The largest two factors are your history with revolving debt (such as credit cards) and installment debt (otherwise
known as loans, because they're paid off in installments.)
When you take out a federal student loan, the government passes off billing and other administrative services to a private student loans servicing company, also
known as a loans servicer.
And there's always «love money,» also
known as loans from family and friends.
Typically, the loan will be paid back over a set period of time,
known as the loan term, and you'll be charged a percentage of the remaining balance in interest each month as a cost of borrowing the money.
When the mortgage markets collapsed and the housing agencies started hemorrhaging cash, they instituted new fee policies
known as Loan Level Pricing Adjustments (LLPA) and Adverse Market Delivery Charges (AMDC) as a means to fix their balance sheets on the backs of homeowners that were still able to obtain loans.
They value a metric
known as loan to value ratio, which guides them to the most creditworthy properties.
Private lenders must calculate a metric
known as loan to value ratio, which tells them whether a property is a worthy investment.
Rather than credit score, private dealers calculate a metric
known as loan to value (LTV) ratio to determine if a property is a worthy investment.
Using the home's appraised value and the total debts, a private lender can calculate a metric
known as loan to value ratio.
Private lenders must calculate a metric
known as loan to value ratio before making any offer.
Dividing the total debts by the current price of a property gives a metric
known as loan to value ratio.
Otherwise
known as loan origination fees, these charges are deducted on your tax returns every year as long as the mortgage loan lasts.
Using these two numbers, they can calculate a metric
known as loan to value (LTV) ratio.
Most people pick a standard mortgage loan period,
known as loan amortization.
Additional requirements (
known as loan conditions) may need to be cleared to help underwriters approve your loan.
This borrowing amount is
known as the Loan to Value or LTV.
To make an informed decision, lenders have to calculate LTV, better
known as loan to value ratio.
Lenders have to calculate a value
known as Loan to Value (LTV) ratio, which is equivalent to the value of existing debts on a property divided by the current appraised value.
By dividing the debts by a home's current price, lenders get a metric
known as loan to value ratio to help them make a conscious decision.
Home equity lenders have to calculate a metric
known as loan to value (LTV) ratio which is equal to the value of total debts divided by its current price estimate.
To make the best judgment, a private home equity lender finds it necessary to calculate a metric
known as loan to value ratio.
To assess the risk posed by different borrowers, the creditors have to calculate a metric
known as loan to value (LTV) ratio.
To reach a decision, private lenders must calculate an important metric
known as loan to value ratio.
They must use the values obtained to calculate an important metric best
known as loan to value (LTV) ratio.
To make a judgment, lenders must calculate a metric
known as loan to value (LTV) ratio by dividing a property's debts with its selling price.
They can use these values to calculate a metric
known as loan to value (LTV) ratio.
For a clearer picture of risk, home equity lenders in Guelph must get a metric
known as loan to value (LTV) ratio of the property.
To establish this, home equity lenders have to calculate a value
known as loan to value ratio.
Dividing the total value of debts by the appraised property price results in a value
known as loan to value (LTV), which helps home equity lenders decide who to assist.
This metric better
known as Loan to Value (LTV) is an important measure that determines the final loan amount you will get.
In the state of Texas, there is a program
known as the Loan Repayment Program for Speech - Language Pathologists & Audiologists.
Also
known as loan consolidation.
Not only do they look at the dollar amount of your loan, but they also look at a metric
known as your loan to value (LTV), or what percent of a home's sale price you are borrowing.
Loan processors are also commonly
known as loan clerks or loan interviewers.
• Home mortgage interest paid at settlement that is found on the mortgage interest statement provided by the lender • Certain real estate taxes paid at closing • Real estate taxes — listed on your real estate tax bill — the lender paid from escrow to the taxing authority • Sales taxes paid at closing • Points — also
known as loan origination fees, maximum loan charges, loan discounts or discount points — which are a one - time closing cost that provide you a discounted rate on your mortgage and can be deducted only over the life of the mortgage • Mortgage insurance premiums, except for mortgage insurance provided by the Department of Veterans Affairs or Rural Housing Service
Your lender usually requires this type of insurance that protects its interest in the loan in the case of a title defect and is
known as a loan policy.
In most cases, lenders limit loans to 80 percent or less of your home's value (this is
known as the loan to value ratio).
Not exact matches
The 81 - year - old government - run financial institution,
known as the Ex-Im Bank, provides much - needed to support to exporters through guaranteed
loans and credit insurance, and by its own reckoning, it has returned $ 7 billion to the U.S. Treasury over the last 20 years.
This rule,
known as «
Know Before You Owe,» requires lenders to provide simplified details on mortgages to homebuyers to help them shop for a
loan that's right for them.
First National — Canada's largest non-bank mortgage lender, originating $ 22 billion in
loans each year — reacted swiftly, announcing Tuesday that Morneau's moves will impact about 41 % of its insured residential mortgages and that it anticipates a drop of
as much
as 10 % in originations of this kind, because its
loans will
no longer qualify for insurance.
As everyone following the race now
knows, I owe the IRS over $ 50,000 in deferred tax payments (I am currently on a repayment plan) and hold more than $ 170,000 in credit card and student
loan debt.
The San Francisco based startup is one of the largest companies
known as peer - to - peer lenders and runs a website where consumers can apply for
loans that are either funded by individual investors or by institutions such
as banks.
Instead, it's apparently a matter of sloppy record - keeping — coupled with the fact that when students take out private
loans, they're often sold and bundled together, and then «sold to investors through a process
known as securitization.»
«If a lender
knows that it can sell a
loan as soon
as the
loan is made, do you think that
loan will be underwritten with the same diligence
as a non-SBA guaranteed
loan held on that lender's books?»
«
As a result of the incident, the company will
no longer
loan guitars to movies under any circumstances,» Boak told SSN.
As part of the settlement, New York - based Goldman agreed to a list of facts put together by the DoJ that stated Goldman had misled investors about the mortgage - backed securities while
knowing that the repackaged
loans were indeed riskier than what they had told investors.
CIBC was also the first of the Canadian banks to report its earnings after the introduction of a new accounting standard
known as IFRS 9 that puts more emphasis over expected losses over the life of a
loan compared to previous guidelines.
As start - ups continue to sprout up, you may be surprised to
know that most are using their own cash, instead of taking out business
loans to keep their business afloat.
On Joe Nocera's blog, a reader
known only
as «Anonymous Banker» has an interesting treatise on why small companies with great credit can't get
loans right now.
As you
know, most of that mix has been in more highly leveraged stuff, Covenant - Lite
loans - high yield, that's where the majority of the rise has been.