Sentences with phrase «keep business insurance rates»

Not exact matches

Her goal is to make Progressive the go - to source when it comes to auto and home insurance as well as policies for motorcycles, boats and small businesses, which will allow Progressive to keep rates low and grow revenues.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Certainly, there was a lot of monkey - business involved in Detroit horsepower ratings, as manufacturers jockeyed to finesse racing rule books or keep insurance companies from penalizing their cars.

Since we started the first online traffic school in 1996, The Online Traffic School, Inc. has been in the business of keeping driving records clean and auto insurance rates low.

There's a lot of competition present in the insurance market, which means rates often change in order for companies to keep up with demand and fluctuating business needs.

You'll need an insurance company with a high claims satisfaction rating and a proven record of prompt resolution to help keep your business moving.

To some extent, life insurance companies must keep dividend rates competitive given the current interest rate environment in order to retain and attract new business.

Your insurance will then keep your rates more competitive to keep your business.

HIGHLIGHTS OF QUALIFICATIONS • Demonstrated knowledge of working in the insurance industry • Expert in providing insurance solutions keeping in mind individual needs and budgets • Hands on experience in developing and executing marketing plans to drive new and renewal businesses • In depth knowledge of evaluating, classifying, and rating each risk to determine acceptability, coverage and pricing