Sentences with phrase «keeping your balances low»

As a huge bonus, business owners who make on time payments and keep their balances low can build business credit, however it's worth noting that your payment history may be reported to personal credit reporting agencies and affect your personal credit scores.

It's easier to qualify for a secured credit card, especially if you keep your balance low and make payments on time.

However, if you continue to make your payments on time, keep your balances low, and manage the accounts you have responsibly, over time, your credit rating will increase and you'll see a change in the prequalification offers you receive.

As you continue to use credit cards to build a positive credit history, keep your balance low.

Stay on top of your payments, keep your balances low, and periodically check out your credit scores and reports.

Business owners who make on time payments and keep their balances low can build strong business credit scores, however your payment history on this card may be reported to personal credit reporting agencies and affect your personal credit scores.

But, as you use your credit card (assuming you keep your balance low and pay on time), your score will improve.

Customers who keep their balance low and make on - time payments gradually establish or reestablish credit.

In addition to making on - time payments, it's essential to keep your balance low relative to your available credit limit.

Never go over the limit, keep your balances low, and make payments on time — and you'll be on your way to a low - stress financial life, even beyond graduation.

Just remember to keep your balance low, and you'll enjoy cash back rewards along with credit benefits.

In addition to making on - time payments, it's essential to keep your balance low relative to your available credit limit.

Those that are eligible must pay off credit cards and keep the balances low over time.

That's a great strategy to keep you balances low.

Paying bills on time, keeping your balance low, and having a long credit history, among other things, can help your chances of improving your credit.

However, if you can demonstrate that you use credit responsibly and keep your balances low, your insurance score will improve.

What that means is that if you have a $ 1,000 credit limit, you need to keep your balance lower than $ 300.

So, keep in mind that it's up to you to manage your accounts responsibly such as demonstrating consistent, responsible credit management, for example having your payments processed on - time as well as keeping your balance low in relation to your credit limit.

As his credit began to improve and he was able to get new credit cards of his own, Gardner keeps his balances low — around 4 percent and never more than 10 percent of the credit limit — and he made sure to pay all his balances in full every billing cycle.

Two primary ways to handle your credit credit accounts responsibly is to make sure your payments are always processed on - time by the card issuer and by keeping your balances low in relation to your credit limits.

You can be pretty confident that your combined credit utilization, where a lower overall percentage leads to a higher score, will continue to benefit from the addition of those six new credit limits well into the future, as you have added to the credit limit portion of the balance / limit equation while keeping balances low.

Additionally, consider paying off purchases more than once a month to keep your balance lower throughout the month.

Making your payment on time and keeping your balances low relative to the credit limit will result in positive marks on your credit report

If you make on - time payments and keep your balance low (no more than 30 %, and preferably less than 10 %) relative to your credit limit, use of a secured card can be a tool to help you improve your credit score and overall credit standing over time.

Make sure to keep your balances low.

Only apply for the one card and keep the balance low (20 %) at all times!

More importantly, a higher credit limit can help boost your credit score if you keep your balance low.

Do what you can to keep your balances low or, better yet, pay them off in full.

Paying your bills on time, keeping your balances low and disputing errors on your credit report are the best ways to raise your score.

I applied for a secured credit card, paid on time each month, kept my balance low, after 6 months, they increased the credit limit beyond my secured amount.

Use this card responsibly, keeping your balance low and every payment on time and well above the minimum.»

Keeping your balances low and paying off what you charge each month are the smartest ways to keep a student card from wrecking your credit — and making sure you build up that all - important credit score.

If you have a high credit limit with your USAA Secured Card ® American Express ® account keeping the balance low can lead to a higher score over time.

By opening a new savings account, applying for a credit card and keeping the balance low, and asking a relative to co-sign on a credit card, you'll re-establish your credit.

The two biggest things you can do to protect your credit while you're in college is pay your credit card bills on time every month and keep your balances low — less than 10 % of your credit limit is best.

Once balances are paid down it's best to keep balances low going forward and not to exceed 30 % of any one card's credit limit.

Keeping your balances low can affect your credit score in a positive way.

Keep your balances low.

Don't forget that credit utilization makes up 30 % of your credit score, so the better you are keeping your balances low, the higher your credit score will (potentially) be.

To keep your balances low and avoid increasing your credit utilization ratio, make small, multiple payments throughout the month.

Paying all of your bills on time, keeping your balances low and limiting how often you apply for new credit are the most important things you can do to keep your score on track.

So if you have been paying on time and you have been keeping your balances low, you have a higher chance of a lower rate.

That's why it's so important to keep your balances low.

Making a payment before your statement closing date will keep the balance lower when it's reported, helping your overall credit.

If you make on - time payments and keep your balance low, you won't have any worries.

You borrow and spend responsibly, make payments on time, and keep balances low on lines of credit.

From a financial point of view, you want to make all of your payments on time and keep your balances low.

So keep your balance low or pay down your balance to rebuild credit.

By keeping your balances low, gives you more available credit and lowers your credit utilization ratio.

I say this because you want to make sure your parents are likely to keep the balance low on the card you are getting added to.