If you buy this product when you are 65, by age 90, you would have
kept up with inflation less than 15 % of the time.
Not exact matches
(and most are offering far
less), one of the only ways to
keep up with inflation is to invest in stocks.
If you put your money in a FDIC - insured savings account
with less than 3 % interest a year, there is 0 risk, but then your money doesn't
keep up with inflation.
«Savings accounts earn
less than a tenth of a percent, and even CDs don't
keep up with inflation.
If your retirement savings / income don't
keep up with inflation, you'll be able to afford
less and
less over time.
These bonds come
with a full guarantee of principal and therefore carry
less risk than other types of bonds that can
keep up with inflation.