Sentences with phrase «known as credit risk»

A corporate bond also comes with the risk that the company will not make good on its obligations, known as credit risk.

Not exact matches

As late as 2006 academics asserted that «[f] inancial risks, particularly credit risks, are no longer borne by bankAs late as 2006 academics asserted that «[f] inancial risks, particularly credit risks, are no longer borne by bankas 2006 academics asserted that «[f] inancial risks, particularly credit risks, are no longer borne by banks.

Accounts receivable insurance, also known as credit insurance, can help protect you from this risk, when a client goes bankrupt or refuses to pay.

According to the World Bank, «Trade credit insurance (also known as credit insurance, business credit insurance or export credit insurance) is an insurance policy and risk management product that covers the payment risk resulting from the delivery of goods and services.»

Mortgage lenders rank credit scores using an industry - standard model known as the FICO score which assigns a numerical value to a person's credit risk to a bank.

High time he got some credit as one of the, if not THE (along with Sean Penn) greatest actor of his generation — so few actors take risks, the great one always do, and each time I see Downey I know for a fact I am going to see something different than anything he has ever done before.

The Charter High School of Arts — Multimedia and Performing, better known as CHAMPS, is at risk of losing its charter after school administrators failed to act aggressively last year when learning that an employee used a school credit card for her personal use.

This is known as credit or financial risk.

Credit profile numbers, also known as credit privacy numbers or CPNs, promise to protect a consumer's credit, allowing them to achieve their goals without the risk of identity Credit profile numbers, also known as credit privacy numbers or CPNs, promise to protect a consumer's credit, allowing them to achieve their goals without the risk of identity credit privacy numbers or CPNs, promise to protect a consumer's credit, allowing them to achieve their goals without the risk of identity credit, allowing them to achieve their goals without the risk of identity theft.

Mortgage lenders rank credit scores using an industry - standard model known as the FICO score which assigns a numerical value to a person's credit risk to a bank.

High - yield bonds (also known as «junk bonds») may be subject to greater levels of interest rate, credit, and liquidity risk than investments in higher rated securities.

In addition, we assist individuals with high - risk problems like slow or no credit achieve no - collateral financing (otherwise known as unsecured loans).

A credit score provided by the company formerly know as Fair Isaac, now known as FICO that is a 3 digit number that rates one's risk.

By knowing how potential lenders view you as a borrower based on your credit score, you can be proactive in your quest to rebuild your borrowing reputation to the level that will make you into an acceptable risk.

Lenders know they are at considerable risk by making car loans to people with bad credit or no credit so they take as many steps as possible to minimize their risk.

You will not know the exact business credit bureau / score that your lender will choose to decipher your risk as a borrower.

Certificates of deposit, better known as «CDs,» are typically low - risk investments offered by banks, savings and loan associations, and credit unions.

Approaching your local bank means they already know your character, as well as your credit history, and are in a very strong position to assess your true level of risk if granted an approved loan for personal use with bad credit.

Credit Scoring and How It Works Credit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applCredit Scoring and How It Works Credit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applCredit scoring, also known as FICO scoring, is a statistical method of assessing the credit risk of a loan applcredit risk of a loan applicant.

What many individuals do not know is that credit reporting companies like Core Logic sell your information like the amount of your income, how much your debt to income ratio is and even predicts if you take your medication as prescribed to determine your risk rate.

They focus on net fund alphas, meaning after - fee returns in excess of the risk - free rate, adjusted for exposures to three kinds of risk factors well known at the start of the sample period: (1) traditional equity market, bond market and credit factors; (2) dynamic stock size, stock value, stock momentum and currency carry factors; and, (3) a volatility factor specified as monthly returns from buying one - month, at ‐ the ‐ money S&P 500 Index calls and puts and holding to expiration.

But before you co-sign for anybody, 1) do understand the risks, 2) make sure the borrower knows what happens to your credit as a co-signer if she doesn't pay, and 3) ask whether there's a way for your obligation as co-signer to be removed after a certain portion of the debt has been repaid and maybe your friend builds a bit of a — stellar, right?

Mortgage lenders and other creditors frequently use credit scores, known as FICO scores, to determine the credit risk.

Having worked in sub-prime credit cards before, I know that Bankcard will most likely still lose money as that risk pool operates at a 20 to 25 % delinquency rate.

If you know you will not be able to pay off the card balance, business credit card may not be appropriate for you as you stand the risk of losing your assets.

FICO Scores [top] Credit bureau risk scores produced from models developed by Fair Isaac Corporation are commonly known as FICO scores.

Not considering credit, private lenders have to know assess the risk you present as an investment.

For now risk evaluation will remain as we know it, consumers should still be monitoring the «right» credit scores before looking for a mortgage.

So, Kevin and Eli, now that you probably know more about piggybacking than you ever thought you would, you may want to simply consider the authorized user option as an easy - to - implement, minimal - risk way to build or rebuild credit — whether or not you intend to use or help manage the account — and with an easy way out, should the relationship go bad.

Thanks to consumer finance reform over the years, credit reporting bureaus can no longer rely on protected information like race, sex, religion, ethnic origin and anything else not directly related to financial activity (except for age, so long as people over 62 aren't given a negative risk value).

One of them came up to me and indignantly told me that he'd been a muni bond dealer for 38 years, and that of course he knew all about credit risk, as had his forebears before him.

This is known as «credit risk».

High Yield Securities Risk: High yield securities or unrated securities of similar credit quality (commonly known as «junk bonds») are more likely to default than higher rated securities.

Known as a «hard inquiry,» the process empowers credit issuers to review details about a potential customer's other credit accounts, the balances on them, and payment history, to determine how much risk a potential customer presents if they are offered a line of credit.

As an aside, for the most part, stable value funds take little credit risk, but (little known) this is not universally true.

Credit risk is also known as «default risk.»

Knowing what's on your credit report is key to understanding how it's evaluated as a credit risk so check yours regularly — order your free annual credit reports at annualcreditreport.com.

As the only major bank to send out 1099s for miles and points, it wants to know if it is at risk of driving away business if it extends this from traditional bank accounts to credit cards.

Given the improvements in multilateral practice, it is increasingly likely that OECD Export Credit Agencies could end up as a place of last resort for carbon intensive industries that are no longer able to secure funding due to their high risk and poor environmental performance.

As the decision states: ``... the accused will certainly know the risk: a denial of bail based on the criminal record will mean that credit for remand time will be limited to a 1:1 ratio instead of being limited to 1.5:1, a difference of 50 %.

Credit score checking is no less controversial in the insurance industry, and a handful of states have gone as far as to ban the practice entirely, but as many insurance agencies have pointed out, credit scores are an accurate method of determining a client'sCredit score checking is no less controversial in the insurance industry, and a handful of states have gone as far as to ban the practice entirely, but as many insurance agencies have pointed out, credit scores are an accurate method of determining a client'scredit scores are an accurate method of determining a client's risk.

That higher risk comes into play because credit life insurance is what's known as a guaranteed issue product, meaning that eligibility is based solely on your status as a borrower.

A formula is applied to your credit score to help determine what is known as an insurance score, and that is used in setting your premiums by assessing the risk you pose of such things as nonpayment of your policy and other financial indicators.

Also known as: Risk Analyst, Bank Credit Analyst, Credit Risk Analyst, Credit and Collections Analyst.

Risk - management practices that typically qualify for discounts, or premium credits as they're sometimes known, include

«With the shutdown of the securitization market, these REITs were no longer able to act as long - term investors in credit risk on newly originated mortgages since there's no other way for them to obtain leverage,» says Bose George, a mortgage REIT analyst with Keefe, Bruyette & Woods (KBW).

Money managers piled into relatively new Fannie Mae and Freddie Mac bonds known as «credit risk transfer» securities in 2017 in part because they are floating rate.

«Knowing an applicant's credit score by obtaining a report from a tenant screening company, such as SmartMove, can reduce the landlord's risk of renting to someone with a poor financial record,» Doherty says.

Driven by Wall Street's demand for subprime loans to securitize and sell to investors, lenders sold high - risk products such as exploding adjustable - rate mortgages — loans with interest rates that could triple after two years — and liar loans, also known as stated income loans, which required little or no documentation about income, assets, or credit history.