Sentences with phrase «keep the balances low over»

Those that are eligible must pay off credit cards and keep the balances low over time.

Not exact matches

However, if you continue to make your payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your credit rating will increase and you'll see a change in the prequalification offers you receive.

Never go over the limit, keep your balances low, and make payments on time — and you'll be on your way to a low - stress financial life, even beyond graduation.

«I thought there would be trouble implementing it, but over three years we have achieved lower fat values and kept a proper nutritional balance,» Briggs says.

Bend knees to lower torso, keeping knees directly over ankles, as you raise arms in front of you to chest height, hands clasped, for balance.

If you make on - time payments and keep your balance low (no more than 30 %, and preferably less than 10 %) relative to your credit limit, use of a secured card can be a tool to help you improve your credit score and overall credit standing over time.

If you have a high credit limit with your USAA Secured Card ® American Express ® account keeping the balance low can lead to a higher score over time.

By buying out the existing balance, and repaying it over a longer term, the monthly repayments are kept quite low.

I would also reiterate that Chase has always treated me more than fairly, in fact my chase cards have been among the lowest - charging interest-wise (9.9 % on purchases for years and years) and they have allowed me to keep low rate balance transfers for YEARS even though I have charged no purchases on the cards over that time.

So, even if you had high utilization at the time you closed the card, your score should have improved over this time period and will keep doing so, as long as all payments are being made on time, other balances are being kept low, and very few new accounts are being opened.

Others will have defaulted or struggled to keep their balances low, which can contribute to increases in consumer bankruptcy over the long term.

The payments for the first 60 months are thus kept low, since the loan amortizes over 20 years, but the remaining balance of principal and interest, the balloon payment, is due and payable at the 61st month.

If you regularly keep a large balance, such as a sizeable capital expense that your company is paying off over multiple months, interest rates should be your only priority, and a card with the very lowest interest, regardless of its rewards (or lack thereof), will likely make the most sense for you.

But, as you have had more experience with credit, as long as you have had positive credit habits (always paying on time, obtaining a mix of credit, keeping credit card balances low), your credit score should continue to improve over time.

However, if you continue to make your payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your credit rating will increase and you'll see a change in the prequalification offers you receive.

The good news is there is a lot you can do to improve your credit rating over time such as paying your bills on time, paying off loans and keeping your credit card balances low.