Not exact matches
Having a poor
credit score will either
keep you from obtaining
credit altogether or place you in a high - risk category, which means that if you're approved for
credit or loans, the interest
rates you'll be offered will be significantly higher than someone with
excellent credit.
Keeping your
credit rating at good or
excellent will get you a better
rate.
But
keep in mind that with a fair
credit score, you will more than likely pay a higher interest
rate than if you had good or
excellent credit.
Keep in mind that only borrowers with
excellent credit will qualify for the lowest
rate available.
Keep in mind that while having
excellent credit gives you many rewards and perks, you must maintain your stellar money management habits, make wise financial decisions, and most importantly, never miss a payment, if you want to hold on to your
excellent credit rating.
They also serve as
excellent tools to
keep track of your
credit report & scores as you try to improve your
credit rating or correct errors found on your reports The quality, options and pricing vary with each monitoring service, but we've compiled ten of the major
credit monitoring services available today.
But
keep in mind that with a fair
credit score, you will more than likely pay a higher interest
rate than if you had good or
excellent credit.
In many states, homeowners with exceptional
credit histories are eligible for reduced
rates, but as Washington's laws are very tough on how much influence your
credit history can have on your insurance premiums, good
credit discounts may be harder to find (it should be noted that the laws concerning the relationship between Washington insurance
rates and
credit ratings are in place to
keep insurance providers from raising the
rates of those with poor
credit history rather than to
keep those with
excellent credit histories from getting discounts).
Keep in mind that these
rates are based on our single male driver with a good
credit score and
excellent track record on the road, and your actual quotes will differ since they're tailored to your coverage amounts, vehicle, and past driving history, etc..