There are a lot of different terms you will need to learn when you become a credit card holder Our Glossary comprises of all of the terms you should
know Credit card activity primarily consists of...
Not exact matches
Choosing a business
credit card that does not report to personal
credit may be helpful if you
know there will be times you need to run up charges that put you close to the limit or carry a balance — think holiday inventory, or that big tradeshow, for example — and you don't want that
activity to bring down your scores.
If you go this route,
know that the
card activity would be listed on both your
credit report and the primary account holder.
If a thief gains access to one's PIN number (see above) and withdraws cash from either their bank account or
credit card line, they are partaking in an illegal
activity known as PIN cashing.
Choosing a business
credit card that does not report to personal
credit may be helpful if you
know there will be times you need to run up charges that put you close to the limit or carry a balance — think holiday inventory, or that big tradeshow, for example — and you don't want that
activity to bring down your scores.
Therefore, you
know that the
card's
activity will be reflected on your
credit report.
If you're like many of us, you've seen unauthorized
activity on your
credit or debit
card at one time or another, or
know someone who has.
We all
know that our
credit scores are essentially a report
card on our personal financial
activity — our ability to pay our bills on time and to balance the income we generate with the purchases we make and the financial obligations we owe.
Credit companies then watch your
activity over a set period — six months, a year or two years — to see if you are using the
card responsibly (you
know: paying your bill on time or in full) or according to a metric called utilization.
As Adam notes, «Check your
credit reports; review your bank and
credit card account
activity daily to protect against fraudulent
activity; sign up for programs offered by financial institutions that notify you when transactions post; don't provide personal information to people you don't
know; and don't needlessly apply for
credit but always be looking for the best deals, rates and rewards.
One thing to
know before applying for a business
credit card is that certain issuers will report
activity to consumer
credit bureaus.
One thing to
know before applying for a business
credit card is that certain issuers will report
activity to consumer
credit bureaus.
Hi Joe,
no, your miles will not expire so long as you have the United
credit card open and you open that
card before those miles have been in your account with 18 months of
no activity.