Magnetar's tactic of filing lawsuits challenging takeover valuations in order to make money, also
known as appraisal arbitrage, has become increasing popular with hedge funds in recent years, especially in the merger litigation hotbed of Delaware.
Not exact matches
The
appraisal that God makes is worked out in what He does — or, in words that describe the creative advance
as we
know it, the
appraisal is worked out in terms of what is taken into, and what is rejected from, the «consequent nature» of God, God
as He is affected by what occurs in the world; and then, in what use is made of what has been thus taken or received in the furthering of the project or purpose of God, the implementation of good «in widest commonalty shared».
History,
as well
as the society of our contemporaries, is in the same case — not enough is
known of human «depths»,
as the psychoanalysts put it, for any
appraisal to be entirely accurate.
But God, who is love, who is «the fellow - sufferer who understands», and whose wisdom penetrates all that is actual and is aware of the relevant possibilities (but
as possibilities, not in whatever may be made actual among them, for that is «open» until it happens and God's omniscience can not mean that He
knows, hence must determine, what will occur before it occurs), can make an
appraisal that is both accurate and merciful — that is «just» and loving.
But because the society of our fellowmen, intimate or remote, is marked by the same mortality which is ours
as persons, while the whole sweep of history
as we experience and
know it is also a mortal history — under the sign of death — any
appraisal made in this way is also limited and partial.
Dr Dodd said: «These
appraisals trigger attempts to control or enhance internal states,
known as ascent and descent behaviors, which drive mood and activation levels upwards and downwards respectively.»
Yet even more striking are the voices that speak the lines: with his leisurely growl, somewhere between trail - grizzled and post-nap, Bridges sounds
as if he's talking through his collar, in a vocal performance that's entertaining
no matter what he's saying, whether or not we understand it, and well complemented by the actor's pose of laid - back
appraisal.
I think most countries have some kind of official or well
know appraisal organizations which give official book values for vehicles which are used by the general public
as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.
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appraisal from your professor
as well.
While realization is still too far distant for an
appraisal of results, his faith must be strong indeed if he is to retain his courage in the presence of distress, not happiness growing out of overproduction, so easily confused in the popular mind with overabundance; hunger in the midst of plenty; populations in poverty because their farms can
no longer yield a livelihood and vast areas formerly productive, now appraised
as below the level of agricultural classification.
Most mortgage companies use a middle company,
known as an AMC, or
Appraisal Management Company, to handle all aspects of the
appraisal.
Then the VA Interest Rate Reduction Refinance Loan (IRRRL loan), or more commonly
known as the VA Streamline Refinance loan, can be used to refinance your current VA loan to a lower interest rate, or to maybe refinance your adjustable rate mortgage to a new fixed rate loan with minimal paperwork, and usually without needing an
appraisal.
The VA
appraisal process is two - pronged and involves both the valuation and a broad assessment of certain property conditions,
known as the Minimum Property Requirements, or MPRs.
So if an
appraisal comes back
as a Q5 or Q6 (something few of us will
know in advance), the loan likely will be denied by your lender.
Lenders may ask for a full
appraisal by a certified or licensed
appraisal company, a drive - by
appraisal or a computerized
appraisal method
known as an automated valuation model, or AVM.
A contrarian view is that Fannie Mae and Freddie Mac led the way to relaxed underwriting standards, starting in 1995, by advocating the use of easy - to - qualify automated underwriting and
appraisal systems, by designing the
no - down - payment products issued by lenders, by the promotion of thousands of small mortgage brokers, and by their close relationship to subprime loan aggregators such
as Countrywide.
A good faith estimate — also
known as a GFE — given to you by the lender will supply a fee for the
appraisal.
The VA Streamline Refinance, which is formally
known as the VA Interest Rate Reduction Refinance Loan (IRRRL), requires no
appraisal, no verification of income, and no official credit check.
There is no rhyme or reason to tax
appraisals as far
as I
know.
Mortgage lender standards tightening
No matter what your intentions are, when preparing to refinance you will have to document your income
as well
as the
appraisal value of your home.
The staunch nonprofit
known as the Art Dealers Association of America (ADAA), which helps dealers and collectors with concerns regarding
appraisals, scholarship, ethical practice, public policy, and other imperative art market concerns, has been putting on a small (by today's standards) art fair called simply The Art Show since 1989.
Invoking an
appraisal clause involves intervention of a third person, better
known as an umpire, to come out with a verdict, agreeable to both the parties.
One situation that many people don't
know that they need an
appraisal for is when they gift real estate
as a charitable donation.
He adds that the most gratifying part of teaching is exposing students to all the possible avenues in real estate, some of which he
knew little about until he began his studies at REALTOR ® University, such
as appraisal and green real estate.
Thus,
as you and most readers herein
know, the mortgagee commissioned an
appraisal due to the high ratio mortgage being applied for by the purchasers.
A seller can offer for sale a property at whatever asking price one wants, and a registrant can list same,
no matter what any
appraisal that has been commissioned by anyone, strictly on the basis of establishing current market value for the purpose of sale (not mortgage financing) suggests
as being current market value.
The «Cost Approach» grid on a standard
appraisal form is often not filled in / calculated out for the simple reason that it has to do only with the cost to produce on square footage basis minus depreciation for age and condition, with said resultant number being added to the appraiser's opinion of what the empty lot is worth according to whether the property is being utilized in a manner
known as «Highest and Best Use».
An
appraisal,
as you
know, required a «purpose» to be stated.
And
as is often / mostly the case, none of this reflects in some
appraisals, relative to final reported sale price; and the mortgage broker or the buyer's bank is none the wiser; (because the «pay commission figure» is
no longer shown on the actual APS); resulting in a possible question: is the public, or the mortgage broker or the bank, even, mislead sometimes in this regard?
Appraisers did not want to be seen
as deal breakers because if so they would not be called upon for further
appraisals by the lenders any more; their income stream would dry up, and that would be a
no -
no, so they went along for the ride and OK'd values that lenders wanted to be reflected within the
appraisal documents.
«Most lenders have
appraisal appeal procedures,
known as «Reconsiderations of Value,»» says Amorin.
According to Lopez, GEM's proprietary green
appraisal rating system standardizes the connection between the popular Home Energy Rating System (
known as the HERS index) and 18 energy - rating systems and building codes.
The company confirmed to me last week that it may begin the
no -
appraisal concept
as early
as next spring.
Having said that, I can, however, describe the closest thing to an automated valuation (which is NOT an
appraisal, by definition) that I
as an appraiser practised regarding producing cheap pseudo-valuations for lenders,
known as «desk top» valuations.
As we all
know, the real estate
appraisal, which provides the current value of real property, serves an important function in most real estate transactions.
A smart agent
knows how to negotiate and how to handle problems that can pop up such
as appraisal issues, home inspection repairs, buyer's lender requirements, buying and selling concurrently, contingency releases and more.