Your overall score will de determined based on a number of factors, including debt to limit ratio, the length of time you've had credit, what
kind of payment history you have, and whether or not you have a bankruptcy, charge off, or outstanding collections on your report.
Not exact matches
There's just not enough
history of managing credit and making
payments to make that
kind of determination.
There's just not enough
history of managing credit and making
payments to make that
kind of determination.
To help those with little credit
history, the bureaus now use more
kinds of payments in their profiles.
Have you provided a
history of disengagement that equals some
kind of payment?
And many immigrant families have solid income and plenty
of money for a down
payment, but they have little
of the
kind of credit
history lenders traditionally measure, because they haven't used banks or credit cards, she said.
There's just not enough
history of managing credit and making
payments to make that
kind of determination.