Sentences with phrase «keeping this card open at»

After you've improved your credit history and applied for a regular credit card, you have the option of keeping this card open at no annual cost - thereby extending the credit history you've established.

Best of all, when you apply for an unsecured credit card after improving your credit, you can keep this card open at no annual fee to build upon the longevity of your accounts.

Not exact matches

But to justify paying the annual fee and keep the cards open you would need to earn at roughly 10,000 points through spending, imho.

His best finish was a tie for fifth at the Greater Vancouver Open, after which he made eight straight starts in a mad dash to keep his card.

If you do have more than six credit cards as of today, don't cancel any of them because that would lower your credit score — so at this point just keep them open and get the balance paid in full.

Only open one or two credit cards and keep the balances at $ 0.

Just wanted to share that if you open a Chase Free Checking account (which requires at least one monthly direct deposit or 6 debit card purchases per month to keep account open without monthly fees), your 3 essential (Chase Freedom) categories gets bumped up to FIVE.

If you are not comfortable with several open revolving accounts, you should keep at least one credit card open and use it to make small purchases, paying in full each month.

These actions can hurt your score if they result in higher credit utilization (percentage of balance to credit limit); therefore, you're going to want to preserve your credit lines by keeping your credit card accounts open and using them frequently — while, at the same time, maintaining low balances.

The CU's cash secured credit cards have no annual fee, so unless I am missing something, it should not harm my history just to keep it open (and keep them at ~ 20 % utilization).

But the way Im reading some things, it almost seems like it would be best to keep these accounts open (assuming they werent hindering the ability to get approved for more cards, which at some point that would be the case).

Savvy consumers can use a trick to earn bonuses from both credit cards and opening a bank account at the same time, removing the difficulty of keeping track of the numerous accounts.

So, let me just summarize by saying that in addition to making all card and loan payments on time each month, if you want to play it safe with your credit score, keep as many of your cards as possible open and active — even if you don't currently carry any card balances — to prevent, or at least minimize, any future increase in your credit card utilization percentage.You never know when a major purchase might require you to run a balance on a credit card from month to month.

Other, less - critical factors might include weighing which card companies have provided the best service in the past and keeping a variety of cards open, such as at least one each from Visa, MasterCard, American Express and Discover, to provide an alternate method of payment in case one of the card networks is unable to approve a purchase.

So, even if you had high utilization at the time you closed the card, your score should have improved over this time period and will keep doing so, as long as all payments are being made on time, other balances are being kept low, and very few new accounts are being opened.

A rule of thumb is to keep no more than four credit cards open at any one time, and cancel any credit card that you haven't used in over a year.

There's no limit to how many miles you can earn with the Citi Executive Card, and earning miles at least once per month keeps them from expiring for as long as the card is oCard, and earning miles at least once per month keeps them from expiring for as long as the card is ocard is open.

Keep in mind this is a secured credit card, which means you'll have to put down a security deposit to open an account — at minimum this has to be $ 200.

In fact, even if your credit score is good, you may want to keep at least one credit card open and active to help maintain your score, especially if you don't have a mortgage or other loans you're paying.

Once your credit score is improved enough to qualify you for an unsecured card, you can keep the State Department secured card open at no extra annual fee to extend the good history on your credit report.

If you don't keep at least one ThankYou Points - earning card open, you can lose your hard - earned points.

So my advice is to keep the card open for at least 9 months before you consider either asking for a retention bonus / fee waiver, downgrading to a no annual fee card or closing the card.

I have opened credit cards for the perks too, but usaully keep them open until they close themselves out or don't close them out at all.

That said, I would personally operate under the assumption that as long as you meet the spend requirement and keep the card open for 6 + months, you'll not be at risk for losing any of the points or the $ 300 travel credit.

Rather than canceling all your cards at once, try to keep your oldest credit card open and active, or choose to keep or apply for a credt card with a low or no annual fee.

Just keep at least one card open that earns Amex Membership Rewards, and you won't lose your points.

You will not lose the points you earn with your Gold Card from American Express as long as you keep at least one Membership Rewards card open and in good standCard from American Express as long as you keep at least one Membership Rewards card open and in good standcard open and in good standing.

At the same time, are there negative consequences to opening too many cards, as in two a year and then canceling one or both or keeping them with no activity?

As long as you keep at least one of your AMEX rewards cards open, you will keep all of your points, too.

But, provided that you keep at least one of your Amex rewards cards open, you will be able to keep all of your points.

This membership is available at no cost as long as you keep the associated American Express card open.

If you don't keep at least one ThankYou Points - earning card open, you can lose your hard - earned points.

At the end of the day, only you can decide if the $ 95 annual fee is worth keeping the card open.

As long as you keep at least one Membership Rewards earning card open, you can keep your point alive indefinitely.

If you are worried about Chase's 5/24 Rule and are trying to keep under that number so you can get their Ink or Southwest... cards, the good news is the business version of this card will not count against the 5/24 because most business cards don't show up on your personal credit report (which is what Chase looks at to determine the number of accounts you've opened in the last 2 years).

The terms and conditions of this particular program spell out that if you voluntarily cancel enrollment or cancel all linked accounts enrolled in the program, but keep at least one AmEx card open and in good standing, you have up to 30 days from the date of cancellation to redeem the points accrued.

Keep credit cards open for at least 10 months.

However, if you target a sign - up bonus to reach a travel goal, and show yourself to be a responsible and creditworthy customer by using the card (even for small purchases), paying all your bills on time, and keeping the card open for at least a year, it's not bad for your credit.

Greet customers as they arrive at the store and provide them with information about products and / or services Respond to customers» complaints and resolve their issues Take payment in exchange of items sold Bag, box and wrap purchased items Identify prices of goods using memory or scanner Enter transactions in the cash register and provide customers with the total bill Sort and count currency and coins Issue receipts and change to customers Count money at the end and beginning of each shift Process exchanges and refunds Ensure that all checkout counters have enough cash Process credit card and check payments Weigh items and determine prices of the same Issue trading stamps and gift cards Perform the duties of customer service representative when required Maintain periodic sales reports and spreadsheets Assist in stocking shelves, rotating merchandise and marking prices Ensure management of daily cash accounts Maintain periodic transaction reports Ensure maintenance of check out areas Resolve customer complaints in a proactive manner Open and close tills Train other staff members to work as cashier Maintain knowledge of store inventory and sales activities Keep the work area tidy and clean.

If you decide to leave your card open, but leave it at home unused, you'll want to keep it active so that the credit card company doesn't cancel it automatically.