Whether you need assistance in negotiating and codifying your technology agreements, specialist legal advice or post contract support, we provide it by giving you practical, proactive advice that helps you focus on
the key risks to your business.
Our clients trust us to apply our solutions and know - how to help them make the best use of technology in structuring deals, mitigating
key risks to their businesses and in achieving their commercial objectives.
Not exact matches
Important factors that could cause actual results
to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited
to, the following: 1) our ability
to continue
to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability
to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability
to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability
to achieve certain cost reductions with respect
to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability
to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of
key milestones such as the receipt of necessary regulatory approvals, including our ability
to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence
to their announced schedules; 10) our ability
to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability
to enter into profitable supply arrangements with additional customers; 12) the ability of all parties
to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability
to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability
to borrow additional funds or refinance debt, including our ability
to obtain the debt
to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes
to the interpretations of or guidance related thereto, and the Company's ability
to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability
to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility
to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure
to potential product liability and warranty claims; 31) our ability
to effectively assess, manage and integrate acquisitions that we pursue, including our ability
to successfully integrate the Asco
business and generate synergies and other cost savings; 32) our ability
to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes
to business relationships and other
business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability
to continue selling certain receivables through our supplier financing program; 34) the
risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability
to complete the proposed accelerated stock repurchase plan, among other things.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected
to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due
to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new
business and investment opportunities; (10) our ability
to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred
to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins
to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and
to satisfy the other conditions
to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise
to a right of one or both of United Technologies or Rockwell Collins
to terminate the merger agreement, including in circumstances that might require Rockwell Collins
to pay a termination fee of $ 695 million
to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related
to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21)
risks relating
to the value of the United Technologies» shares
to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company,
to retain and hire
key personnel.
According
to Matt Murawksi, a financial planner at Goodstein Wealth Management, following these
key steps can protect any entrepreneur from any situation and allow them
to grow and protect their personal finances while taking
risks in a new
business.
Actual results, including with respect
to our targets and prospects, could differ materially due
to a number of factors, including the
risk that we may not obtain sufficient orders
to achieve our targeted revenues; price competition in
key markets; the
risk that we or our channel partners are not able
to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue
to suffer if new issues arise regarding issues related
to product quality for this
business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities
to meet customer orders or that result in higher production costs and lower margins; our ability
to lower costs; the
risk that our results will suffer if we are unable
to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis
to meet customer demand; the
risk that longer manufacturing lead times may cause customers
to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new
business channels different from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail
to perform or fail
to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters as consumers and
businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our
business among few customers, including the
risk that customers may reduce or cancel orders or fail
to honor purchase commitments; the
risk that we are not able
to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power
business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us
to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability
to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required
to record a significant charge
to earnings if our goodwill or amortizable assets become impaired;
risks relating
to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability
to complete development and commercialization of products under development, such as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related
to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
A part of Cboe Global Markets»
key futures
business is at now
risk after the implosion of volatility - related securities this week, according
to Goldman Sachs.
Businesses, from startups
to Fortune 500s, need
to adopt a similar mindset when it comes
to their own commanders - in - chief, because cyber attacks are a low - cost, low -
risk way
to steal intellectual property,
business intelligence and ultimately the company's money — and the C - suite (along with other
key figures, like a head engineer or programmer) is definitely a focal point for criminals.
These
risks include, in no particular order, the following: the trends toward more high - definition, on - demand and anytime, anywhere video will not continue
to develop at its current pace or will expire; the possibility that our products will not generate sales that are commensurate with our expectations or that our cost of revenue or operating expenses may exceed our expectations; the mix of products and services sold in various geographies and the effect it has on gross margins; delays or decreases in capital spending in the cable, satellite, telco, broadcast and media industries; customer concentration and consolidation; the impact of general economic conditions on our sales and operations; our ability
to develop new and enhanced products in a timely manner and market acceptance of our new or existing products; losses of one or more
key customers;
risks associated with our international operations; exchange rate fluctuations of the currencies in which we conduct
business;
risks associated with our CableOS ™ and VOS ™ product solutions; dependence on market acceptance of various types of broadband services, on the adoption of new broadband technologies and on broadband industry trends; inventory management; the lack of timely availability of parts or raw materials necessary
to produce our products; the impact of increases in the prices of raw materials and oil; the effect of competition, on both revenue and gross margins; difficulties associated with rapid technological changes in our markets;
risks associated with unpredictable sales cycles; our dependence on contract manufacturers and sole or limited source suppliers; and the effect on our
business of natural disasters.
For example, the expected timing and likelihood of completion of the proposed merger, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals of the proposed merger that could reduce anticipated benefits or cause the parties
to abandon the transaction, the ability
to successfully integrate the
businesses, the occurrence of any event, change or other circumstances that could give rise
to the termination of the merger agreement, the possibility that Kraft shareholders may not approve the merger agreement, the
risk that the parties may not be able
to satisfy the conditions
to the proposed transaction in a timely manner or at all,
risks related
to disruption of management time from ongoing
business operations due
to the proposed transaction, the
risk that any announcements relating
to the proposed transaction could have adverse effects on the market price of Kraft's common stock, and the
risk that the proposed transaction and its announcement could have an adverse effect on the ability of Kraft and Heinz
to retain customers and retain and hire
key personnel and maintain relationships with their suppliers and customers and on their operating results and
businesses generally, problems may arise in successfully integrating the
businesses of the companies, which may result in the combined company not operating as effectively and efficiently as expected, the combined company may be unable
to achieve cost - cutting synergies or it may take longer than expected
to achieve those synergies, and other factors.
Collaboration is the
key to innovation, so that's why we're asking you
to help us find the best
business opportunities that turn global
risks on their head.
In particular, they can implement
key compliance measures
to ensure the firm and its
business model are ready for the rule
to take effect with minimal disruption and
risks.
Such
risks and uncertainties include, but are not limited
to: our ability
to achieve our financial, strategic and operational plans or initiatives; our ability
to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications
to our operations and processes; our ability
to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect
to the Merger; the substantial level of government regulation over our
business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and other
business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability
to obtain shareholder or regulatory approvals required for the Merger or the requirement
to accept conditions that could reduce the anticipated benefits of the Merger as a condition
to obtaining regulatory approvals; a longer time than anticipated
to consummate the proposed Merger; problems regarding the successful integration of the
businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing
business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability
to retain
key personnel; the availability of financing, including relating
to the proposed Merger; effects on the
businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific
risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Other
risks and uncertainties include the timing and likelihood of completion of the proposed transactions between ILG and MVW, including the timing, receipt and terms and conditions of any required governmental and regulatory approvals for the proposed transactions that could reduce anticipated benefits or cause the parties
to abandon the transactions; the possibility that ILG's stockholders may not approve the proposed transactions; the possibility that MVW's stockholders may not approve the proposed transactions; the possibility that the expected synergies and value creation from the proposed transactions will not be realized or will not be realized within the expected time period; the
risk that the
businesses of ILG and MVW will not be integrated successfully; disruption from the proposed transactions making it more difficult
to maintain
business and operational relationships; the
risk that unexpected costs will be incurred; the ability
to retain
key personnel; the availability of financing; the possibility that the proposed transactions do not close, including due
to the failure
to satisfy the closing conditions; as well as more specific
risks and uncertainties.
«Having architected a financial
risk model for PayPal's payments
business that helped catapult PayPal from a multi-million dollar enterprise
to a multi-billion dollar one, Bret has a proven track record as a
key growth driver and strategist for fintech companies navigating new territory.
Given the absence of a public trading market of our common stock, and in accordance with the American Institute of Certified Public Accountants Accounting and Valuation Guide, Valuation of Privately - Held Company Equity Securities Issued as Compensation, our board of directors exercised reasonable judgment and considered numerous and subjective factors
to determine the best estimate of fair value of our common stock, including independent third - party valuations of our common stock; the prices at which we sold shares of our convertible preferred stock
to outside investors in arms - length transactions; the rights, preferences, and privileges of our convertible preferred stock relative
to those of our common stock; our operating results, financial position, and capital resources; current
business conditions and projections; the lack of marketability of our common stock; the hiring of
key personnel and the experience of our management; the introduction of new products; our stage of development and material
risks related
to our
business; the fact that the option grants involve illiquid securities in a private company; the likelihood of achieving a liquidity event, such as an initial public offering or a sale of our company given the prevailing market conditions and the nature and history of our
business; industry trends and competitive environment; trends in consumer spending, including consumer confidence; and overall economic indicators, including gross domestic product, employment, inflation and interest rates, and the general economic outlook.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including
risks related
to new product introductions;
risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors;
risks associated with BlackBerry's foreign operations, including
risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions;
risks relating
to network disruptions and other
business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions;
risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security
risks; BlackBerry's ability
to attract and retain
key personnel;
risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry (R) World (TM);
risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information;
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, operating in a highly competitive industry; changes in the retail landscape or the loss of
key retail customers; the Company's ability
to maintain, extend and expand its reputation and brand image; the impacts of the Company's international operations; the Company's ability
to leverage its brand value; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its
key product categories, increase its market share, or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other
key personnel; the Company's ability
to realize the anticipated benefits from its cost savings initiatives; changes in relationships with significant customers and suppliers; the execution of the Company's international expansion strategy; tax law changes or interpretations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the United States and in various other nations in which we operate; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives we use; exchange rate fluctuations;
risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's ability
to protect intellectual property rights; impacts of natural events in the locations in which we or the Company's customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; the Company's ownership structure; the impact of future sales of its common stock in the public markets; the Company's ability
to continue
to pay a regular dividend; changes in laws and regulations; restatements of the Company's consolidated financial statements; and other factors.
Important factors that may affect the Company's
business and operations and that may cause actual results
to differ materially from those in the forward - looking statements include, but are not limited
to, increased competition; the Company's ability
to maintain, extend and expand its reputation and brand image; the Company's ability
to differentiate its products from other brands; the consolidation of retail customers; the Company's ability
to predict, identify and interpret changes in consumer preferences and demand; the Company's ability
to drive revenue growth in its
key product categories, increase its market share or add products; an impairment of the carrying value of goodwill or other indefinite - lived intangible assets; volatility in commodity, energy and other input costs; changes in the Company's management team or other
key personnel; the Company's inability
to realize the anticipated benefits from the Company's cost savings initiatives; changes in relationships with significant customers and suppliers; execution of the Company's international expansion strategy; changes in laws and regulations; legal claims or other regulatory enforcement actions; product recalls or product liability claims; unanticipated
business disruptions; failure
to successfully integrate the
business and operations of the Company in the expected time frame; the Company's ability
to complete or realize the benefits from potential and completed acquisitions, alliances, divestitures or joint ventures; economic and political conditions in the nations in which the Company operates; the volatility of capital markets; increased pension, labor and people - related expenses; volatility in the market value of all or a portion of the derivatives that the Company uses; exchange rate fluctuations;
risks associated with information technology and systems, including service interruptions, misappropriation of data or breaches of security; the Company's inability
to protect intellectual property rights; impacts of natural events in the locations in which the Company or its customers, suppliers or regulators operate; the Company's indebtedness and ability
to pay such indebtedness; tax law changes or interpretations; and other factors.
Many factors could cause BlackBerry's actual results, performance or achievements
to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability
to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including
risks related
to new product introductions;
risks related
to BlackBerry's ability
to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors;
risks associated with BlackBerry's foreign operations, including
risks related
to recent political and economic developments in Venezuela and the impact of foreign currency restrictions;
risks relating
to network disruptions and other
business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions;
risks related
to BlackBerry's ability
to implement and
to realize the anticipated benefits of its CORE program; BlackBerry's ability
to maintain or increase its cash balance; security
risks; BlackBerry's ability
to attract and retain
key personnel;
risks related
to intellectual property rights; BlackBerry's ability
to expand and manage BlackBerry ® World ™;
risks related
to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability
to manage inventory and asset
risk; BlackBerry's reliance on suppliers of functional components for its products and
risks relating
to its supply chain; BlackBerry's ability
to obtain rights
to use software or components supplied by third parties; BlackBerry's ability
to successfully maintain and enhance its brand;
risks related
to government regulations, including regulations relating
to encryption technology; BlackBerry's ability
to continue
to adapt
to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products;
risks related
to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating
to the impairment of intangible assets recorded on BlackBerry's balance sheet;
risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies;
risks related
to economic and geopolitical conditions;
risks associated with acquisitions; foreign exchange
risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
These
risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our
business including health care reform, labor and insurance costs; technology failures; failure
to execute a
business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability
to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans
to expand our newer brands like Bahama Breeze and Seasons 52; our ability
to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs
to open, close or remodel restaurants; increased advertising and marketing costs; a failure
to develop and recruit effective leaders; the price and availability of
key food products and utilities; shortages or interruptions in the delivery of food and other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets;
risk of doing
business with franchisees and vendors in foreign markets; failure
to protect our service marks or other intellectual property; a possible impairment in the carrying value of our goodwill or other intangible assets; a failure of our internal controls over financial reporting or changes in accounting standards; and other factors and uncertainties discussed from time
to time in reports filed by Darden with the Securities and Exchange Commission.
Actual results may vary materially from those expressed or implied by forward - looking statements based on a number of factors, including, without limitation: (1)
risks related
to the consummation of the Merger, including the
risks that (a) the Merger may not be consummated within the anticipated time period, or at all, (b) the parties may fail
to obtain shareholder approval of the Merger Agreement, (c) the parties may fail
to secure the termination or expiration of any waiting period applicable under the HSR Act, (d) other conditions
to the consummation of the Merger under the Merger Agreement may not be satisfied, (e) all or part of Arby's financing may not become available, and (f) the significant limitations on remedies contained in the Merger Agreement may limit or entirely prevent BWW from specifically enforcing Arby's obligations under the Merger Agreement or recovering damages for any breach by Arby's; (2) the effects that any termination of the Merger Agreement may have on BWW or its
business, including the
risks that (a) BWW's stock price may decline significantly if the Merger is not completed, (b) the Merger Agreement may be terminated in circumstances requiring BWW
to pay Arby's a termination fee of $ 74 million, or (c) the circumstances of the termination, including the possible imposition of a 12 - month tail period during which the termination fee could be payable upon certain subsequent transactions, may have a chilling effect on alternatives
to the Merger; (3) the effects that the announcement or pendency of the Merger may have on BWW and its
business, including the
risks that as a result (a) BWW's
business, operating results or stock price may suffer, (b) BWW's current plans and operations may be disrupted, (c) BWW's ability
to retain or recruit
key employees may be adversely affected, (d) BWW's
business relationships (including, customers, franchisees and suppliers) may be adversely affected, or (e) BWW's management's or employees» attention may be diverted from other important matters; (4) the effect of limitations that the Merger Agreement places on BWW's ability
to operate its
business, return capital
to shareholders or engage in alternative transactions; (5) the nature, cost and outcome of pending and future litigation and other legal proceedings, including any such proceedings related
to the Merger and instituted against BWW and others; (6) the
risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic, business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the
risk that the Merger and related transactions may involve unexpected costs, liabilities or delays; (7) other economic,
business, competitive, legal, regulatory, and / or tax factors; and (8) other factors described under the heading «
Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the
Risk Factors» in Part I, Item 1A of BWW's Annual Report on Form 10 - K for the fiscal year ended December 25, 2016, as updated or supplemented by subsequent reports that BWW has filed or files with the SEC.
As a
key player in Maine's economic development, FAME provides a host of services
to help expand
business opportunities through our willingness
to invest at a greater
risk based on public benefit.
Trani selected these informal leaders for their willingness
to take
business risks, challenge the status quo, and contribute in other
key ways
to GEMS.
He or she is the
key figure, and the most valuable asset of the
business, and as the bank, we want to keep the owner motivated and involved,» says BBVA Compass Director of Credit Risk — Small Business David
business, and as the bank, we want
to keep the owner motivated and involved,» says BBVA Compass Director of Credit
Risk — Small
Business David
Business David Peacock.
Since the 2016 settlement, Wells has taken steps
to enhance oversight at the board level, centralize
risk - management functions and install new executives
to oversee
key businesses and control functions.
With uncertainty as a guaranteed constant in the lifetime of a
business, implementing robust
risk management is a
key element of a company's ability
to adapt and thrive.
Examples of these
risks, uncertainties and other factors include, but are not limited
to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the
risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances
to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability
to obtain adequate insurance coverage; our substantial indebtedness, including the ability
to raise additional capital
to fund our operations, and
to generate the necessary amount of cash
to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our
business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors
to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability
to borrow and could increase our counterparty credit
risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in
key markets or globally; our inability
to recruit or retain qualified personnel or the loss of
key personnel; future changes relating
to how external distribution channels sell and market our cruises; our reliance on third parties
to provide hotel management services
to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability
to keep pace with developments in technology; amendments
to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «
Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Their team helped us with
key employee retention plans, capital planning, mitigating certain
business risks, and has remained a true
business advisor
to our management group.
A number of factors could cause actual results or outcomes
to differ materially from those indicated by such forward - looking statements, including but not limited
to, (1) our ability
to open new restaurants and food and beverage locations in current and additional markets, grow and manage growth profitably, maintain relationships with suppliers and obtain adequate supply of products and retain our
key employees; (2) factors beyond our control that affect the number and timing of new restaurant openings, including weather conditions and factors under the control of landlords, contractors and regulatory and / or licensing authorities; (3) changes in applicable laws or regulations; (4) the possibility that the Company may be adversely affected by other economic,
business, and / or competitive factors; and (5) other
risks and uncertainties indicated from time
to time in our filings with the SEC, including our Annual Report on Form 10 - K filed on March 30, 2016 and our Quarterly Report on Form 10 - Q filed on August 15, 2016.
Working together Initiatives that address water availability and access across supply chains are
key to sustainability efforts and can reduce the
risks to our
business.
(Sept. 14, 2016) outlines 5
key risks that Big Data presents
to business organizations.
A compass for independent school
business operations, this publication contains 56 guidelines in
key financial and operational areas — from budgeting
to risk management.
Established in 2002, the North Carolina Center for Afterschool Programs (NC CAP) is a comprehensive statewide afterschool and expanded learning network, with
key partners including afterschool providers, state agencies, state and local policymakers, law enforcement, universities and community colleges,
business, and the philanthropic community, working together
to increase access
to high quality afterschool and expanded learning programs for all children and youth in North Carolina, especially for those at -
risk of education failure.
Risks and uncertainties include without limitation the effect of competitive and economic factors, and the Company's reaction to those factors, on consumer and business buying decisions with respect to the Company's products; continued competitive pressures in the marketplace; the ability of the Company to deliver to the marketplace and stimulate customer demand for new programs, products, and technological innovations on a timely basis; the effect that product introductions and transitions, changes in product pricing or mix, and / or increases in component costs could have on the Company's gross margin; the inventory risk associated with the Company's need to order or commit to order product components in advance of customer orders; the continued availability on acceptable terms, or at all, of certain components and services essential to the Company's business currently obtained by the Company from sole or limited sources; the effect that the Company's dependency on manufacturing and logistics services provided by third parties may have on the quality, quantity or cost of products manufactured or services rendered; risks associated with the Company's international operations; the Company's reliance on third - party intellectual property and digital content; the potential impact of a finding that the Company has infringed on the intellectual property rights of others; the Company's dependency on the performance of distributors, carriers and other resellers of the Company's products; the effect that product and service quality problems could have on the Company's sales and operating profits; the continued service and availability of key executives and employees; war, terrorism, public health issues, natural disasters, and other circumstances that could disrupt supply, delivery, or demand of products; and unfavorable results of other legal proceed
Risks and uncertainties include without limitation the effect of competitive and economic factors, and the Company's reaction
to those factors, on consumer and
business buying decisions with respect
to the Company's products; continued competitive pressures in the marketplace; the ability of the Company
to deliver
to the marketplace and stimulate customer demand for new programs, products, and technological innovations on a timely basis; the effect that product introductions and transitions, changes in product pricing or mix, and / or increases in component costs could have on the Company's gross margin; the inventory
risk associated with the Company's need
to order or commit
to order product components in advance of customer orders; the continued availability on acceptable terms, or at all, of certain components and services essential
to the Company's
business currently obtained by the Company from sole or limited sources; the effect that the Company's dependency on manufacturing and logistics services provided by third parties may have on the quality, quantity or cost of products manufactured or services rendered;
risks associated with the Company's international operations; the Company's reliance on third - party intellectual property and digital content; the potential impact of a finding that the Company has infringed on the intellectual property rights of others; the Company's dependency on the performance of distributors, carriers and other resellers of the Company's products; the effect that product and service quality problems could have on the Company's sales and operating profits; the continued service and availability of key executives and employees; war, terrorism, public health issues, natural disasters, and other circumstances that could disrupt supply, delivery, or demand of products; and unfavorable results of other legal proceed
risks associated with the Company's international operations; the Company's reliance on third - party intellectual property and digital content; the potential impact of a finding that the Company has infringed on the intellectual property rights of others; the Company's dependency on the performance of distributors, carriers and other resellers of the Company's products; the effect that product and service quality problems could have on the Company's sales and operating profits; the continued service and availability of
key executives and employees; war, terrorism, public health issues, natural disasters, and other circumstances that could disrupt supply, delivery, or demand of products; and unfavorable results of other legal proceedings.
Key man life insurance helps companies
to reduce the
risk of
business disruption by paying a death benefit if employees that are critical
to business operations pass away.
In my small unique book «The small stock trader» I also had more detailed overview of tens of stock trading mistakes (http://thesmallstocktrader.wordpress.com/2012/06/25/stock-day-trading-mistakessinceserrors-that-cause-90-of-stock-traders-lose-money/): • EGO (thinking you are a walking think tank, not accepting and learning from you mistakes, etc.) • Lack of passion and entering into stock trading with unrealistic expectations about the learning time and performance, without realizing that it often takes 4 - 5 years
to learn how it works and that even +50 % annual performance in the long run is very good • Poor self - esteem / self - knowledge • Lack of focus • Not working ward enough and treating your stock trading as a hobby instead of a small
business • Lack of knowledge and experience • Trying
to imitate others instead of developing your unique stock trading philosophy that suits best
to your personality • Listening
to others instead of doing your own research • Lack of recordkeeping • Overanalyzing and overcomplicating things (Zen - like simplicity is the
key) • Lack of flexibility
to adapt
to the always / quick - changing stock market • Lack of patience
to learn stock trading properly, wait
to enter into the positions and let the winners run (inpatience results in overtrading, which in turn results in high transaction costs) • Lack of stock trading plan that defines your goals, entry / exit points, etc. • Lack of
risk management rules on stop losses, position sizing, leverage, diversification, etc. • Lack of discipline
to stick
to your stock trading plan and
risk management rules • Getting emotional (fear, greed, hope, revenge, regret, bragging, getting overconfident after big wins, sheep - like crowd - following behavior, etc.) • Not knowing and understanding the competition • Not knowing the catalysts that trigger stock price changes • Averaging down (adding
to losers instead of adding
to winners) • Putting your stock trading capital in 1 - 2 or more than 6 - 7 stocks instead of diversifying into about 5 stocks • Bottom / top fishing • Not understanding the specifics of short selling • Missing this market / industry / stock connection, the big picture, and only focusing on the specific stocks • Trying
to predict the market / economy instead of just listening
to it and going against the trend instead of following it
Diversification, investment quality, and a focus on dividends are
key when you're learning how
to start investing in stocks We continue
to think investors will profit most — and with the least
risk — by buying shares of well - established companies with strong
business prospects and strong positions in healthy industries.
Key Risks While STORE Capital's low risk business model makes it a potentially solid choice for conservative income investors, there are a few risks to be aware of (as there are with any st
Risks While STORE Capital's low
risk business model makes it a potentially solid choice for conservative income investors, there are a few
risks to be aware of (as there are with any st
risks to be aware of (as there are with any stock).
The
key here is that this is a low -
risk, stable
business providing an essential product and service
to businesses and consumers daily.
Well - established companies are
key to profitable and secure investments: Instead of moving between extremes of
risk, we continue
to think investors will profit most — and with the least
risk — by buying shares of well - established companies with strong
business prospects and strong positions in healthy industries.
In this role you will be accountability for
key risk deliverables including a strategic approach
to the management of operational
risk and building strong trusted relationships with the RBS
business, Line 1 and audit teams.
As for
key - man
risk, see my Owner - Operators paragraph above: Neil Record's already in a Chairman role (i.e. he's already stepped back from day -
to - day management), senior execs have a very long average tenure, there are no star traders, the company specifically hires young & trains up its employees in the
business / culture, and frankly they'd never win a pension mandate in the first place based solely on a single employee or two.
«One of the
key ways that a small
business owner can demonstrate
to their lender that they're a good
risk is by having a plan,» Doxford says.
The
key to success in any
business is knowledge; the more a trader understands how a financial instrument works, the lesser
risk he / she will take and chances for profit will increase substantially.
Last week, we announced a
key strategic acquisition for our organization, reflecting our strategy
to deploy our capital resources prudently and
to take measured
risks that provide immediately accretive opportunities for our
business and the potential
to long - term growth.
Acknowledging and anticipating these
risks locally, in flood recovery and disaster - preparedness, and on the national level, in the reauthorization of the NFIP, is
key to making cities, towns, states and
businesses more resilient
to our changing climate.
Key to encouraging improvement will be investors, many of which are showing increasing appetite for pressuring their assets
to meaningfully address climate
risks, and policymakers who are similarly upping the legislative pressure on
businesses.
Cian Conroy, Catapult's
business development director, adds: «The offshore wind industry is quite
risk - averse and so demonstration projects [such as Batwind] are a
key enabler — both crucial
to proving the viability and advancing the technology and also pushing ahead the policy agenda that is needed
to support wider - scale use of technologies that will make a measurable difference
to the offshore wind's cost of energy.»
And when they do, intelligent use of data can help
to provide a more accurate measure of
risk and cost for
business: the two
key drivers at the heart of litigation analytics.