Sentences with phrase «keeping debt levels»

Importantly, paying bills on time and keeping debt levels low are the two most important factors in determining your FICO ® Score.

Whether your credit score is low because you filed for bankruptcy or you haven't been practicing good credit hygiene, our picks can get you on the right path to making your credit score shine as you establish a history of paying on time and keeping debt levels low.

Whether your credit score is low because you filed for bankruptcy or you haven't been practicing good credit hygiene, our picks can get you on the right path to making your credit score shine as you establish a history of paying on time and keeping debt levels low.

The score is complex and examines data in multiple ways to determine a consistent pattern of paying bills on time and keeping debt levels low.

If you use your credit responsibly now by paying your bills on time, keeping your debt levels low, and not owning more cards than you need, you'll be able to get approved for that 0 % financing that's always sounded so good for that stereo that sounds even better.

This suggests that there are more people using credit cards but that people in general are keeping their debt levels lower.

Canada now leads the G - 7 — in job creation; in income growth; and in keeping debt levels low.

This is the best way to keep your debt level in check.

Malina says the data shows that Canadians are willing to take on more debt — from car loans to credit card purchases — but are more aware of how important it is to keep their debt levels under control.

Make all your loan payments on time (set up auto - pay to avoid needlessly missing due dates), keep debt levels low and add new accounts slowly over time and you'll be well on your way to a great score.

Not exact matches

Also, while consumer debt is falling and corporate debt is not yet at crisis levels, keep in mind that government debt has skyrocketed — ironically, as a response to slow growth in the global economic system.

Household debt is at record levels, while average wages are growing only fast enough to keep up with inflation.

Fortunately, while debt levels are rising they have not kept pace with the growth in real estate prices across the country — at least for now anyway.»

«Many consumers have learned the hard lessons of recession, and have redoubled their efforts to keep debt at manageable levels,» ABA's chief economist, James Chessen, said in a statement.

The dangerous paradox: Policy - makers have encouraged Canadians to keep spending, while decrying rising debt levels.

The central bank has concerns about the ability of households to keep paying down their high levels of debt when interest rates continue their rise, as is widely expected over the coming months.

As prices have kept rising, Canadians have eagerly taken on mortgages, and household debt levels have soared to record levels.

The government beat this projection by nearly $ 1.6 billion — by taking $ 1 billion from reserve, keeping spending levels $ 600 million less than projected, and through $ 335 million of savings from lower than anticipated interest rates on government debt.

Strong job gains, growing wages, and low debt levels have helped bolster household spending, which is expected to keep growing this year.

China has managed to meet the GDP growth target of 6.7 percent, the level of economic activity presumably needed to keep unemployment from rising, only by increasing total debt by a frightening amount equal to a 40 — 45 percentage points of GDP.

The Feds thought what we need to do is re-inflate prices back to bubble levels, so as to keep the debts on the books and save the Banks from having negative equity.

The couple of things I am keeping an eye one are the company's payout ratio, which you noted in your article, and the debt level to make sure that it doesn't continue to climb.

Instead, duplication of credit between deficit and surplus countries has kept the system far from equilibrium while sending global relative debt to record levels.

Beijing can keep growth high enough that unemployment is held to acceptable levels only as long as debt can grow fast enough both to

Obviously this is no easy task in China, where both the banks and the informal banking system have done a great job in recent years of hiding loan growth and keeping formal debt levels from looking to risky.

It's unlikely that gold will ever reach $ 33,900 per ounce — or even $ 12,000, as investing expert James Turk calculates — but the fact that supply has not kept up with debt levels suggests that prices might very well rise.

The company is paying out a third of its profit to shareholders as dividends, and keeping the other two - thirds of its profit for other purposes such as growing the business, making acquisitions, reducing debt levels, or repurchasing shares.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Give yourself the best chance of maintaining a manageable level of debt by keeping your rates and fees as low as possible.

However, the crucial variable here is the debt - servicing ratio — it is this which determines whether a household can keep its property when there is an interruption to its cash flow, not the absolute level of debt (or the debt to income ratio).

Voter approval of the plan would allow the district to keep its tax rate at the present level after a bond debt is paid off next year.

One intent of the EU's Maastricht Treaty was to keep down debt levels of member states, but it was not carefully followed.

«The choice for Republicans is clear: they can keep Richard Hanna, who votes to raise taxes, to extend U.S. debt to economically dangerous levels by voting with Obama, Reid and Pelosi to raise the debt ceiling while bankrupting our nation, or they can choose a commonsense Republican like me who has a proven record of voting to reduce taxes, voting against the implementation of Obamacare in New York, votes against funding an illegal database (including ammunition database) against legal gun owners, voting against increasing our debt ceiling in New York and supports countless initiatives to reduce the burdens of government red tape on individuals and small businesses, including family farms,» Tenney said.

And when you think of all we as a country invested over that period — in restoring the NHS, rebuilding schools, taking hundreds of thousands of pensioners out of poverty, ditto children — keeping the National Debt below the level they inherited from the Conservatives was a fantastic achievement.

And remember, potential credit grantors will likely consider your debt to income ratio, so be sure to keep your level of debt well below your income.

If you are struggling with your debt level and this is making it difficult to keep up with your child support, contact us today to talk about your debts.

The public company would adjust its debt levels more frequently, while the private company would likely keep debt high and equity low, to keep taxes low.

MS: Consumer debt levels keep rising and people keep warning that Canadians are going to feel the pinch.

You must keep in mind that debt settlement is not a new process it has been going on for many years; once you get past the emotional level of being in default you will come to understand that it is just part of doing business for the creditor.

The debt levels are something worth keeping an eye on but I believe Mothers Work's debt level is still managable and might even create long term value.

You can take advantage of the deals that are available, including interest free credit cards, so that you can keep your debt at a manageable level.

You still need to keep this debt at a manageable level and don't borrow more than you can comfortably pay back.

Bank of Canada governor Stephen Poloz said in a speech two weeks ago that high debt levels are one of the things that keeps him awake at night because they make the economy as a whole more sensitive to higher interest rates.

It also means the two of you working together to be sure future spending and debt is kept at manageable levels.

The debt level section determines 30 percent of your overall credit score, so it is best to keep your credit card balances as low as possible.

«While debt - to - income requirements vary by mortgage programs, a good target is to keep your total debt level at or below 36 % of your gross monthly income.»

Those lucky enough to find or keep jobs in a contracted market may have faced other hurdles — like paying down historically high levels of debt.

The Bank of Canada has concerns about the ability of households to keep paying down their high levels of debt when interest rates continue their...

Keep your debt at manageable levels; if you have a $ 10,000 limit on your credit card, don't feel like you need to hit it — stay well below it, ideally not charging more than 30 % of your limit before paying it off, said experts.

Our household debt and home prices keep trending to unnervingly higher levels.»