Sentences with phrase «keep under your credit limit»

Not exact matches

In the long run, though, your credit score will likely benefit from an increase to your credit limit as long as you keep your spending under control.
To do so, try to keep your revolving balance (your unpaid amount at the end of each billing cycle) under 30 percent of your overall credit limit, and then pay your bill in full and on time each month.
Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
If your initial deposit is already close to the $ 1,000.00 limit, you'll probably want to use Digital Credit Union's free automatic transfers to make sure that you're maximizing your earnings by keeping the balance under the limit each month.
It can be scary having credit card debt but if you pay off your balance in full and keep your debt under 30 % of your credit limit it is good for your credit.
The First Premiere Bank unsecured credit card may be able to help you build, rebuild and reestablish your credit history by keeping your account balances under the credit limits.
Limiting credit card spending to only things you need will help you keep your budget under control.
The general guideline is to keep your revolving balances under 30 percent of your available credit limit.
Make sure to keep your revolving balances under 30 % of the credit limit.
For example: making regular credit card repayments to reduce or keep your balance under 30 % of your limit.
Keeping balances under 10 % of credit card limits will result in the highest score possible in this category.
Keep a record of purchases to avoid going over your credit limit, which you should exceed under no circumstances.
A rule of thumb is to keep your credit limit at or under 20 %.
In the long run, though, your credit score will likely benefit from an increase to your credit limit as long as you keep your spending under control.
Most individuals don't have a problem with paying off credit card balances or taking steps to limit purchases to keep debt under control.
Aim to keep your balances 20 % -30 % under your credit limit.
In fact, try to keep your use of available credit under one half the limit.
For a better credit score, keep your balance under 30 % of your card's total limit.
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