Not exact matches
If you can
keep track of these
bonus categories, and manage to fit at least 6.25 %
of your total
spending into them, the Discover it ® for Students outperforms the Journey ® Student Rewards from Capital One ® rewards-wise.
You don't have to
keep track of bonus - earning categories for
spending and your miles are always worth 1 cent each toward travel purchases.
If you're looking for ample cash back but don't want to
keep track of rotating
spending categories or
bonus purchases, this card can be a good option.
You're willing to do some extra work in registering for
bonus categories and
keeping track of bonus spending.
If you're looking for ample cash back but don't want to
keep track of rotating
spending categories or
bonus purchases, this card can be a good option.
If you were one
of the lucky ones to be targeted for the 50,000
bonus Membership Rewards points promotion, make sure you
keep track of your
spending.
You don't have to
keep track of bonus - earning categories for
spending and your miles are always worth 1 cent each toward travel purchases.
If you
spend a sufficient amount in the card's
bonus categories, you can earn a large amount
of cash back without the hassle
of enrolling and
keeping track of rotating categories.
On the other hand, you may opt for convenience: a single card that you can use for all
of your
spending without having to
keep track of bonus categories.
Keeping track of all the
bonus rewards in
spending categories on your various cards requires a bit
of maintenance — both in remembering which category
bonuses are offered on each card and in figuring out which card to use to earn the most points on a particular purchase.
You're not stuck
keeping track of bonus categories, and you have control
of how many miles you earn based on what you
spend.
So not only do you need to remember yet another temporary
bonus category, but this one has a cap on it, so you've got to
keep track of exactly how much you've already
spent in the category lest you go over and end up with the dreaded 1x multiplier, which is also known as the «I completely wasted that
spend I'm so stupid» multiplier.
You want to be sure you're using the right card for each purchase, that you hit the minimum
spend threshold for
bonuses, that you never miss a payment, and that you
keep track of anniversary dates so you can cancel a card before getting hit with an annual fee.
Cardholders who don't want to
keep track of bonus categories or who don't
spend an exceptional amount in any category should appreciate this steady
bonus.
Not only do you have to
keep track of the quarterly
spending categories; if you hope to maximize value, you must also activate the
bonus spending every three months.
There are no category
bonuses or quarterly activations to
keep track of, just 2 % back on all your
spending.
Even better, you'll earn 2X miles for every dollar you
spend on the card — and that's with no exclusions or rotating category
bonuses to
keep track of.
If you can
keep track of these
bonus categories, and manage to fit at least 6.25 %
of your total
spending into them, the Discover it ® for Students outperforms the Journey ® Student Rewards from Capital One ® rewards-wise.
That meant hitting
spending requirements for
bonuses each month,
keeping track of when annual fees kicked in and learning the ins and outs
of several loyalty programs at the same time.
Without
bonus categories to
keep track of, you can earn a flat 1.5 % back on every dollar you
spend.