

Countries such as the BRIC emerging market countries (Brazil, Russia, India, China) but especially China and Russia, resent a situation where the developed countries of the world print money to sustain their economies (and keep the politicians in office) by purchasing hard assets such as oil, minerals, and manufactured goods for essentially nothing.

In addition, the inheritance should be kept separate from joint assets and not used on shared expenses such as renovating the kitchen or paying down the mortgage.

For a great primer on what to keep in a tax sheltered investment, such as an RRSP or TFSA, and what to leave in unregistered (not tax sheltered) accounts, see our previously published article, Asset Location: Everything in its place.

With Money Manager EX, you can keep track of all of your financial activities and assets, such as expenses, savings, fixed assets and investments.

We see muted returns across asset classes in the coming five years, as structural dynamics such as aging populations help keep us in a low - return world, and we believe investors need to go beyond broad equity and bond exposures to diversify portfolios in today's market environment.

A debt consolidation company will usually look to secure larger loans against an asset such as your home (the interest payable on an unsecured loan will be much higher), which means that it will be at risk if you do not keep up with repayments.

Regarding fund sales charges, the SEC proposal would restrict ongoing sales charges and would allow funds to keep paying 0.25 % per year from their assets for distribution as marketing and service fees to cover expenses such as advertising, sales compensation and services.

With age, however, asset allocations may shift toward safer investments such as bonds because retirement is getting closer and older investors should be more concerned about keeping what they have saved and gained.

On the other hand, we keep careful tabs on the funds we include in our model portfolios, and we might swap a fund in a particular category for another if we have reason to believe there could be trouble ahead - such as a management change, or dramatic rise in assets under management.

Most investors nearing retirement will seek to balance their portfolio by investing a portion of assets in funds suitable for a short time frame, such as money market and short - term bond funds, while keeping some assets committed to long - term investments, such as stock funds.

In a Chapter 7 case, the most common type of personal bankruptcy, the court doesn't allow an individual to keep their assets, but most exemptions allowed under state and federal law are large enough to cover a secured debt such as a house mortgage a car loan.

Being old fashioned, I gravitate to basics such as: — pay down all debt as quickly as is reasonably possible — broadly diversify across at least 5 asset classes — keep expenses low — its OK to have an advisor for their expertise in security selection but never give an advisor control over how your money is invested i.e. style, strategy, asset allocation — if you want to take a flyer on a hunch (and we all do at some point) take the funds out of your core investment account and create a «satelite» account

You will however, be able to keep certain assets including any possessions you need for work, such as any work vehicles or any tools, as well as basic household items like furniture, bedding and clothes.

Employing such investment types can go hand in hand with a more simplified in - retirement portfolio strategy: Because broad - market index funds provide undiluted exposure to a given asset class (a U.S. equity index fund won't be holding cash or bonds, for example), a retiree can readily keep track of the portfolio's asset allocation mix and employ rebalancing to help keep it on track and shake off cash for living expenses.

Assuming you invest about $ 1000 per month out of your dividends (as you already reached $ 1000 per month in dividends) the other $ 1500 must be from your paychecks and borrowings, do you make sure to keep your debt to assets ratio stable at such times (as the interest rate is set to continue rising) or increasing your risks as this is a time of opportunities?

You may have to sell valuable assets such as a vehicle, but you can keep the things you need for day - to - day living.

You don't need to have the «right» asset allocation (such a thing does not exist), you need to KEEP THE ONE YOU HAVE.

Also, remind them that it's important for them to keep reviewing their will so they can keep up with life changes such as marriages, the birth of children, the death or withdrawal of an executor from the will, the acquisition of additional assets and more.

Meanwhile, with your secured debts, such as your auto loan that's backed by your car or your mortgage that's backed by your home, you can either turn over these assets to the lenders involved or try to strike a deal where you keep the assets in return for making some sort of payment.

These allow you to keep certain assets, such as your basic household furniture, clothing, and an inexpensive car.

She, like most people, did not know very much about her options — but our team was able to help her fully understand not only bankruptcy, but her other options, such as filing a consumer proposal, which allows a debtor to keep their assets and can give a fresh start while avoiding bankruptcy.

You may lose your assets - you can keep your basic goods, such as your clothing, but in most places in the United States and Canada you will lose a valuable car or house if you go bankrupt.

Such market permit other financial institutions with liquidity needs to borrow in a short period of time from other companies with excesses, that adapts those banks to elude keeping far too large sums of their means, which are based on liquid assets such as cash to control any implicit expenses from the clieSuch market permit other financial institutions with liquidity needs to borrow in a short period of time from other companies with excesses, that adapts those banks to elude keeping far too large sums of their means, which are based on liquid assets such as cash to control any implicit expenses from the cliesuch as cash to control any implicit expenses from the clients.

Keep in mind that the net asset value of such funds typically decline over the years.

These are specialist funds, kept separate from their parent company's balance sheet, that invest in illiquid assets, such as securities backed by subprime mortgages.

Having cash available could help prevent your heirs from being forced to sell important assets they may prefer to keep, such as a family home, farm, or business.

But if there is anything that the financial crisis of 2008 - 2009 should have taught us is that for some asset classes, there is no such thing as keeping the damage isolated to just those holding the assets.

The further possible exception to equal sharing alluded to in para 86 was «where both parties had worked throughout the marriage, had pooled some of the assets built up by their efforts but had chosen to keep other such assets under their separate control, the latter, although unequal in amount, were unilateral assets which might not be subject to the sharing principle... we would prefer, so far as it is proper for us to do so, to keep the room for application of the concept closely confined».

They don't require a middleman such as banks, notaries, copyright registries, or patent offices that centrally control assets, transactions, or record keeping.

As always, there are exceptions such as if an inheritance is received by a spouse and kept separately from marital assets, then that may be deemed a non-marital asset.

By having a prenuptial agreement it can be possible to ring fence those assets to a degree with an expectation that such assets will be kept out of any eventual settlement on divorce.

The incidences that raised the son's suspicions were that he felt the business was sold for less than it was worth, the manner in which title to a home where his mother and former partner lived was held, and that other assets were sold off rather than kept (such as paintings and vehicles).

In such settlements, two things are the most important: the exact and particular plan of payment of the debt, and It's an intricate road post-insolvency; from delicate asset tracing and debt recov - ery to tying up lose ends, lawyers have a hard time keeping up with the details.