Not exact matches
In the long run, though, your
credit score will likely benefit from an increase to your
credit limit as long as you
keep your spending
under control.
To do so, try to
keep your revolving balance (your unpaid amount at the end of each billing cycle)
under 30 percent of your overall
credit limit, and then pay your bill in full and on time each month.
Examples of these risks, uncertainties and other factors include, but are not
limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that
limit our flexibility in operating our business; the significant portion of our assets pledged as collateral
under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global
credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty
credit risks, including those
under our
credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to
keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth
under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
If your initial deposit is already close to the $ 1,000.00
limit, you'll probably want to use Digital
Credit Union's free automatic transfers to make sure that you're maximizing your earnings by
keeping the balance
under the
limit each month.
It can be scary having
credit card debt but if you pay off your balance in full and
keep your debt
under 30 % of your
credit limit it is good for your
credit.
The First Premiere Bank unsecured
credit card may be able to help you build, rebuild and reestablish your
credit history by
keeping your account balances
under the
credit limits.
Limiting credit card spending to only things you need will help you
keep your budget
under control.
The general guideline is to
keep your revolving balances
under 30 percent of your available
credit limit.
Make sure to
keep your revolving balances
under 30 % of the
credit limit.
For example: making regular
credit card repayments to reduce or
keep your balance
under 30 % of your
limit.
Keeping balances
under 10 % of
credit card
limits will result in the highest score possible in this category.
Keep a record of purchases to avoid going over your
credit limit, which you should exceed
under no circumstances.
A rule of thumb is to
keep your
credit limit at or
under 20 %.
In the long run, though, your
credit score will likely benefit from an increase to your
credit limit as long as you
keep your spending
under control.
Most individuals don't have a problem with paying off
credit card balances or taking steps to
limit purchases to
keep debt
under control.
Aim to
keep your balances 20 % -30 %
under your
credit limit.
In fact, try to
keep your use of available
credit under one half the
limit.
For a better
credit score,
keep your balance
under 30 % of your card's total
limit.