Sentences with phrase «key policy benefits»

Apart from providing your family an umbrella cover, a family health policy offers several key policy benefits.

Not exact matches

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

Clark Insurance offers a variety of business insurance options, including everything from a business owner's policy and liability protection to complete employee benefit plans and key person life insurance.

After releasing the «Collaborative Approach to Energy» action plan, Liepert indicated the Enbridge pipeline is a «key export link to Asia» that would benefit from a national policy.

This insurance cover forms an extension to British Cycling's motor fleet policy and has been arranged for the benefit of organisers and key officials that are unable to find cover for their activities under their own personal motor vehicle insurance.

The unfolding of events in the weeks leading up to the vote on 10 December demonstrated two key points: firstly, the importance of the Labour left taking a clear campaigning stand against such anti-woman, anti-working class and deeply unpopular policies; secondly, the crucial role played by a campaign led by women — the Save Lone Parent Benefit campaign — and orientated to linking up with parliamentary and labour movement opposition.

These key policies will benefit millions of people across the country by creating a stronger economy and fairer society with opportunity for everyone.

The key Welsh Liberal Democrat policy of reducing infant class sizes continues to be implemented by Kirsty Williams in Government as schools across Wales are set to benefit from 80 new teachers to reduce class sizes.

The consistency of patterns highlights a key tension facing education advocates seeking to use federal policy to advance their goals: Any benefits from federal involvement may come at the cost of heightened partisan polarization.

Although the other approaches to measuring student growth may have benefits in other contexts, when one considers the key policy objectives of evaluation systems in education, the «leveled playing field» property of the two - step approach is highly desirable.

However, now that the benefits have been initially established, it is worth investigating the costs to see if this policy change can be a key to improving schooling in current and future generations.

Another key is communicating the policy widely to raise awareness about the opportunities and benefits.

Roadmap for Systems Change This two - page summary includes key considerations on what federal, state, and local policy leaders can do to seize benefits of personalized learning for students with disabilities (developed through the support of NCLD's national convening on meeting the needs of students with disabilities in personalized learning systems).

In this key role, he was responsible for leading and evaluating Departmental human resource management policies for a large Cabinet level agency in the following areas: recruitment and staffing, position classification, pay, labor and employee relations, learning and development, workforce planning, executive resources, work and family life, employee benefits, automation, performance management, and accountability.

Guaranteed universal life is arguably the most popular product for second to die because these policies are set up to offer an inexpensive permanent death benefit, which is a key part of the second to die policy appeal.

A key man policy can also be used as an employee benefit, since the life insurance policy can be transferred to the executive or insured employee by the company.

One of the key benefits of the permanent life insurance policy, is that the cash value grows tax deferred and withdrawals are taken out on a First In — First Out (FIFO) basis.

If the insured employee passes away, the key man policy's death benefit would be paid to the company free of income tax in most cases.

Dear Onkar, As mentioned in the article, though RBI cuts key policy rates, banks may not immediately pass the benefits to its customers.

When shopping for term life insurance, the key policy features which will impact premiums are the term length and death benefit.

Here is a roundup of news surrounding recent developments in President - elect Donald Trump's housing policy, key legislative proposals and also reports on the benefits of front - end credit risk sharing with deep cover mortgage insurance, and a new USMI blog post on unnecessary upfront risk fees (loan - level price adjustments) imposed by Fannie Mae and Freddie Mac.

I will leave that question to your discretion and further review as we discuss some general benefits of using mutual whole life insurance for your key man life insurance policy.

To help you understand more, we've put together a short list of common life insurance policy riders, along with the definition and key benefits they can provide.

Key person life insurance policies are taken out by companies on their employees, with death benefits that are paid to the company, rather than to the insured person or to their estate or heirs.

A key advantage of an ILIT as compared to personally owning the insurance policy is that if the trust is set up and administered correctly, the assets owned by the ILIT will not be considered part of your estate for federal inheritance / estate tax purposes — meaning your heirs won't have to pay estate or inheritance taxes on the life insurance death benefits that are paid.

This specific type of whole life insurance offers substantial benefits to key people due to the steady accumulation of cash value within the policy and the flexible access to cash, as well as favorable tax treatment.

At the death of the key person, your business (the policy beneficiary) will file a claim with the insurance company to receive the death benefit.

The Policy booklet and Key policy information booklet outline the benefits, limitations and exclusions that will apply to your Policy booklet and Key policy information booklet outline the benefits, limitations and exclusions that will apply to your policy information booklet outline the benefits, limitations and exclusions that will apply to your cover.

Factors that could cause Blizzard Entertainment's actual future results to differ materially from those expressed in the forward - looking statements set forth in this release include, but are not limited to, sales of Blizzard Entertainment's titles, shifts in consumer spending trends, the seasonal and cyclical nature of the interactive game market, Blizzard Entertainment's ability to predict consumer preferences among competing hardware platforms (including next - generation hardware), declines in software pricing, product returns and price protection, product delays, retail acceptance of Blizzard Entertainment's products, adoption rate and availability of new hardware and related software, industry competition, rapid changes in technology and industry standards, protection of proprietary rights, litigation against Blizzard Entertainment, maintenance of relationships with key personnel, customers, vendors and third - party developers, domestic and international economic, financial and political conditions and policies, foreign exchange rates, integration of recent acquisitions and the identification of suitable future acquisition opportunities, Activision Blizzard's success in integrating the operations of Activision Publishing and Vivendi Games in a timely manner, or at all, and the combined company's ability to realize the anticipated benefits and synergies of the transaction to the extent, or in the timeframe, anticipated.

How can Canada, Mexico, and the United States maximize the benefits of further cooperating on key environmental and fiscal policy areas related to oil and gas development across the continent?

As a key component for stakeholder dialog, what I look for is careful and comprehensive full - cost accounting of the costs and benefits of various policy options.

The key to CBA is identifying and quantifying all of the relevant impacts of a given policy or investment (versus other scarce choices) as both benefits and costs, from one or more viewpoints, in terms of money and discounted for time.»

As Vice President of American Chemistry Council's Plastics Department, Mr. Russell is responsible for promoting the benefits and innovations of plastics to consumers, policy makers, and in key end use markets.

Public policies that recognize and reflect the wider economic, social and environmental benefits of renewable energies, including their potential to cut air pollution and improve public health, will be key for meeting the highest renewables deployment scenarios.

The four key differences are: 1) unlike the Energy Policy Conservation Act (EPCA), the CAA [Clean Air Act] allows for the crediting of direct emission reductions and indirect fuel economy benefits from improved air conditioners, allowing for greater compliance flexibility and lower costs; 2) EPCA allows Flexible Fuel Vehicle (FFV) credits through model year 2019, whereas the EPA standard requires demonstration of actual use of a low carbon fuel after model year 2015; 3) EPCA allows for the payment of fines in lieu of compliance but the CAA does not; and 4) treatment of intra firm trading of compliance credits between cars and light trucks categories.50

The key issue is that costs and benefits should be properly balanced, which they are not in current climate policies applied by most countries (certainly in the EU and USA).

IMO, the effort should be transferred from discussing temperatures ad nauseam (which is only relevant to reducing the uncertainty in just one of the four key inputs to cost - benefit analyses) to working on a robust policy — i.e. a «no regrets» policy (one that will cut global GHG emissions at no cost or negative cost).

This document brings report the key messages that emerged from the Third International Off - grid Renewable Energy Conference (IOREC 2016), including the importance of (1) mainstreaming off - grid renewable energy in national rural electrification strategies, (2) creating an ecosystem to accelerate deployment, (3) designing dedicated policies and regulations for the off - grid sector, (4) unlocking capital for energy access, (5) identifying the right business models for deploying off - grid renewables, (6) innovating to improve accessibility, reliability and range of electricity services, (7) strengthening the sustainability of energy access efforts and maximizing benefits and (8) harnessing the cross-sector development impact of off - grid renewables.

The Royal Society and the US National Academy of Sciences, with their similar missions to promote the use of science to benefit society and to inform critical policy debates, offer this new publication as a key reference document for decision makers, policy makers, educators, and other individuals seeking authoritative answers about the current state of climate change science.

The key is to frame your question as an inquiry about how soon the organization will begin benefitting from the policy by implementing it, and that you are excited to see that happen.

One of the key benefits of a data retention policy is that it puts in place a system to track, retain and, when they are no longer needed, delete client information.

Three key components of a privacy management program that benefit from clear and complete privacy policies are: privacy notice, employee training and privacy audits.

The key to high cash value growth is to build a policy focused on cash value, rather than a death benefit.

While seeking cheap term life insurance for the elderly, the affordability of these policies does stand out as a key benefit.

Corporations can also benefit from taking out term life policies on key team members during M&A shifts, as part of Buy - Sell agreements, or during the span of a special project.

One of the key benefits of this cash accumulation account is it grows over the years within your insurance policy.

A key detail about Graded Benefit is that the death benefit is not entirely available until, typically, 2 — 3 years after your policy is Benefit is that the death benefit is not entirely available until, typically, 2 — 3 years after your policy is benefit is not entirely available until, typically, 2 — 3 years after your policy is issued.

Key factors in determining the market value of a policy are the death benefit, the cost of future premiums, and the life expectancy of the insured.

This universal policy features a guaranteed death benefit and can be used toward key man business life insurance.

Comparing policy features and benefits is key — and so is taking a good look at the life insurance company that will be underwriting the policy itself.