Sentences with phrase «know about your credit history»

Your credit reports will tell you everything that credit bureaus know about your credit history.

If you want to access auto loan, every financial institution that you will approach will definitely like to know about your credit history.

Think you know everything there is to know about your credit history and how it will impact your access to credit?

Not exact matches

They also want to know about lines of credit and borrowing history.

Also known as your credit rating, your credit history tells financial companies and loan issuers important information about how you handle money.

The first thing any lender wants to know is something about your credit history.

If that hadn't happened I don't know if I would have learned this much about credit history, identity theft and all that.

An auto loan issuer wants to know about your car payment history, for example, while a credit card company is interested in how you manage your borrowing limits.

If you've had issues with your credit history or if you're not a U.S. citizen, let the bank know about your circumstances to see if it's the right fit for you.

Most consumers know that creditors use information about them and their credit experiences — like the number and type of accounts they have, their bill paying history, and whether they pay their bills on time — to create a credit score, which...

When you apply for a loan, about 80 % of lenders order what's known as a FICO «tri-merge report» — your credit score and credit history as reported by each of the big three credit reporting bureaus.

If you have bad credit history and are looking to get a home mortgage loan, then chances are you are going to need to know all about how the FICO credit scoring system works.

Since you know everything about your credit history, it should not be difficult to find erroneous figures or statements in your own report.

I am so much more relaxed about my bad credit history knowing I have Vitesse working for me.

With a poor credit history you need to select the right lender, know about your credit report, have an updated loan interest rate information, and understand the current price of your car.

A credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit repair business, shall not do any of the following: (1) Charge or receive any money or other valuable consideration prior to full and complete performance of the services that the credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or other valuable consideration solely for referral of the consumer to a retail seller or to any other credit grantor who will or may extend credit to the consumer, if the credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory credit information from the consumer's credit report or otherwise improve the consumer's credit report or credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his credit history or regarding access to his credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting agency or to any person who has extended credit to a consumer or to whom a consumer is applying for an extension of credit, with respect to a consumer's creditworthiness, credit standing, or credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a credit repair business.

Another thing you may need to know about using secured credit card to build credit history is that, it may require that you pay annual fees that are higher than regular credit cards.

The representative you're talking to likely knows more about your credit history than you.

Additionally, we will ask you several multiple choice questions about your credit history and other information that only you should know.

Lenders and bureaus will not know about timely payment history if the credit card company keeps the information to themselves.

This is the reason why banks check your credit score at the first place to know about your payment history.

Would have been good to know about unsecured when we were rebuilding our credit history

Creditors regularly provide a staggering amount of information about you and your financial history to credit reporting agencies, also known as credit bureaus.

Known as a «hard inquiry,» the process empowers credit issuers to review details about a potential customer's other credit accounts, the balances on them, and payment history, to determine how much risk a potential customer presents if they are offered a line of credit.

Credit Card Help: 10 things you must know about credit reports and credit scores — You may have heard the terms credit history and credit Credit Card Help: 10 things you must know about credit reports and credit scores — You may have heard the terms credit history and credit credit reports and credit scores — You may have heard the terms credit history and credit credit scores — You may have heard the terms credit history and credit credit history and credit credit score.

If you know anything about the history of science, you'll know how much credit goes to someone who overturns a major theory or consensus.

«Only about a third of consumers knew that their credit histories and driving records could affect how much they pay for life insurance, and less than half realized their hobbies and lifestyle could impact the cost of their life insurance policy,» said Todd A. Silverhart, corporate vice president and director LIMRA Insurance Research.

In order to successfully own and drive cars do follow the steps mentioned above in the article such as renting car, know about buying car, car registration process, US car insurance for foreign nationals, car insurance eligibility, Check your driving history, calculate your credit history, choose best auto insurance policy, auto insurance costs for non-US citizens and also understand International Driving Permit (IDP).

The question becomes what do you really know about this new tenant in terms of history and credit performance?

A full, exhaustive background check can be expensive because it pulls past employment history, credit history, and criminal history — everything an employer would want to know about an employee.

Many landlords and rental property owners make decisions about tenants in the dark, without knowing anything about a tenant's background, credit history or even if they have a criminal record.

To find out what you don't know about rental applicants, you need to understand a tenant's credit, criminal, Income Insights and eviction history.

«According to our research, borrowers who don't understand the mortgage process or don't know enough about their own credit history tend to hit obstacles or be rejected when applying for mortgages,» says Tim Manni, mortgage expert at NerdWallet.

You must know exactly what your credit reports say about your financial history before you apply for a mortgage, because the reports play an important role in the mortgage approval process and in determining the interest rate and other loan terms that a lender offers you.

Sure, you know about the importance of a good credit score, but do you know that mortgage companies also look at other details in your credit history?

Driven by Wall Street's demand for subprime loans to securitize and sell to investors, lenders sold high - risk products such as exploding adjustable - rate mortgages — loans with interest rates that could triple after two years — and liar loans, also known as stated income loans, which required little or no documentation about income, assets, or credit history.