Sentences with phrase «known as loans»

The largest two factors are your history with revolving debt (such as credit cards) and installment debt (otherwise known as loans, because they're paid off in installments.)
When you take out a federal student loan, the government passes off billing and other administrative services to a private student loans servicing company, also known as a loans servicer.
And there's always «love money,» also known as loans from family and friends.
Typically, the loan will be paid back over a set period of time, known as the loan term, and you'll be charged a percentage of the remaining balance in interest each month as a cost of borrowing the money.
When the mortgage markets collapsed and the housing agencies started hemorrhaging cash, they instituted new fee policies known as Loan Level Pricing Adjustments (LLPA) and Adverse Market Delivery Charges (AMDC) as a means to fix their balance sheets on the backs of homeowners that were still able to obtain loans.
They value a metric known as loan to value ratio, which guides them to the most creditworthy properties.
Private lenders must calculate a metric known as loan to value ratio, which tells them whether a property is a worthy investment.
Rather than credit score, private dealers calculate a metric known as loan to value (LTV) ratio to determine if a property is a worthy investment.
Using the home's appraised value and the total debts, a private lender can calculate a metric known as loan to value ratio.
Private lenders must calculate a metric known as loan to value ratio before making any offer.
Dividing the total debts by the current price of a property gives a metric known as loan to value ratio.
Otherwise known as loan origination fees, these charges are deducted on your tax returns every year as long as the mortgage loan lasts.
Using these two numbers, they can calculate a metric known as loan to value (LTV) ratio.
Most people pick a standard mortgage loan period, known as loan amortization.
Additional requirements (known as loan conditions) may need to be cleared to help underwriters approve your loan.
This borrowing amount is known as the Loan to Value or LTV.
To make an informed decision, lenders have to calculate LTV, better known as loan to value ratio.
Lenders have to calculate a value known as Loan to Value (LTV) ratio, which is equivalent to the value of existing debts on a property divided by the current appraised value.
By dividing the debts by a home's current price, lenders get a metric known as loan to value ratio to help them make a conscious decision.
Home equity lenders have to calculate a metric known as loan to value (LTV) ratio which is equal to the value of total debts divided by its current price estimate.
To make the best judgment, a private home equity lender finds it necessary to calculate a metric known as loan to value ratio.
To assess the risk posed by different borrowers, the creditors have to calculate a metric known as loan to value (LTV) ratio.
To reach a decision, private lenders must calculate an important metric known as loan to value ratio.
They must use the values obtained to calculate an important metric best known as loan to value (LTV) ratio.
To make a judgment, lenders must calculate a metric known as loan to value (LTV) ratio by dividing a property's debts with its selling price.
They can use these values to calculate a metric known as loan to value (LTV) ratio.
For a clearer picture of risk, home equity lenders in Guelph must get a metric known as loan to value (LTV) ratio of the property.
To establish this, home equity lenders have to calculate a value known as loan to value ratio.
Dividing the total value of debts by the appraised property price results in a value known as loan to value (LTV), which helps home equity lenders decide who to assist.
This metric better known as Loan to Value (LTV) is an important measure that determines the final loan amount you will get.
In the state of Texas, there is a program known as the Loan Repayment Program for Speech - Language Pathologists & Audiologists.
Also known as loan consolidation.
Not only do they look at the dollar amount of your loan, but they also look at a metric known as your loan to value (LTV), or what percent of a home's sale price you are borrowing.
Loan processors are also commonly known as loan clerks or loan interviewers.
• Home mortgage interest paid at settlement that is found on the mortgage interest statement provided by the lender • Certain real estate taxes paid at closing • Real estate taxes — listed on your real estate tax bill — the lender paid from escrow to the taxing authority • Sales taxes paid at closing • Points — also known as loan origination fees, maximum loan charges, loan discounts or discount points — which are a one - time closing cost that provide you a discounted rate on your mortgage and can be deducted only over the life of the mortgage • Mortgage insurance premiums, except for mortgage insurance provided by the Department of Veterans Affairs or Rural Housing Service
Your lender usually requires this type of insurance that protects its interest in the loan in the case of a title defect and is known as a loan policy.
In most cases, lenders limit loans to 80 percent or less of your home's value (this is known as the loan to value ratio).

Not exact matches

The 81 - year - old government - run financial institution, known as the Ex-Im Bank, provides much - needed to support to exporters through guaranteed loans and credit insurance, and by its own reckoning, it has returned $ 7 billion to the U.S. Treasury over the last 20 years.
This rule, known as «Know Before You Owe,» requires lenders to provide simplified details on mortgages to homebuyers to help them shop for a loan that's right for them.
First National — Canada's largest non-bank mortgage lender, originating $ 22 billion in loans each year — reacted swiftly, announcing Tuesday that Morneau's moves will impact about 41 % of its insured residential mortgages and that it anticipates a drop of as much as 10 % in originations of this kind, because its loans will no longer qualify for insurance.
As everyone following the race now knows, I owe the IRS over $ 50,000 in deferred tax payments (I am currently on a repayment plan) and hold more than $ 170,000 in credit card and student loan debt.
The San Francisco based startup is one of the largest companies known as peer - to - peer lenders and runs a website where consumers can apply for loans that are either funded by individual investors or by institutions such as banks.
Instead, it's apparently a matter of sloppy record - keeping — coupled with the fact that when students take out private loans, they're often sold and bundled together, and then «sold to investors through a process known as securitization.»
«If a lender knows that it can sell a loan as soon as the loan is made, do you think that loan will be underwritten with the same diligence as a non-SBA guaranteed loan held on that lender's books?»
«As a result of the incident, the company will no longer loan guitars to movies under any circumstances,» Boak told SSN.
As part of the settlement, New York - based Goldman agreed to a list of facts put together by the DoJ that stated Goldman had misled investors about the mortgage - backed securities while knowing that the repackaged loans were indeed riskier than what they had told investors.
CIBC was also the first of the Canadian banks to report its earnings after the introduction of a new accounting standard known as IFRS 9 that puts more emphasis over expected losses over the life of a loan compared to previous guidelines.
As start - ups continue to sprout up, you may be surprised to know that most are using their own cash, instead of taking out business loans to keep their business afloat.
On Joe Nocera's blog, a reader known only as «Anonymous Banker» has an interesting treatise on why small companies with great credit can't get loans right now.
As you know, most of that mix has been in more highly leveraged stuff, Covenant - Lite loans - high yield, that's where the majority of the rise has been.
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