From what I learned from my friend, THE lawyer, (or so he thinks) I would be asking to be steered into bankruptcy if I ask for a US Dept. of Justice approved credit counseling service (per # 7 of the list of do / don'ts on choosing the right
kind of credit counseling service).
This is not the same
kind of credit counseling you see on late night TV.
Not exact matches
«If the person leaves behind any
kind of checking or savings accounts, they might be within reach
of a civil court action,» says Bruce McClary, a spokesman for Richmond, Va. - based ClearPoint
Credit Counseling Solutions and a former debt collector.
So, can you give me an example
of some real life practical
kind of advice that you've given someone in one
of these
credit counselling sessions?
Reputable debt and
credit counselling agencies don't come with a hefty price tag — that would
kind of defeat the purpose, no?
And that
kind of raises the question, Ted, that wouldn't it be better then to just go to one
of these other options where there are no fees, there are no costs, something like
credit counselling or one
of these debt consultants or something.
The main takeaway from that point is that while the
credit counseling group may be the
kindest, most skilled, and professionals
of the highest caliber, the consumer still needs to filter the advice and messages they hear through a sales filter.
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