Sentences with phrase «key financial issues»

To help you explain the current conditions in commercial real estate and how they affect the overall economy, the Commercial Real Estate and Government Affairs divisions of the NATIONAL ASSOCIATION OF REALTORS ® have created an eight - page document filled with important background information and summaries of the key financial issues affecting our $ 6.7 trillion industry.

In this Financial Divorce Guide, you'll find articles, book excerpts, advice and more on key financial issues that often emerge during divorce.

The neutral forensic accountant can assist in the sharing and explaining of key financial issues so that both spouses and their children can gain a firm financial foundation and focus their attention on building relationships moving forward.

Not exact matches

CNBC has assembled an elite group of chief financial officers representing public and private companies from various major sectors, to share their frontline insights and unique views on key issues and challenges facing today's CFOs.

Another key issue is the future of the financial services in the U.K..

The provocative documentary, Inside Job, brought embarrassing attention to professors who profit from unreported consulting and directorship deals with companies and organizations and then weigh in as «objective» observers on key policy issues in economics and financial regulation.

If you're headed out to raise capital for your company, you'll still need to address key issues about the size of your market, the experience of your team, and your long - term financial goals.

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

In this role, he is charged with increasing TDAI's participation and voice in the financial services industry, and identifying key issues of importance to TDAI and their advisor clients.

The Korean central bank recently released a joint research report titled, «Present Status and Key Issues of Distributed Ledger Technology, which «comprehensively reviewed and introduced the recent development of distributed ledger technology and the utilization on financial sector.

Against this background, our S&P Global Ratings» seminar will focus on key issues that drive the outlook for Nigeria's economy, financial markets and credit ratings.

Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative to those of our common stock; our operating results, financial position, and capital resources; current business conditions and projections; the lack of marketability of our common stock; the hiring of key personnel and the experience of our management; the introduction of new products; our stage of development and material risks related to our business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.

With retirement savings taking a back seat to more immediate financial concerns, and the percentage of workers confident that they'll have enough money for a comfortable retirement at low levels, it's more important than ever for plan sponsors to consider retirement readiness as a key — if not the key issue — their employees are facing.

Significant progress on three key issues is needed for discussions to move on to the post-Brexit trade relationship between the UK and European Union (EU): the rights of EU citizens in the UK and vice versa, the UK's financial obligations to the EU, and the Irish border.

The level of household financial stress in Australia is a key issue.

More than 350 leading college entrepreneurs and 150 world leaders gathered at the Kairos Global Summit in New York City earlier this year to collaborate and create innovations and business models that address key global issues, including clean water, the global financial crisis, energy consumption, natural disasters, healthcare and more.

And it is weak on financial services, a key issue for Britain and London itself, and international firms using London to sell services around Europe would have to open new bases inside the bloc, eventually, economists argue, leaching significant staff and investment away.

One of the key issues facing financial advisers today is how to transact a DB pension transfer, writes Peter Doherty.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

(For instance, I think we're seeing internal financial and organizational issues as key factors that keep bringing Mars Hill Church into the news.)

From shaping pensions reform to managing climate change; reforming personal injury compensation to effective regulation of financial services, the ABI's 2007 national conference will tackle all the key issues facing the industry and wider society.

A man from upstate New York told me workplace issues are key for people he knows who have taken financial blows in the past decade and who are either out of work or unable to retire.

Whilst the current financial crisis dominates all current press coverage relating to Greece, there is no reason why we should use this as an excuse to ignore other key Anglo - Hellenic issues.

Despite stalled debate on the issue between Governor David Paterson and key state legislators, the financial incentive to pick a winner is certainly there, the New York Times reported.

force your mind to ask questions about such key issues as your partner's financial standing, dating history and relationship goals.

Zoe Coetzee, EliteSingles» in - house relationship psychologist, explains that money can be a form of security, and not disclosing the full truth with your partner about a financial issue can be a cause of friction as it can undermine the security in the relationship.She goes on to say this is not to say one shouldn't be financially independent in a relationship, however, you should share information that can have a significant impact on your own and your partner's life: «money and finances are sensitive subjects in relationships, and a majority of the time it is in both your best interests to be open and honest in such a key area, especially when you are living together.»

In light of the struggles that schools are experiencing financially, The Key has issued advice to schools on how they can generate additional income and make better financial decisions.

Includes information on federal financial aid for education, research data on America's schools, and key educational issues

The Pathways to College Network's Web site is updated on a weekly basis and features relevant tools and resources to support practitioners, policymakers, and researchers focusing on key issues such as college access and success, financial aid and affordability, and preparation and support.

Original reports and issue briefs focused on four key areas: Academic preparation and support, college access and information, financial aid and affordability, and college success.

At a forum on «Key Wisconsin Education Issues as Big Decisions Approach» held Monday at the Marquette University Law School, Bob Borch and Scott Grella of PMA Financial, a consulting firm that works on school finance with districts around the state, provided the audience with an update on what the future of the «Fairly Normal» school district would look like with a $ 150 per pupil aid cut.

Accountability — examines key models and concepts of standards and accountability, financial issues in accountability, and accountability issues in leadership, diversity, and learning.

The U.S Department of Education is dedicated to establishing policies on federal financial aid, collecting data on America's schools, focusing national attention on key educational issues and ensuring equal access to education.

The key issue for financial aid purposes is that when a child becomes a ward of the court, no parent or other person is financially responsible for the child.

RBC says talking openly with your partner, deciding on key issues as a team, and reviewing your financial arrangements together are all positive ways to improve planning.

Overall, the Bank of Canada sees the risks to the financial system as basically unchanged from December, the last time it reported on the issue, with three out of the four key vulnerabilities coming from outside the country.

The «Financial Field Manual: The Personal Finance Guide for Military Families» focuses on the key issues that can help military families make informed investing decisions, protect their money and their families and take charge of their financiFinancial Field Manual: The Personal Finance Guide for Military Families» focuses on the key issues that can help military families make informed investing decisions, protect their money and their families and take charge of their financialfinancial lives.

That statement contains key information about the issuing company, including financial and ownership details.

* Accounting issues: in one sense this takes the fourth point to an extreme - the stock market's valuation of a company is flawed, not because it's focusing on the wrong metrics but because profits or other key financial data are being flattered or even fabricated by company management.

«A credit score gives you an indication of how someone handles their finances; a high credit score is the key to your financial future, but a low credit score could be an indicator of potential issues that need to be discussed.»

Researchers used data from the FINRA Investor Education Foundation's 2015 National Financial Capability Study (NFCS) to issue the student loan brief summarizing key findings about student loan debt and its implications for the borrowers and for the economy as a whole.

The credit score for an consumer is a key piece of information lenders and financial institutions use when deciding to issue credit or extend loans.

The biggest problem with financial emergencies that crop up without warning is not the issue of finances; the key issue is the time available to secure...

The key thing you need to do is resolve the core issue that's causing financial challenges.

Some of the key areas of focus from the information that we've received from Indigenous consumers are increasing our education - particularly the education we provide around financial literacy issues impacting on Indigenous consumers in remote and regional locations.

As most policies are bought alongside a financial product rather than on their own, the key issue is:

ASIC's IOP worked very closely with our financial literacy team in the development of those videos and we made sure that we consulted with Indigenous communities to find out, firstly, what the key issues were for them and, secondly, to make sure that the animations that we created were relevant to them and helped them to better understand the issues.

The key word in all three is «anticipation,» which refers to how the notes provide immediate, short - term funds that help bridge any financial gaps until the government receives proceeds from bond issues, taxes, or government sponsored revenue - producing projects.

The six key areas we evaluated include the loan types and loan products offered, online capabilities, online mortgage rate information, customer service and the number of complaints filed with the Consumer Financial Protection Bureau as a percentage of loans issued.

This activity report provides key considerations of financing sustainable development, outlines the financing requirements, discusses resource mobilization issues, presents ways in which capital markets can be broadened and deepened in the region, deals with financial inclusion and section, describes how to leverage public - private partnerships, illustrates innovations in climate finance, provides ways to mobilize external resources, highlights the importance of trade finance, and emphasizes the importance of SouthSouth and triangular development cooperation.