Sentences with phrase «know are in debt»

Most people I know are in debt because of two things: education and home ownership.

But your credit can take a hit from participating in these programs if the company isn't on the ball with payments, and potential lenders might shy away if they know you're in a debt management program.

«If a person knows you are in debt for Christmas this year, they can give a financial gift and we see that with cash,» says Mr. Hannah, adding you just can't agree to pay people's credit cards off as a gift.

Not exact matches

«It's always hard to know exactly where to put your money these days given how rates and spreads are so low, but on a relative basis we still think there's value in EM debt,» Matt Tucker, head of the iShares fixed income strategy team, said this week during a panel discussion at the Morningstar ETF Conference in Chicago.

While the high level of existing debt means rate hikes will have a stronger impact in cooling demand than they did in previous years, it is still too soon to know just how much of an effect the bank's three rate hikes have had, Poloz said.

As anyone who's dodged calls from collections agents knows, debt creates stress, which spawns all sorts of nasty offshoots in the workplace: lowered productivity, higher absenteeism, toxic morale.

(This kind of credit is not included in IIROC's calculation, so the debt underpinning our stock market may be considerably larger than we know.)

But low interest rates, at least in Canada, have pushed household debt to such vertiginous levels that officials like Carney know they shouldn't be counting on consumer spending to drive the recovery — ergo, the call for more corporate investment.

That is a question no - one seems to be asking in the debate over solar - power subsidies, or the bigger question of who pays for the state government's debt binge.

As everyone following the race now knows, I owe the IRS over $ 50,000 in deferred tax payments (I am currently on a repayment plan) and hold more than $ 170,000 in credit card and student loan debt.

«For a generation known for drowning in student debt, it's necessary for millennials to be financially free faster,» Berger said.

«The rule is an important first step and will benefit some consumers who need relief the most, but a great deal of work is still needed to ensure that American families are no longer ensnared in the debt trap of high interest, abusive loans,» Michael Best, director of advocacy outreach at Consumer Federation of America, said in a statement.

... You know, he's a leveraged buyout guy, so he had a lot of debt, and he wasn't able to continue to invest in the team the way he had been, and I think he got distracted.

The best - known case is New York, which was nearly forced into bankruptcy in 1975 after running up huge debts.

Despite its well - known municipal dysfunction, political corruption and financial disarray (the state of Michigan assigned an emergency manager in July who sought bankruptcy protection after the city's debt rose to $ 18 billion), there are many encouraging signs that the city can rebuild.

As a consequence, the government's fiscal and debt position is no longer commensurate with a rating in the A range or even at the top of the Baa range.

Outstanding consumer debt (medical, mortgage, credit card, student, auto, etc.) in the U.S. is well over $ 2 trillion, so this isn't about erasing all debts, no matter how successful the jubilee is.

In other words, it is no longer dependent on savings, credit card debt, loans from friends and family, angel investments, or any other outside sources of capital.

He should know — at the age of 21, Cardone graduated from college broke and in debt; by the age of 30, he was a millionaire.

No, and the notion that the only way to get a degree is by incurring hundreds of thousands of dollars in debt is wrong.

As anyone who's been in severe credit card debt knows, it was a nightmare.»

But the serial acquirers that defined the last decade of specialty pharma dealmaking — Teva Pharmaceuticals, Valeant Pharmaceuticals, and Endo International — are no longer in the position to take on bigger deals, as they're all saddled with too much debt.

Another way to look at that is if those in the audience who know what covenant - light loans are, which are loans without a lot of stuff tied around you, back in» 06,»07 less than 20 percent of the debt was issued cov - light.

So if we're worried about the debt in 10 years, when we get serious about entitlement reform, then I'll know we're serious about the debt.

Another type of short - term fund to consider as rates are climbing: those that invest in floating - rate debt, also known as bank loans.

«Nobody knows in the moment how it is supposed to happen without debt relief, but everyone knows that debt relief is not possible within the eurozone,» he said.

«While it's too early to tell, we just might have seen the peak in the debt ratio in Q3, as Q1 will no doubt see a sizable decline due to seasonality,» said Benjamin Reitzes, Canadian rates and macro strategist at the Bank of Montreal.

Michael you dedicated almost three chapters in your book «Killing the Host» to how the IMF economists actually knew that Greece will not be able to pay back its foreign debt, but yet it went ahead and made these huge loans to Greece.

Now TXU, which is known as Energy Future Holdings, is drowning in $ 52 billion in debt.

Meanwhile, it's nice to know that after the loan is due, you should have an easier time borrowing money from the venture debt company who still has a vested interest in your company's survival due to the warrants it owns.

If you have to take on debt to finance your higher education, there are some things you should know that will make sure you use your loans in the most efficient way possible.

In the presence of debt finance, textbook analysis would suggest that a cut in the corporate tax rate would raise the cost of capital because interest deductions would no longer be as valuable and thus discourage investmenIn the presence of debt finance, textbook analysis would suggest that a cut in the corporate tax rate would raise the cost of capital because interest deductions would no longer be as valuable and thus discourage investmenin the corporate tax rate would raise the cost of capital because interest deductions would no longer be as valuable and thus discourage investment.

But since the software doesn't know I have private equity and venture debt investments, it thinks I'm underinvested in Alternatives whereas in reality I am not.

We cognicenti know that national debts are not of any great economic consequence, but it's impossible to defend that position in public debate.

I know that if you take my mortgage out of the equation then I have more savings than debt, but if you add in the mortgage then I am $ 200k in the hole.

Remington, which sought bankruptcy protection in March after sales fell and its debt piled up, will no longer be owned by the private equity firm Cerberus Capital Management.

When prices for real estate or other collateral plunge, it no longer can be pledged for more loans to keep the circular flow of lending and debt repayment in motion.

Re-aging a delinquent credit card account can be a great way to wipe out payment errors in your past, or it can be a way to reanimate debts that you are no longer legally required to pay.

I don't know, but it's raising the cost of debt servicing more than expected for lots of banks and businesses that borrow in the short - term debt market.

The solution is two-fold: Know how to deal with collectors in the moment and proactively address your debt so you can -LSB-...]

In the U.K. gambling debts are known as «debts of honor» and are not enforceable in the court systeIn the U.K. gambling debts are known as «debts of honor» and are not enforceable in the court systein the court system.

There is, in other words, actually quite a lot that we know and understand about the model, even if many of us seem to have forgotten much of it — including its typical weaknesses, one of the most obvious of which is the tendency for over-investment in the late stages of the miracle - growth period leading to an unsustainable increase in debt.

For a third example, not everyone in the early 1960s believed that the USSR would inevitably overtake the US economically before the end of the century, but excluding fierce anti-Communists predicting fire and brimstone, I don't know anyone who expected that by the 1980s the USSR would essentially be insolvent (technically it wasn't, but LDC debt traders nonetheless included the country in their universe of defaulted or restructuring sovereign borrowers).

They also know that a huge portion of the economy is in debt up to their eyeballs and any drop in prices (iron, copper, real estate, whatever) will lead to pain.

By the early 1980s, enormous external debts, soaring interest rates, and the beginning of a long - term decline in commodity prices set off what was subsequently known as the LDC Debt Crisis.

Third and finally, the traditional story misses the real function of private banks, which is to solve an information problem in the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this posin the purest Hayekian senses. That is, banks are or should be specialists in risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this posin risk assessment and risk taking. They should know their client, understand the local market and have their pulse on the broad economy. Arguably, if properly structured, they can and should do this better than other entities such as governments. In other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this posIn other words, the proper role of banks should be underwriting — lend money, hold the debt, and bear the risk. Which is a long - winded way of getting to the main point of this post.

If these constraints are not in place, however, analysts can no longer ignore this difference because the economy can then engage in nonproductive activity that for many years can force up the debt burden and add to GDP.

Either way all of this creates ugly and self - reinforcing disinflationary dynamics in Australia and ugly and self - reinforcing depreciation dynamics in Brazil (depending on the extent and structure of external debt, about which I no longer remember much) both of which cases may be hard to shake off without a major US recovery.

If the seller has confidence in your ability to run the business and knows it has healthy cashflows, then they should be less concerned about the requirements debt - financing from a bank puts them in.

Before you know what is happening, that is how debt will creep in.